Bandhan Gold ETF NFO · NSE:GOLDBND
Bandhan Gold ETF NFO — Bandhan Mutual Fund — Investor Presentation (August 2021)
36 slides from Bandhan Gold ETF NFO's investor presentation, Aug 11, 2021
Slide 1: Bandhan Systematic Withdrawal Plan
Bandhan Systematic Withdrawal Plan The information contained herein is the confidential and proprietary information of Bandhan Asset Management Co. Ltd.. Any use, reproduction, dissemination, or disclosure of the information contained herein is strictly prohibited.
Slide 2: Meet Mr. Sharma...
Bandhan Mutual Fund Meet Mr. Sharma...
Slide 3: After retiring, his life has been a little monotonous
After retiring, his life has been a little monotonous.
Slide 4: Just like Mrs. Reddy...
Just like Mrs. Reddy. . . She seems to be running a little low on spirit these days.
Slide 5: And then there is Mr. Khan
- j Bandhan - Mutual Fund And then there is Mr. Khan.
Slide 6: Even after retirement, he seems to be on the right track
Even after retirement, he seems to be on the right track.
Slide 7: Just like Mrs. Basu
Just like Mrs. Basu Who’s embracing all that life has to offer!
Slide 8: Let's find out!
So what's the difference between a gloomy retirement and a happy one? Let’s find out!
Slide 9: How the meaning of retirement has changed
FIRST, LET’S LOOK AT HOW THE MEANING OF RETIREMENT HAS CHANGED OVER THE YEARS.
Slide 10: Here's what retirement looked like yesterday
Here’s what retirement looked like yesterday. Simple & Quiet Life Family Support Pilgrimage
Slide 11: And today, retirement has become much more
And today, retirement has become much more. Fun Lifestyle Fulfilling Dreams Philanthropy Indulging Hobbies Good Health Supporting the Family
Slide 12: Challenges in fulfilling this 'rewired' retirement
WHAT ARE THE CHALLENGES IN FULFILLING THIS ‘REWIRED’ RETIREMENT?
Slide 13: Having longer lifespans but with limited savings
Having longer Unforeseen expenses like Inflation eating Having monthly lifespans but with home repairs, medical into your retirement expenses but receiving limited savings expenses, etc. savings interest quarterly
Slide 14: How do people overcome these challenges?
SO, HOW DO PEOPLE LIKE MR. KHAN AND MRS. BASU OVERCOME THESE CHALLENGES?
Slide 15: Challenges and what is needed to overcome them
Having longer Unforeseen expenses Inflation eating Having monthly lifespans but with like home repairs, into your expenses but receiving limited savings medical emergencies, etc. retirement savings interest quarterly Getting returns on Investing in instruments Getting returns Investing in investment
Slide 16: Investment avenues and their pros and cons
NOW, LET’S TAKE A LOOK AT SOME INVESTMENT AVENUES AND THEIR PROS AND CONS FROM A RETIREE’S PERSPECTIVE.
Slide 17: Comparison of retirement investment avenues
Monthly Premature Tenure Investment Compounding Guaranteed Description Cash Flow Withdrawal Flexibility limit (INR) Benefit Returns Senior Citizens A government scheme Saving Scheme offered to Indian residents (SCSS) aged over 60 years (Quarterly) (Allowed (5 yrs + 3 yrs (Max 15 lac) after 1 yr) ext
Slide 18: No clear winner, but mutual funds come close
THERE IS NO CLEAR WINNER WHEN IT COMES TO INVESTING FOR RETIREMENT, BUT MUTUAL FUNDS COME REALLY CLOSE.
Slide 19: Mutual Funds offer many benefits for retired life
Mutual Funds offer many benefits to make your retired life better and can complement your existing investment avenues. 1. It allows you to invest in 2. It has the potential to 3. You can withdraw your diverse asset classes as compound returns and savings at any point of time* per your risk preferenc
Slide 20: Presenting Systematic Withdrawal Plan (SWP)
PRESENTING A MUTUAL FUND SOLUTION THAT IS IDEAL FOR THOSE NEARING RETIREMENT AS WELL AS THOSE WHO HAVE ALREADY RETIRED: Systematic Withdrawal Plan (SWP)
Slide 21: What is a Systematic Withdrawal Plan?
