Arch Capital Group Ltd. · NASDAQ:ACGL

Arch Capital — Q2 2026 Earnings Presentation

13 slides from Arch Capital's earnings presentation, Jul 29, 2026

  1. Slide 1: Investor Presentation: 2026 Second Quarter

    INVESTOR PRESENTATION 2026 Second Quarter ©2026 Arch Capital Group Ltd. All rights reserved. ©2026 Arch Capital Group Ltd. All rights reserved. 1

  2. Slide 2: Informational Statements

    Informational Statements The Private Securities Litigation Reform Act of 1995 provides a “safe harbor” for forward-looking statements. This release or any other written or oral statements made by or on behalf of Arch and its subsidiaries may include forward-looking statements, which reflect the Comp

  3. Slide 3: A Leading Global Specialty Insurer

    A Leading Global Specialty Insurer Gross Premium Combined Written Ratio $22.8B 81.3% TTM 1 Ending June 30, 2026 25 A GLOBAL PRESENCE Total Debt and Preferred/ ~8,000 Capitalization Total Capitalization Years of Success Employees $28.3B 18.1% Worldwide As of June 30, 2026 Financial Strength Ratings*

  4. Slide 4: Specialty Re/Insurance Business

    Specialty Re/Insurance Business Arch Operates Leading Specialty Insurance Lines Across a Wide Range of Geographies and Products Gross Premiums Written Gross Premiums Written by Segment TTM Ending 6/30/26 ($B) From 2022 to TTM Ending 6/30/26 ($M)1 $22,878 $22,770 48% $21,511 Reinsurance 1,305 1,296 6

  5. Slide 5: The DNA of a Specialty Insurance Powerhouse

    The DNA of a Specialty Insurance Powerhouse Arch’s playbook delivers superior results with lower volatility. Our operating principles are: FOCUS ON SPECIALTY MANAGE EFFECTIVELY INSURANCE BUSINESS THE CYCLE ALLOCATE CAPITAL  We focus on commercial lines where our  Our executive and underwriting tea

  6. Slide 6: Consistently Superior Risk-Adjusted Returns with Less Volatility

    Consistently Superior Risk-Adjusted Returns with Less Volatility Total Value Creation vs. Coefficient of Variation Consistently Superior Risk-Adjusted Returns 2006-2025 with Less Volatility Lower Volatility, Higher Returns Higher Volatility, Higher Returns Arch has 2x the average 16% value creation

  7. Slide 7: Diversification Provides Earnings Stability

    Diversification Provides Earnings Stability Property and Casualty Segments Insurance Net Premiums Written Reinsurance Net Premiums Written TTM Ending 6/30/26 ($B) TTM Ending 6/30/26 ($B) Property and short-tail Casualty and other Other, specialty (Int), 14% (Int), 13% 3% Marine and aviation, 3% Othe

  8. Slide 8: Managed Catastrophe Risk

    Managed Catastrophe Risk Property and Casualty Segments ACGL Peak Zone 1:250 PML 1:250 as a % of tangible shareholders' equity * 2,000 30% $1,890 $1,892 $1,788 $1,828 25% 1,650 $1,627 20% 1:250 PML $M 1,300 1:250 PML $M 15% 950 8.1% $970 10% 6.6% $860 5.8% 5.7% $748 4.2% 9.2% 9.2% 600 8.0% 8.2% 8.2%

  9. Slide 9: Mortgage Insurance Diversifies Earnings

    Mortgage Insurance Diversifies Earnings Mortgage Insurance In Force ($B) Underwriting Income ($M) TTM Ending 6/30/26 $513 $509 $501 $485 $479 35% 42% 43% 42% 41% 40% $951M 58% 57% 58% 59% 60% 65% 2022 2023 2024 2025 As of 6/30/26 U.S. Primary Mortgage Insurance International Mortgage Insurance/Reins

  10. Slide 10: Conservative Investment Portfolio

    Conservative Investment Portfolio Investments Invested Assets ($B) Fixed Maturity by Rating ($B) June 30, 2026 June 30, 2026 Lower than B, Not Rated, Other, 3.4% B, 0.1% 1.7% Equity method funds, 2.4% 13.8% U.S. government, 16.3% BB, U.S. government 4.1% and government agencies3, 29.2% Equity securi

  11. Slide 11: Investment Income a Steady Contributor to Book Value Growth

    Investment Income a Steady Contributor to Book Value Growth Investments Net Investment Income + Equity Method Investments ($M) Equity Method Income Net Investment Income $2,500 $2,312 $2,075 $2,129 $2,000 $645 $504 $580 $1,500 $1,301 $278 $1,000 $1,625 $1,667 $611 $1,495 $500 $115 $1,023 $496 $0 202

  12. Slide 12: Superior Value Creation

    Superior Value Creation Book Value per Common Share1 + Accumulated Common Dividends $80 Book Value Accumulated Common Dividends $70 $5.00 $60 3 $50 15.7% Compound $40 Annual Growth Rate $68.04 $30 $20 $10 $0 $2.03 2001 2002 2003 2004 2005 2006 2007 2008 2009 2010 2011 2012 2013 2014 2015 2016 2017 2

  13. Slide 13: Investor Inquiries

    Investor Inquiries Donald Watson Vinay Misquith Executive Vice President, Senior Vice President, Financial Services Finance _________ _________ (914) 872 3616 (914) 872 3666 DWatson@archgroup.com VMisquith@archgroup.com  Sustainability reports and additional governance documents are available at ar

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