Harel Insurance Investments & Financial Services Ltd. · TASE:HARL
Harel Insurance Investments & Financial Services — 1-9/2014 Earnings Presentation
12 slides from Harel Insurance Investments & Financial Services's earnings presentation, November 2014
Slide 1: Summary of financial results for 1-9/2014
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Harel Insurance Investments & Financial Services Ltd. www.harel-group.com 1
Slide 2: Disclaimer
Harel Insurance Investments & Financial Services Ltd. November 2014 Disclaimer This document has been prepared by Harel Insurance Investments and Financial Services Ltd. (hereinafter: the Company) solely for the purpose of presenting the Company's business. The information contained in this document
Slide 3: Comprehensive income after tax and RoE in NIS million
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Comprehensive income after tax and RoE in NIS million (in annual terms) Comprehensive income 705 686 434 * 462 36 144 * 115 2011 2012 2013 1-9/2013 1-9/2014 7-9/2013 7-9/2014 Return on Equity 18% 16% 13%
Slide 4: Earned premiums and benefit contributions, gross (NIS million)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Earned premiums and benefit contributions, gross (NIS million) 2011 2012 2013 % Increase 1-9/2013 1-9/2014 % Increase 7-9/2013 7-9/2014 % Increase Li fe a s s ura nce 3,184 3,297 3,810 16% 2,827 2,835 0%
Slide 5: Assets under management (AUM) and nostro assets (NIS billion)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Assets under management (AUM) and nostro assets (NIS billion) * Portfolio management 200 178.5 ETNs 180 161 9.1 160 14.8 Mutual funds 8.5 12.1 140 35.5 Provident funds 119.1 32.9 120 101.5 2.9 6.0 Pension
Slide 6: Comprehensive income before tax from operating segments (NIS million)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Comprehensive income before tax from operating segments (NIS million) 2011 2012 2013 1-9/2013 1-9/2014 7-9/2013 7-9/2014 Long-term savings 35 357 432 312 88 99 - Health 162 225 202 136 174 51 57 Non-life
Slide 7: Non-life insurance segment – comprehensive income before tax
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Non-life insurance segment – comprehensive income before tax (NIS million) 2011 2012 2013 1-9/2013 1-9/2014 7-9/2013 7-9/2014 Compulsory motor 28 187 111 69 109 10 14 Motor property (35) 11 24 19 30 9 4 P
Slide 8: Life assurance and long-term savings segment - comprehensive income before tax
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Life assurance and long-term savings segment - comprehensive income before tax (NIS million) 2011 2012 2013 1-9/2013 1-9/2014 7-9/2013 7-9/2014 Life assurance (45) 250 346 251 (5) 79 (37) Pension 44 51 57
Slide 9: Financial services segment (NIS million)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Financial services segment (NIS million) 2011 2012 2013 1-9/2013 1-9/2014 7-9/2013 7-9/2014 revenues 224 194 254 181 223 70 78 comprehensive income before taxes 29 16 27 17 45 10 19 EBIDTA 40 21 50 34 59
Slide 10: Equity – Harel Investments (NIS million)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Equity – Harel Investments (NIS million) 4,512 4,759 4,152 3,503 Dividend (NIS million) 106 64 308 * 213 Dividend yield (%) 2.8% 2.3% 7.6% 4.9% * On November 25, the Company’s Board of Directors approved
Slide 11: Capital surpluses – Harel Insurance (NIS million)
Harel Insurance Investments & Financial Services Ltd. Summary of financial results for 1-9/2014 Capital surpluses – Harel Insurance (NIS million) Surplus capital 7,000 Required capital 5,983 6,000 5,720 5,179 934 947 5,000 921 4,000 3,000 4,773 5,049 2,000 4,258 1,000 0 2012 2013 30.9.2014 * Harel I
Slide 12: HAREL Insurance & Finance
HAREL Insurance & Finance
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