Slide 1: 2006 Annual Results Information Pack
4 Centrepoint Alliance Your Finance Partner 2006 Annual Results Information Pack
Slide 2: Group Performance Summary
Group Performance Summary a ; At 30 June 2006 A Siero Alliance Your Finance Partner Year ended 30 June (#039;000) _ 200: Total Revenue 30,505 14,489 EBITDA 13,521 7,296 NPAT 4,086 2,754 Operating Cash Flow 4,127 3,773 EPS basic (cents) 6.68 7.29 EPS diluted (cents) 6.37 7.15 EPS normalised* 7.30 *Share
Slide 3: Normalisation
Normalisation 4 Centrepoint Alliance Your Finance Partner Proforma Normalised Increase (IM) 2005 2006 Revenue $35,687 $42,175 18% Interest $6,011 $7,904 31% Commission $9,429 $12,264 30% Other Expenses $12,432 $14,707 18% PBT $7,815 $7,300 -7% NPAT $5,337 $5,096 -5% Normalisation includes notional f
Slide 4: Financial Performance 2006
Financial Performance 2006 2 (Notional full group for 12 months compared ¢. Centrepoint with both groups for 2005 financial year) Alliance Your Finance Partner #039;000 New Lending $485,578 f20% New Brokered Finance $601,000 th19% Total Revenue $42,175 Tis% EBIT (normalised) $15,202 TT o% Profit after
Slide 5: Loans and Advances ($m)
Loans and Advances ($m) = Contropoint at 30 June 2006 Alliance Your Finance Partner Total Group $156,253 PF $130,514 CF $25,739 Brokering $ - Finance Funding $12,119 Asset Finance (laptops) $13,620
Slide 6: Group - Geographic Business Distribution 05/06
GROUP - GEOGRAPHIC BUSINESS @ Centrepoint DISTRIBUTION —- 2005/06 Alliance Your Finance Partner Total Business Geographic Distribution 12.23% 3.09% 8.95% 38.73% 26.81% 0.20% BQLD @NSW @VIC OSA BWA ONZ Premium Funding Commercial Finance 0.40%: 14.63% 1.07% 5.10% | 13.55% aaa 35.03% 42.43% 24.35% 35.7
Slide 7: Premium Funding - Highlights
PREMIUM FUNDING — HIGHLIGHTS © @ Centrepoint Alliances Your Finance Partner e 66% of group profit attributed to Premium Funding division e $464m in volume business compared to $390m (combined AFC and CF businesses) for 2005 e New Zealand business commenced operation in early 2006 with in excess of $
Slide 8: Premium Funding - Rates and Margins explained
PREMIUM FUNDING - Rates and Margins explained ~%& Centrepoint Alliance Your Finance Partner Interest rates quoted by the Premium Funding Industry are “Flat Rates” Flat Commission Net Annual Yield Settlement Term Rate Flat Rate Rate Days Written 5.21% 1.15% 4.06% 13.68% | 20.01% 25.67 10 months Flat
Slide 9: OAMPS Premium Funding
OAMPS PREMIUM FUNDING @& Centrepoint Alliance Your Finance Partner eEffective date for integration - 1 July 2006 eWill significantly strengthen geographic distribution in Victoria and NSW for both PF and the total group eOAMPS Premium Funding division will remain strategically located within OAMPS M
Slide 10: OAMPS Premium Funding
OAMPS PREMIUM FUNDING a ©, Centrepoint Alliance Your Finance Partner OAMPS Premium Funding 2005/06 Combined Premium Funding and OPF 2005/06 39% 20% 28% 20% TOTAL GROUP 2005/06 20% 28% mQLD @ NSW/ACT BVIC/TAS GSA/NT mWA 10
Slide 11: Commercial Finance - Highlights
COMMERCIAL FINANCE - eo ; HIGHLIGHTS A iio Alliance Your Finance Partner *Growth in business volumes from $521m in 2005 to $601m in 2006 «Highest growth in residential mortgage book which is lower in up front income but adds value to future earnings through trail income «Purchase of remaining 51% of
Slide 12: Securitisation - Benefits & Effects
SECURITISATION — BENEFITS & EFFECTS © yr Centrepoint Alliance. Your Finance Partner ¢ A securitisation facility for $205m has been approved with one of the “Big 4” Banks to fund the Premium Finance business. ¢ Standard & Poors have audited and reviewed the Premium Funding business receivables and pr
Slide 13: Dividend
DIVIDEND Se Centrepoint Alliance Your Finance Partner e The Board has resolved to declare a 2.5 cent fully franked dividend. The record date is 29 September 2006 and the payment date is 13 October 2006. This final dividend is in addition to the interim dividend of 2.5 cents fully franked. e The Boar
Slide 14: Outlook
OUTLOOK @ Centrepoint Alliance Your Finance Partner Focus on controllable factors operating performance in business delivering on growth initiatives risk & collections activity value add product initiatives Delivery of organic growth and growth through acquisition with targets already identified. Co