Hypoport Se · XETR:HYQ
Hypoport — 9M 2014 Earnings Presentation
24 slides from Hypoport's earnings presentation, November 2014
Slide 1: Hypoport continues successful fiscal year
Hypoport continues successful fiscal year Financial figures as of 30th September 2013 © 2014 Hypoport AG
Slide 2: Content
Content Financial Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 3: Interest rates remain on low level in 2014
Interest rates remain on low level in 2014 Interest rate development of important segments since 2007 6% ECB central rate Guaranteed interest of insurance DGZF 10-years 5% 4% 3 Financial figures 9M 2014 3% 2% 1% 2007 2008 2009 2010 2011 2012 2013 2014
Slide 4: Influence of market environment on Hypoport's business units
Influence of market environment on Hypoportʼs business units Development of market environment for relevant financial service products Private Private insurance financing 4 Financial figures 9M 2014 Simple banking Bausparen products Commercial financing Provider/ Demand Regulation products
Slide 5: Content
Content Financial Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 6: Business unit Private Clients
Business unit Private Clients Presentation of segment results 6 Financial figures 9M 2014
Slide 7: Private Clients: Development of sales capacity
Best of both worlds: Lead generation online and on-site consultancy offline. Private Clients: Development of sales capacity Franchise: Number of active advisors +10% 670 612 509 365 431 • Franchise: Growth and increasing 289 productivity of franchise partners. Test 2009 2010 2011 2012 2013 9M 2014 w
Slide 8: Persistent extension of market share in loan brokerage
Persistent extension of market share in loan brokerage Private Clients: Transaction volume of loan brokerage and German Central Bank figures Transaction volume: loan brokerage (Private Clients) CAGR (billion €) 25% +16% 5,42 4,59 4,69 3,86 4,05 • Rise in total volume of loan brokerage 3,11 by 16 per
Slide 9: Regulation and low interest rate weigh on new insurance business
Regulation and low interest rate weigh on new insurance business Private Clients: Insurance policies under management and new business Insurance policies under management (million €; annual premiums) CAGR +15% 49% 116,1 • Insurance policies under management 101,1 grow by 15 per cent (ytd). Volume of
Slide 10: Profitable due to increase in loan brokerage and realignment of insurance business
Profitable due to increase in loan brokerage and realignment of insurance business Private Clients: Revenue, gross profit & EBIT Revenue +13% (million €) • Expansion of market share in mortgage 48,2 42,7 finance leads to 13 per cent (yoy) revenue growth. • Restructuring of insurance business 9M 2013
Slide 11: Business unit Financial Service Providers
Business unit Financial Service Providers Presentation of segment results 11 Financial figures 9M 2014
Slide 12: Transaction volume of 9.6 billion € generates best quarterly result in history
Transaction volume of 9.6 billion € generates best quarterly result in history Financial Service Providers: Transaction volume of EUROPACE marketplace 10,0 Finanz- && Financial Mortgage loan Bankenkrise Banking crisis 9,0 Personal loan 8,0 Bausparen (Mrd. € / Quartal) (billion € / quarter) 7,0 12 6,
Slide 13: EUROPACE market place continuously gains market share
EUROPACE market place continuously gains market share Financial Service Providers: Transaction volume and number of partners Transaction volume (billion €) +11% • Mortgage loan remains product with highest volume on EUROPACE. 27,0 24,3 Transaction volume rose by 10.5 (yoy) per cent to 20.7 billion €
Slide 14: GENOPACE und FINMAS continue strong growth
GENOPACE und FINMAS continue strong growth Financial Service Providers: Number of partners in FINMAS and GENOPACE GENOPACE: Number of partners +19% • GENOPACE: Exceeded threshold of 106 100 partners, growth of 19 per cent 89 (yoy). • GENOPACE: 15 of the top 25 14 cooperative banks are partners. Fina
Slide 15: EUROPACE remains on track
EUROPACE remains on track Financial Service Providers: Revenue, gross profit & EBIT Revenue +4% (million €) 22,2 23,2 • Consistent extension of market share progresses. 9M 2013 9M 2014 • Despite double-digit growth of transaction volume, revenue only shows 15 Gross profit +7% a moderate rise of 4 pe
Slide 16: Business unit Institutional Clients
Business unit Institutional Clients Presentation of segment results 16 Financial figures 9M 2014
Slide 17: Services relating to loan brokerage gain significance
Services relating to loan brokerage gain significance Institutional Clients: Volume of brokered loans und consulting revenue Volume of brokered loans (million €) -4% 258 163 Renewals • Smaller renewal business as a result of 17 New 901 954 portfolio structure and stagnant interest business Financial
Slide 18: Firm business trend in third quarter
Firm business trend in third quarter Institutional Clients: Revenue, gross profit & EBIT Revenue +10% (million €) 10,2 9,2 9M 2013 9M 2014 18 Gross profit • Firm business trend including revenue +9% Financial figures 9M 2014 (million €) increase by 10 per cent (yoy). 9 9,8 • Development of new produ
Slide 19: Content
Content Financial Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 20: Hypoport remains on track
Hypoport remains on track Summary of Hypoportʼs key figures as of 30th September 2014 Revenue Equity Number of employees (million €) (million €) (ø Headcount) +10% +12% +1% 81,3 41,2 564 570 74,0 36,8 20 Financial figures 9M 2014 9M 2013 9M 2014 9M 2013 9M 2014 9M 2013 9M 2014 EBITDA EBIT Group prof
Slide 21: Content
Content Financial Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 22: Share price follows successful start to the year
Share price follows successful start to the year Share price performance and breakdown of shareholders as of 30th September 2014 Revenia GmbH (Ronald Basic data Slabke, CEO) ISIN DE 000 549 3365 Kretschmar Familienstiftung Symbol HYQ 34,8% Market segment Regulated market Deutsche Postbank AG 37,5% T
Slide 23: Content
Content Financial Figures Q2 2014 1. Market environment 2. Performance of business units 3. Overview of key performance indicators 4. Hypoportʼs shares 5. Outlook
Slide 24: Profitable growth: Outlook for 2014ff
Profitable growth Outlook for 2014ff We will consistently continue to pursue our strategy of acquiring additional market share in all business units. At the same time we increasingly use the positions we gained to improve our profitability. Main focus for our business unit Financial Service Provider