What is a Systematic Withdrawal Plan? A Systematic Withdrawal Plan (SWP) uses the same philosophy as a Systematic Investment Plan (SIP). Just like investing systematically in small increments via an SIP, an SWP allows you to withdraw a defined amount from your accumulated savings with systematic inc
Slide 22: Re-tire nahi. Re-wire ho jaao.
AN SWP IS WELL-SUITED TO SUPPORT YOU FOR A NEW KIND OF RETIREMENT: Re-tire nahi. Re-wire ho jaao.
Slide 23: What does 'Re-tire nahi. Re-wire ho jaao.' entail?
SO WHAT DOES ‘Re-tire nahi. Re-wire ho jaao.’ ENTAIL?
Slide 24: Benefits of SWP
Being able to withdraw from your savings while Getting returns that the remaining corpus have the potential to continues to grow beat inflation Having access to Having a regular your entire savings for cash flow to replace unforeseen events your income
Slide 25: Mr. Khan is enjoying his second childhood
For instance, Mr. Khan is enjoying his second childhood with reckless abandon
Slide 26: How is Mr. Khan able to finance his hobbies?
How is Mr. Khan able to finance his new-found hobbies? NEED: Mr. Khan does not expect an increase in expenses and regular cost. He is looking to withdraw a fixed amount every month. SOLUTION: Mr. Khan opts for a Fixed Withdrawal SWP to get the same amount every month.
Slide 27: Mr. Khan's Fixed Withdrawal SWP
What does Mr. Khan’s Month Withdrawal Amount Remaining Corpus Fixed Withdrawal SWP 0 - 10,000,000 1 25,000 10,033,188 look like? 2 25,000 10,066,569 3 25,000 10,100,144 4 25,000 10,133,916 5 25,000 10,167,885 Amount Invested: 1 crore 6 25,000 10,202,052 Monthly Requirement: 25,000 7 25,000 10,236,41
Slide 28: Mrs. Basu is treating her grandkids
Mrs. Basu is also enjoying treating her grandkids with the best gifts
Slide 29: How is Mrs. Basu able to finance these expenses?
How is Mrs. Basu able to finance these impulsive expenses? NEED: Mrs. Basu expects an increase in expenses and regular costs due to inflation. She wants to automatically increase her withdrawal amount every year to serve her additional needs. SOLUTION: Mrs. Basu opts for a Top-up SWP to increase her
Slide 30: Mrs. Basu's Top-up SWP
What does Mrs. Basu’s Month Withdrawal Amount Remaining Corpus Top-up SWP look like? 0 - 14,025,517 1 25,000 10,033,188 2 25,000 10,066,569 3 25,000 10,100,144 4 25,000 10,133,916 5 25,000 10,167,885 Amount Invested: 1 crore 6 25,000 10,202,052 Monthly Requirement: 25,000 7 25,000 10,236,418 8 25,00
Slide 31: Challenges for Mr. Sharma and Mrs. Reddy
LET’S LOOK AT SOME CHALLENGES THAT MAY WEIGH DOWN ON MR. SHARMA AND MRS. REDDY:
Slide 32: Questions retirees face today, Year 3 and Year 5
Today Year 3 Year 5 Year 9 Year 14 Year 19 Can I delay my While today my Can I afford a Will I have easy I sold my Can I withdrawal for withdrawal is surprise access to property. extend my 3 years post sufficient, can I international money to meet Can I add into withdrawal retirement? increase it by
Slide 33: How Mr. Khan and Mrs. Basu overcome challenges with SWP
AND HERE’S HOW MR. KHAN AND MRS. BASU OVERCOME THOSE CHALLENGES WITH THE HELP OF MUTUAL FUNDS VIA SYSTEMATIC WITHDRAWAL PLAN:
Slide 34: How SWP addresses retiree challenges
Today Year 3 Year 5 Year 9 Year 14 Year 19 Can I delay my While today my Can I afford a Will I have easy I sold my Can I withdrawal for withdrawal is surprise access to property. extend my 3 years post sufficient, can I international money to meet Can I add into withdrawal retirement? increase it by
Slide 35: Systematic Withdrawal Plan: monthly income in retirement
Systematic Withdrawal Plan: Get a monthly income even in retirement to enable your second childhood.
Slide 36: Let's make this your retirement mantra
LET’S MAKE THIS YOUR RETIREMENT MANTRA Re-tire nahi. Re-wire ho jaao.
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