China Minsheng Banking Corp., Ltd. Class A · SSE:600016
China Minsheng Banking Corp., Ltd. Class A — H1 2022 Earnings Presentation
11 slides from China Minsheng Banking Corp., Ltd. Class A's earnings presentation, 2022
Slide 1: 2022 Interim Results Announcement
2022 Interim Results Announcement
Slide 2: Disclaimer
Disclaimer This announcement is based on the Interim Report. In order to fully understand the operating results, financial position and future development plans of the Bank, please read the full report carefully at the Investor Relations section of the website of the Bank or the website of the Shang
Slide 3: I. Key Data
I. Key Data Net profit attributable Total assets Total loans to holders of equity Total deposits Operating income shares of the Bank RMB7.32 trillion RMB4.21 trillion RMB4.11 trillion RMB74,199 million RMB24,638 million up up up down down 5.29% 3.95% 8.95% 15.47% 7.22% from the end of the from the e
Slide 4: II. Optimised asset structure with continued efforts in key areas
II. Optimised asset structure with continued efforts in key areas Balance of green credit Balance of loans to the manufacturing industry Total balance RMB151,250 million RMB420,510 million of daily average loans 3,466.9 4,205.1 in total assets 61.5% 1,073.2 1,512.5 up 1.10 pp YoY * Information of 20
Slide 5: III. Increasingly stable liabilities with significant growth in personal deposits
III. Increasingly stable liabilities with significant growth in personal deposits Daily average deposits Proportion of balance of Balance of in total liabilities personal deposits personal deposits RMB952,020 million 61.3% 23.1% up up up 15.3% 1.28 pp 1.91 pp from the end of the from the end of the
Slide 6: IV. Practiced customer-centric philosophy with overall improvement in customer base
IV. Practiced “customer-centric” philosophy with overall improvement in customer base Effective corporate Effective and above customers retail customers 6.3% 4.5% Balance of Balance of Number of eligible private AUM of retail customers corporate deposits corporate loans banking customers RMB2,202,08
Slide 7: V. Accelerated disposal of non-performing assets with steady and improved asset quality
V. Accelerated disposal of non-performing assets with steady and improved asset quality Non-performing assets disposed NPL ratio RMB48,650 million，up 1.73% YoY 29.7% down *Information of the Bank 0.06 pp Allowance used to dispose NPLs from the end of the previous year RMB26,610 million，up Allowance
Slide 8: VI. Upgraded products and services with growing advantages in segmented areas (1/3)
VI. Upgraded products and services with growing advantages in segmented areas（1/3) Strategic Relying on core cleints enterprises Balance of deposits Balance of loans RMB1,168,400 RMB1,074,180 One-point access, Customers referred Successful Nationwide radiation, from the chains of core million millio
Slide 9: VI. Upgraded products and services with growing advantages in segmented areas (2/3)
VI. Upgraded products and services with growing advantagesin segmented areas （2/3) Comprehensive services to the Covered over 500 industrial parks “dedicated, refined, distinctive and innovative” enterprises Easy Park Construction Full cycle Park One-stop services for development Entire scenarios an
Slide 10: VI. Upgraded products and services with growing advantages in segmented areas (3/3)
VI. Upgraded products and services with growing advantages in segmented areas（3/3) 7 cloud products membership benefit system Four benefit segments: finance, shopping, entertainment and food Minsheng•Cloud Minsheng•Cloud Agency Book Keeping 1.43 million redemptions of V+ Human Resources membership b
Slide 11: VII. Implemented inclusive policies and continuously delivered financial warmth
VII. Implemented inclusive policies and continuously delivered financial “warmth” Pioneered to issue “20 Minsheng Measures” to bail out enterprises in difficulties Providing customers in operating difficulties as affected by the COVID-19 with a series of services, such as loan renewal, repayment pla
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