Finkurve Financial Services Ltd. · NSE:FINKURVE
Finkurve Financial Services — Investor Presentation (2022)
9 slides from Finkurve Financial Services's investor presentation, May 23, 2022
Slide 1: Finkurve Financial Services Limited
Company Name: Finkurve Financial Services Limited BSE Scrip Code: 508954
Slide 2: Arvog Finance Lending Portfolio
Arvog Finance Lending Portfolio Digital Lending Products School Fees Financing Early Salary Loans Simplify cashflows for parents through a flexible school fee Emergency cash requirements payment plan Advance Salary support Gold Loans Loans to Wallet Merchants Glittering a billion lives through the p
Slide 3: Credit Engine
CREDIT ENGINE A high-performance, real-time credit decisioning system. AI-driven scoring models are trained using the customer’s data and business goals to produce an API-accessible loan underwriting system that returns transparent credit decisions including grantable amount, interest rate, and term
Slide 4: Credit Engine Capabilities
Credit Engine Capabilities Can combine multiple set of data to provide a credit decision, these data points help in evaluating the customer’s credit worthiness but will also grow his/her credit footprint – 1) Demographic 6) Economic • Identifiers (IDs, DOB, etc.) • Macro • Personal (Gender, Marital
Slide 5: Loan Origination System
LOAN ORIGINATION SYSTEM 2. Performing de Dupe: Is he already recorded in the system 3. CIBIL Check: What is his credit history recorded in CIBIL 1. Booking a case: Enter the customer data and generate 4. Verifications: application number Verify credentials provided 6. Disbursal: System pre-disbursal
Slide 6: Lending Plan
Lending Plan Offering Customized Stronger Data Analytics Collaborations Solutions To reach a more authentic credit score, More collaboration among Fintech Customized products like credit cards, start—ups, banks and N BFCs more focus to be given to data accounts based on borrower’s credit expected in
Slide 7: Lending Success Factors: Partnerships for Market Access, Data to Lower Default Rates
Lending Success Factors-Establishing Partnerships for Market Access, Using Data to lower Default Rates Access to the merchant / individual data can help create a credible credit score. NBFCs need to partner with e-commerce companies and FinTechs like Swiggy, Amazon etc. to get such data Keeping the
Slide 8: Our Team
Ketan Kothari – Director Priyank Kothari – Director of operations OUR Narendra Jain – Director TEAM Jay Bhatia – Analysis & Project Manager Aakash Jain – CFO
Slide 9: Thank You
THANK YOU OFFICE : D Wing, 202, 2nd floor, Trade World, Opp. Bombay Canteen, Kamala Mills, Lower Parel. Mumbai – 400013, India Tel: +91-22-42441200 Email: info@arvog.com
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