Slide 1: FY14 Full Year Results Presentation
FY14 Full Year Results Presentation September 2014 1
Slide 2: Important Notice
Important Notice emerchants refers to the Emerchants Group which contains Emerchants Limited and its We believe the information provided herein is reliable, as of the date hereof, but do not wholly owned subsidiaries including Emerchants Payment Solutions Limited. warrant its accuracy or completenes
Slide 3: Mission
Mission empowering | Your Money To transform the commercial payment solutions landscape by inspiring companies and their customers to demand more control, more transparency and more flexibility over their money. 3
Slide 4: Our Value Proposition
Our Value Proposition PREPAID VISA] DISBURSEMENT ACCOUNT Ladbrokes 3234 Su78 9022 345E RECONCILIATION OF FUNDS FUNDS DISBURSEMENT SiaiM DATA & ANALYTICS CONTROL SPEND VISA eftpos (2
Slide 5: Sources of Revenue
Sources of Revenue Customer info system authorises transaction and adjusts cardholder account balance emerchants issues prepaid card emerchants 21% of software Revenues Set up fee Card Production Transaction request sent to Transaction authorised emerchants CAR fee Transaction data Cardholder makes
Slide 6: Performance Metrics
Performance Metrics FY12 to FY14 Total dollars loaded prepaid platform ($millions) Total number of active accounts (millions) 200.0 0.6 Non-Reloadable Non-Reloadable 175.0 Reloadable 0.5 Reloadable 150.0 0.4 Millions Millions 125.0 100.0 0.3 75.0 0.2 50.0 0.1 25.0 0.0 0.0 FY2012 FY2013 FY2014 FY2012
Slide 7: Performance Metrics
Performance Metrics FY12 to FY14 Revenue generating transactions (millions) Stored Value ($millions) 5.0 30.0 Non-Reloadable Non-Reloadable Reloadable 25.0 Reloadable 4.0 20.0 Millions Millions 3.0 15.0 2.0 10.0 1.0 5.0 * 0.0 * 0.0 FY2012 FY2013 FY2014 FY2012 FY2013 FY2014 Transactions: 4.48m +14% S
Slide 8: FY14 Business Highlights
FY14 Business Highlights Growth in Ladbrokes Sportsbet Bet Easy Reloadable Metrics We showed strong growth in The launch of the Ladbrokes Sportsbet is the largest Bet Easy was our third all of our re-loadable metrics: EFTPOS program in March corporate bookmaker in contract in the gambling was strate
Slide 9: FY14 Business Highlights
FY14 Business Highlights CCIG Sales Pipeline Infrastructure Finance and Project Operations Following a successful pilot, We are working on several We have largely completed our We successfully raised we are due to launch loan material opportunities across I.T Infrastructure upgrade so $7.1m in new
Slide 10: Financials
Financials Statement of Profit and Loss for 12 months ended 30 June 2014 12 months 12 months • Flat revenue growth due to ('000) %∆ slowdown in gift volumes and to June 13 to June 14 set up fees for new programs Breakage income 984 1,152 17% falling into July 2014, the Establishment income 1,290 1,0
Slide 11: Financials
Financials Statement of Financial Position and Cash Flow for 12 months ended 30 June 2014 Summary of Financial Position • The increase in cash outflows 12 months 12 months (‘000) from operating activities to June 13 to June 14 %∆ compared with the prior year Cash and cash equivalents 1,359 4,496 231
Slide 12: Performance Metrics – FY15 Trading Update
Performance Metrics – FY15 Trading Update FY14 vs. FY13 and trading update to August Total dollars loaded onto prepaid platform ($m) Total number of Active Accounts (m) 200 168.50m 0.70 180 160 0.60 0.54m 0.55m 0.52m 0.52m 135.30m 140 0.50 120 0.40 100 80 0.30 60 40.6m 0.20 40 21.74m 20 0.10 - - FY1
Slide 13: Performance Metrics – FY15 Trading Update
Performance Metrics – FY15 Trading Update FY14 vs. FY13 and trading update to Aug Revenue Generating Transactions (m) Stored Value ($m) 6.00 35 30.05 5.00 4.48m 30 27.38m 3.94m 25 4.00 20.86m 20.43m 20 3.00 15 2.00 10 1.04m 0.66m 1.00 5 - - FY13 FY14 Jul to Jul to FY13 FY14 Jul to Jul to Aug 13 Aug
Slide 14: Trading Update FY15 – Metrics and Financials
Trading Update FY15 – Metrics and Financials Key metrics exhibiting strong growth rates versus PCP. Dollars Loaded on a run-rate of $240m prior to the launch of Sportsbet, Bet Easy and CCIG in September/October and prior to launch of new programs in the sales pipeline. Re-loadable Active Accou
Slide 15: Trading Update FY15 – Sales Pipeline
Trading Update FY15 – Sales Pipeline • Consumer Lending Vertical: We expect to sign and announce 2-3 new partnerships with online consumer lenders in the next 4-8 weeks Working on a retail store delivery solution for first time loads that would double our load volumes with existing customers in