Alrayan Bank · QSE:MARK
Alrayan Bank — Masraf Al Rayan — Q1 2019 Earnings Presentation
15 slides from Alrayan Bank's earnings presentation, Mar 31, 2019
Slide 1: Investor Presentation
Investor Presentation 31 March 2019
Slide 2: Contents
Contents 1. Overview of Masraf Al Rayan 2. Key Financial Highlights 2.1 Profitability 2.2 Balance Sheet 2.3 Asset Quality 2.4 Capitalisation 3. Overview of Qatar 4. Key Contacts 2
Slide 3: 1. Overview of Masraf Al Rayan
1. Overview of Masraf Al Rayan Overview of Masraf Al Rayan Q.P.S.C. (MAR or Bank) Branch Network Fully Shariah compliant bank incorporated in Qatar on 4 January Profile 2006 and licensed by the Qatar Central Bank 6 Classified as a DSIB (Domestic Systemically Important Bank) branches Corporate
Slide 4: 1. Overview of Masraf Al Rayan Cont.
1. Overview of Masraf Al Rayan Cont. Board Composition The principal role of the Board is to oversee the implementation of the Bank's strategic initiatives and its functions within the agreed framework in accordance with relevant statutory and regulatory structures Chairman & Managing Director Boa
Slide 5: 2. Key Financial Highlights
2. Key Financial Highlights Total assets reached $27,555 million compared to $28,430 million on 31 March 2018. Financing activities increased to $20,843 million compared to $19,938 million on 31 March 2018, an Balance Sheet increase of 4.5%. Investments reached $5,505 million on 31 March 2019.
Slide 6: 2.1 Profitability
2.1 Profitability Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 6
Slide 7: 2.1 Profitability cont’d
2.1 Profitability cont’d Stable Profitability Masraf AlRayan is maintaining a leading position on the return on average assets, which stood at 2.2% p.a. on 31 March 2019. The bank has a track record of generating high returns for its shareholders. The Bank's return on average equity (ROAE) stood
Slide 8: 2.2 Balance Sheet
2.2 Balance Sheet Exchange rate of USD / QAR = 3.6405 is used throughout the presentation 8
Slide 9: 2.2 Balance Sheet cont’d
~, Zy 2.2 Balance Sheet cont’d onlin MASRAF AL RAYAN, SUBSIDIARIES & ASSOCIATES The Bank's subsidiaries and associates as at 31 March 2018: Entity Name Country Capital Activity Ownership % SUBSIDIARIES: Al Rayan Investment L.L.C. Qatar USD 100,000,000 Investment Banking 100% Al Rayan Financial Broke
Slide 10: 2.3 Asset Quality
2.3 Asset Quality Strong Asset Quality Prudent governance supported by strong credit underwriting standards. The Bank's quality of assets, in addition to its prudent credit risk management policies and procedures, have enabled the Bank to continue registering a non-performing loan ratio (NPF rat
Slide 11: 2.4 Capitalisation
2.4 Capitalisation Strengthened Capital MAR has a strong capital base with a capital adequacy ratio of 19.28% with a common equity Tier 1 (CET 1) ratio of 18.75% as at 31 March 2019, which highlights that the Bank is well capitalized. Well maintained non-risk based leverage ratio. MAR complies
Slide 12: Shareholding Nationality Structure
Shareholding Nationality Structure 12
Slide 13: 3. Overview of Qatar
3. Overview of Qatar Qatar’s economy has been prepared itself for hosting 2022 World Cup with the government now projecting the GDP and population growth levels of this the period. And it is Qatari Government’s strong fiscal and economic policy direction that is also helping the economy to grow
Slide 14: 3. Overview of Qatar cont’d
3. Overview of Qatar cont’d Overview of the Qatari Banking Sector Snapshot of the Qatari Banking Sector A total of 18 banks licensed by the Qatar Central Bank: Banks No. Islamic banks 4 Conventional banks 6 State-owned bank 1 Foreign banks 7 Banks’ total assets stood at USD $402.1 billion, as of
Slide 15: 4. Key Contacts
wy 4. Key Contacts dette MASRAF AL RAYAN, Key Contacts Group Chief Executive Officer Adel Mustafawi +974 4423 5800 Adel. Mustafawi@alrayan.com Chief Operating Officer Ahmed Sheikh +974 4423 5600 Ahmed.Sheikh@alrayan.com Al Rayan Investment Haithem Katerji, Chief Investment Officer +974 4423 5770 Hai