I&m Group Plc · NSEKE:IMH
I&m — I&M Bank (Rwanda) — Q3 2020 Earnings Presentation
11 slides from I&m's earnings presentation, December 2020
Slide 1: Q3 2020 Investor Presentation
Q3 2020 Investor Presentation December 2020
Slide 2: Table of Contents
Table of Contents Part 1:Font 9-Months Size: 20 |Key Font Highlights Feature: Bold Part 2: Financial Performance Review: Q3 2020 Font Size: 16 | Font Feature: Bold Part 3: Business Review Font Size: 14/12 | Font Feature: No Bold Part 4: Strategy Update Font Size: 10 | Font Feature: No Bold Investor
Slide 3: Notable Events & Initiatives - 2020
Notable Events & Initiatives - 2020 Regional Economic Growth Financial Performance • The country registered a 12.4% GDP • Loan portfolio grew by 21% YTD to FRW contraction in the first half year of 2020. 208Billion • Central Bank maintains CBR rate at 4.5 • Customer & Other Financial Institutions pe
Slide 4: Part 2: Financial Performance Review: Q3 2020
Font Size: 20 | Font Feature: Bold Part 2: Financial Performance Font Size: 16 | Font Feature: Bold review: Q3 2020 Font Size: 14/12 | Font Feature: No Bold Font Size: 10 | Font Feature: No Bold Investor Presentation
Slide 5: I&M Bank (Rwanda) PLC – Income Statement Highlights
I&M Bank (Rwanda) PLC – Income Statement Highlights Rwf ‘Billions Sept-19 Sept-20 % var. Key Take-Outs • NIR growth driven by strong trading revenues; offsetting a decline in fees due Net Interest Income 16.278 16.395 1% to lower consumer activity and transactional volumes. Fees &Commissions 1.713 1
Slide 6: I&M Bank (Rwanda) PLC – Balance Sheet Highlights
I&M Bank (Rwanda) PLC – Balance Sheet Highlights 20% 18% 21% 6% 6
Slide 7: Part 3: Business Review
Font Size: 20 | Font Feature: Bold Part 3: Business Review Font Size: 16 | Font Feature: Bold Font Size: 14/12 | Font Feature: No Bold Font Size: 10 | Font Feature: No Bold Investor Presentation
Slide 8: Notable initiatives during 9M 2020
Notable initiatives during 9M 2020 Product launch & review Process review • Rollout of MSME deposit & loan products – • Retail Scoring Model: Aim to improve “Ganza with I&M” TAT up to 48hours by Q4 2020. • Rollout of MasterCard business cards & World • Improved prop trading & forward deals Elite car
Slide 9: Part 4: Strategy Update
Font Size: 20 | Font Feature: Bold Part 4: Strategy update Font Size: 16 | Font Feature: Bold Font Size: 14/12 | Font Feature: No Bold Font Size: 10 | Font Feature: No Bold Investor Presentation
Slide 10: Delivering on our Refreshed Strategy
Delivering on our Refreshed strategy The Bank aims to keep its The Bank has aligned its Customer Maintaining a bank that is processes and engagements Value Proposition to the New Normal resilient and able to with customers which are • Loan book increased by 21% YTD, appropriately manage/mitigate eff
Slide 11: Thank you
Thank you I&M Bank (Rwanda) PLC KN 03 Ave, 9 P.O. BOX 354 Kigali, Rwanda E: INVEST@IMBANK.CO.RW T: + 250 788 16 2040