Allied Bank Limited · PSX:ABL
Allied Bank — FY2016 Earnings Presentation
16 slides from Allied Bank's earnings presentation, Dec 31, 2016
Slide 1: Allied Bank Limited Investor Presentation
Allied Bank Limited Investor Presentation For The Year Ended December 31, 2016
Slide 2: Major Highlights – Income Statement
INVESTOR PRESENTATION – December 2016 MAJOR HIGHLIGHTS – INCOME STATEMENT Rs. In Million Inc/(Dec) Dec-16 Dec-15 Rs. % Profit Before Tax 23,831 25,503 (1,672) -7% Profit After Tax 14,427 15,120 (693) -5% EPS - in Rs 12.60 13.20 (0.60) -5% • NIM reached Rs.33,261 mln ( 8%YoY); maturing Govt. bonds/sh
Slide 3: Major Highlights – Balance Sheet
INVESTOR PRESENTATION – December 2016 MAJOR HIGHLIGHTS – BALANCE SHEET Rs. In Billion Inc/(Dec) Dec-16 Dec-15 Rs. % Investments 590 544 46 8% Advances 330 322 9 3% Total Assets 1,070 992 78 8% Total Equity 101 89 11 13% • Balance sheet crossed Rs.1,000 Billion mark (US$10.2 Billion); ( 8% YoY) • Ave
Slide 4: Statement of Financial Position – Standalone
INVESTOR PRESENTATION – December 2016 Statement of Financial Position – Standalone Rs. in M illion US$ in M illion ASSETS Dec-16 Dec-15 Var. Dec-16 Dec-15 Var. Growth Cash and Balances with Banks & Lending to FIs 84,396 64,145 20,251 807 613 194 32% Investments 589,865 544,349 45,516 5,639 5,204 435
Slide 5: Statement of Financial Position – Consolidated
INVESTOR PRESENTATION – December 2016 Statement of Financial Position – Consolidated Rs. in M illion US$ in M illion ASSETS Dec-16 Dec-15 Var. Dec-16 Dec-15 Var. Growth Cash and Balances with Banks & Lending to FIs 84,396 64,145 20,251 807 613 194 32% Investments 590,925 545,106 45,819 5,649 5,211 4
Slide 6: Investments
INVESTOR PRESENTATION – December 2016 Rs. in M illion Composition INVESTMENTS Dec-16 Dec-15 Var. Growth Dec-16 Dec-15 Pakistan Investment Bonds 281,631 340,407 (58,776) -17% 50% 65% Market Treasury Bills 226,220 138,531 87,689 63% 40% 26% Listed and Unlisted Shares 26,134 25,259 875 3.5% 5% 5% TFCs,
Slide 7: Advances & Asset Quality
INVESTOR PRESENTATION – December 2016 ADVANCES & ASSET QUALITY Market Share: 6.3% 380 8.0% 360 • Gross advances at Rs.349 340 341 353 349 7.5% 300 7.2% 326 Rs. in Billion 324 billion ( 2.3% YoY) 285 7.0% 289 260 % 6.8% 7.0% • NPLs at Rs.20.4 billion 6.7% 6.5% 220 ( 7% YoY) 6.4% 6.0% 180 5.9% 5.9% 5.
Slide 8: Deposits
INVESTOR PRESENTATION – December 2016 DEPOSITS Market Share 7.2% Rs. In Billion 2016 2015 Growth Current 254 223 14% Saving 374 316 18% Term 177 196 -10% Total Deposits 805 735 10%
Slide 9: Income Statement – Standalone
INVESTOR PRESENTATION – December 2016 INCOME STATEMENT – Standalone Rs. in Million US$ in Million Dec-16 Dec-15 Var. Dec-16 Dec-15 Var. Growth Mark-up/ interest Income 64,606 72,116 (7,510) 618 689 (72) -10% Mark-up/ interest Expensed 31,345 35,977 (4,632) 300 344 (44) -13% Net Mark-up/ interest Inc
Slide 10: Income Statement – Consolidated
INVESTOR PRESENTATION – December 2016 INCOME STATEMENT - Consolidated Rs. in Million US$ in Million Dec-16 Dec-15 Var. Dec-16 Dec-15 Var. Growth Mark-up/ interest Income 64,610 72,119 (7,509) 618 689 (72) -10% Mark-up/ interest Expensed 31,344 35,967 (4,623) 300 344 (44) -13% Net Mark-up/ interest I
Slide 11: Key Ratios and Channels
INVESTOR PRESENTATION – December 2016 Annualized Key Ratios 2016 2015 Industry Q4 Q3 Q2 Q1 Q1 Q2 Q3 Q4 Sep-16 ROA (%) 1.4 1.6 1.7 1.9 2.0 1.7 1.8 1.7 1.3 ROE (Tier I) (%) 20.3 23.0 24.5 27.6 26.7 23.1 24.4 23.3 14.2 Capital Adequacy Ratio (%) 20.8 21.9 21.3 20.9 20.9 19.7 21.9 20.9 16.8 Excld. prior
Slide 12: Corporate Governance & Ratings
INVESTOR PRESENTATION – December 2016 Corporate Governance & Ratings RATING RATING TYPE RATING RATING INDICATION AGENCY Very high level of corporate governance; The Corporate rating action takes into consideration the CGR-9+ Governance JCR-VIS continued commitment of the Board and Rating management
Slide 13: Stock Market Data
INVESTOR PRESENTATION – December 2016 Stock Market Data Pakistan Stock Exchange Code ABL Bloomberg Code ABL PA Shares Outstanding (mln) 1,145.07 Market Capitalization (Rs. bln) 136.50 Market Capitalization (US$ mln) 1,305.03 Current Stock Price* 119.21 12M High/Low 122.0/ 82.83 *Stock Price as of De
Slide 14: Awards & Achievements
INVESTOR PRESENTATION – December 2016 AWARDS & ACHIEVEMENTS “Strongest Bank by Balance Sheet – 2015” Best Corporate & Institutional Bank – Domestic, Pakistan 2016 2nd position for Corporate Finance House – 2015 Corporate Excellence Award 2015 by Management Association of Pakistan Best Loan House, Pa
Slide 15: Disclaimer
INVESTOR PRESENTATION – December 2016 DISCLAIMER The information being presented herein is solely for your information. Except for the historical information, statements that describe the Bank’s objectives, plans or goals discussed in Investor Conference Call are forward‐looking statements. These fo
Slide 16: Thank You
INVESTOR PRESENTATION – December 2016 THANK YOU