The Hartford Insurance Group, Inc. · NYSE:HIG

The Hartford Insurance — The Hartford Financial Services Group — Q3 2005 Earnings Presentation

7 slides from The Hartford Insurance's earnings presentation, November 2005

  1. Slide 1: Investor Presentation 3rd Quarter 2005

    Investor Presentation 3rd Quarter 2005 TheFinancial The Hartford Hartford Financial Services Services Group,Inc. Group, Inc.

  2. Slide 2: Safe Harbor Statement

    Safe Harbor Statement Certain statements made in this presentation should be considered forward-looking statements as defined in the Private Securities Litigation Reform Act of 1995. These include statements about The Hartford’s future results of operations. We caution investors that these forward-l

  3. Slide 3: Corporate Financial Highlights

    Corporate Financial Highlights Quarter Ended Sep.-04 Sep.-05 % Change Net income (in millions) $ 494 $ 539 9% Net income per diluted share 1.66 1.76 6% Operating income (in millions) 468 560 20% Operating income per diluted share 1.57 1.82 16% Assets under management (in billions) 275 316 15% Book v

  4. Slide 4: P&C 3rd Quarter Highlights

    P&C 3rd Quarter Highlights ƒ Operating income was $232 million ƒ Net losses of $130 million from Hurricanes Katrina and Rita ƒ Over 15,000 claims received to date ƒ In excess of 50% of Katrina claims are settled ƒ Combined ratio of 89.8 before CATs and prior year development ƒ Business insurance net

  5. Slide 5: Life 3rd Quarter Highlights

    Life 3rd Quarter Highlights ƒ Operating income was $368 million ƒ Assets under management climbed to $271 billion, up 16% ƒ Global variable annuities grew 22% ƒ Japan annuity sales of $3.0 billion; Assets of $23 billion ƒ U.S. variable annuity assets of $104 billion grew 13% ƒ Other retail product a

  6. Slide 6: Projected 2005 Operating Income EPS

    Projected 2005 Operating Income EPS EPS Range Low High Operating Income per diluted share $7.30 $7.60 Estimated diluted weighted average shares outstanding (in millions) 305 6

  7. Slide 7: Slide 7

The Hartford Financial Services Group — Q3 2005 Earnings Presentation on 6ix