Fifth Third Bancorp · NASDAQ:FITB

Fifth Third Bancorp — BofA Securities Financial Services Conference 2026

12 slides from Fifth Third Bancorp's conference presentation, Feb 10, 2026

  1. Slide 1: BofA Securities Financial Services Conference February 10, 2026

    © Fifth Third Bancorp | All Rights Reserved BofA Securities Financial Services Conference February 10, 2026

  2. Slide 2: Top performing regional bank with local scale and national reach

    2 © Fifth Third Bancorp | All Rights Reserved Southwest footprint Top performing regional bank with local scale and national reach Assets $294 billion Ranked 9th in the U.S.1 Deposits $237 billion Ranked 9th in the U.S.1 U.S. branches 1,482 Ranked 7th in the U.S.1 Note: Assets, loans, deposits, and

  3. Slide 3: A simple, diversified business portfolio

    3 © Fifth Third Bancorp | All Rights Reserved NII contribution1 43% 53% 4% 51% 32% 17%Fee contribution1 A simple, diversified business portfolio • Texas Commercial Banking Loans $55B Deposits $117B Loans $10B Deposits $14B Loans $111B Deposits $99B Consumer & Small Business Banking Wealth & Asset Ma

  4. Slide 4: Disciplined execution guided by core principles

    4 © Fifth Third Bancorp | All Rights Reserved Disciplined execution guided by core principles Stability Profitability Growth ✓ Resilient balance sheet ✓ Strong credit profile ✓ Branch-originated insured deposits and operational deposits tied to payments services ✓ NII growth and NIM expansion ✓ Dive

  5. Slide 5: Delivering shareholder outperformance: total shareholder return

    5 © Fifth Third Bancorp | All Rights Reserved 1 Peer 1 68% Peer 1 123% Peer 1 144% Peer 8 401% 2 FITB 59% FITB 115% FITB 141% FITB 367% 3 Peer 6 55% Peer 3 111% Peer 8 136% Peer 1 333% 4 Peer 7 54% Peer 2 110% Peer 7 131% Peer 2 317% 5 Peer 2 53% Peer 8 99% Peer 3 113% Peer 7 264% 6 Peer 8 36% Peer

  6. Slide 6: Upcoming Comerica integration timeline

    6 © Fifth Third Bancorp | All Rights Reserved Final StepsUpcoming Comerica integration timeline1 Completed October 6, 2025 Announced acquisition of Comerica 4Q25 Finalized organizational design February 1, 2026 Legal close of transaction 2Q26-3Q26 3 conversion mocks to test system readiness Conversi

  7. Slide 7: Middle Market banking powerhouse positioned to grow

    7 © Fifth Third Bancorp | All Rights Reserved Middle Market banking powerhouse positioned to grow 283 353 626 2021 2025 Salesforce additions drive growth1 Middle market salesforce $18 $23 $37 2021 2025 Middle market loans ($B) Deep, relationship driven Middle Market platform serving diverse industri

  8. Slide 8: Accelerating our decade-long network expansion

    8 © Fifth Third Bancorp | All Rights Reserved Accelerating our decade-long network expansion1 Branch distribution by region2 Source: S&P Capital IQ; 1See forward-looking statements on page 12 of this presentation regarding forward-looking non-GAAP measures and use of non-GAAP measures on pages 27-29

  9. Slide 9: Southeast de novo expansion leading to strong deposit growth and profitability

    9 © Fifth Third Bancorp | All Rights Reserved Southeast de novo expansion leading to strong deposit growth and profitability The southeast’s share of total retail deposits continues to grow as the de novo network matures Percentage of total retail deposits Southeast investments driving strong granul

  10. Slide 10: Peer-leading deposit growth opportunity

    10 © Fifth Third Bancorp | All Rights Reserved 26 43 89 137 100 93 305 215 150 7 8 11 26 126 42 136 52 394 502 Peer 6 Peer 5 Peer 11 Peer 1 Peer 8 Peer 10 Peer 9 Peer 4 Peer 7 * Peer-leading deposit growth opportunity # of branches aged less than 5 years at year end 20301 Source: S&P Global Market I

  11. Slide 11: Why Fifth Third

    11 © Fifth Third Bancorp | All Rights Reserved Why Fifth Third Positioned to generate long-term sustainable value to shareholders despite the environment ✓ Well-diversified and resilient balance sheet to provide stability and profitability ✓ Consistent investments to generate balanced and growing re

  12. Slide 12: Cautionary Statement

    12 © Fifth Third Bancorp | All Rights Reserved Cautionary Statement This presentation contains statements that we believe are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securiti

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