Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia Tbk (BII) — H1 2013 Earnings Presentation
27 slides from Malayan Banking Bhd's earnings presentation, Jul 29, 2013
Slide 1: 1H13 Financial Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk (BII) Rapat Komite Informasi LPS 1H13 Financial Results Jakarta, 29 July 2013 Jakarta,
Slide 2: Summary of 1H13 Performance
Summary of 1H13 Performance BII in Brief Financial Highlights Awards Event & Corporate Social Responsibility (CSR) Highlight Financial Results 1H13 Page 2
Slide 3: BII Records 15% Increase in Net Profit for Six Months 2013
Highlights : BII Records 15% Increase in Net Profit for Six Months 2013. Strong Deposits Growth amidst the Current Challenging Market 30 June 2013 Financial Highlights YoY Growth • Net interest Income increased by 9% • Net Interest Margin (NIM) decreased to 5.34% in June 2013 from 5.89% in June 2012
Slide 4: BII in Brief
Summary of 1H13 Performance BII in Brief Financial Highlights Awards Event & Corporate Social Responsibility (CSR) Highlight Financial Results 1H13 Page 4
Slide 5: BII - Ownership
BII - Ownership 88.29% No. of Branches :421 (BII incl. Syariah & Overseas branch) + 212(WOM) + 35 (BIIF) * No. of Employees : 12,184 (consolidated); 7,573 (BII Only) Total Assets (Jun’13) : IDR 121.4 Trillion (Consolidated) 62% 99.99% Public Listed Company (WOMF.JK) Focus of Business : 2-Wheels Fina
Slide 6: BII Banking Franchise – Where we are now
BII Banking Franchise – Where we are now • Total Assets : IDR 121,439 billion Size • Total Equity : IDR 9,863 billion (consolidated) • Total Net Profit : IDR 681 billion • 668 branches consisting of 421 BII branches, 212 WOM branches and 35 BII Finance branches (incl. Sales Point Unit), 7 Mobil Kas
Slide 7: Strategy by 2015
Strategy by 2015 Group Vision Statement To be a Regional Financial Services Leader Group Mission Statement Humanising Financial Services Across Asia Strategy To be the leading relationship bank in Indonesia by truly being in the community, serving Statement through customized products & solutions an
Slide 8: Financial Highlights
Summary of 1H13 Performance BII in Brief Financial Highlight Awards Event & Corporate Social Responsibility (CSR) Highlight Financial Results 1H13 Page 8
Slide 9: Income Statement – PATAMI growth of 15% year on year
Income Statement – PATAMI growth of 15% year on year Quarterly Income Statement Annual Income Statement 2Q12 1Q13 2Q13 Rp. Billion Jun-12 Jun-13 A B C C/B D E E/D 1,409 1,380 1,430 4% Net Interest Income 2,577 2,810 9% 483 638 528 (17%) Non Interest Income 1,111 1,166 5% 1,892 2,018 1,958 (3%) Gross
Slide 10: Balance Sheet – Total Assets have grown by 19%
Balance Sheet – Total Assets have grown by 19% Year on Year (YoY) Dec-12 Mar-13 Jun-13 Rp. Billion Jun-12 Jun-13 A B C C/B D E E/D 80,949 79,747 85,105 7% Loans 73,503 85,105 16% 3,707 3,709 3,670 (1%) Government Recap. Bonds 3,675 3,670 (0%) 17,257 19,804 18,070 (9%) Other Earning Assets 12,962 18,
Slide 11: Performance maintained amidst challenging environment
Performance maintained amidst challenging environment. Impressive growth in deposits Total Assets Customer Deposits May '13 YoY Growth : May '13 YoY Growth : Industry (Bank)) = 15% Rp. Billion Industry (Bank)) = 15% Rp. Billion BII (Bank Only) = 22% BII (Bank Only) = 20% CAGR 2008 – 2012 : CAGR 2008
Slide 12: Improvement in Key Drivers (YoY)
Improvement in Key Drivers (YoY) Financial Results 1H13 Page 12
Slide 13: Financial Ratios
Financial Ratios Consolidated Jun-12 Jun-13 Bank Only Jun-12 Jun-13 A B B- A A B B- A Profitability Profitability Return On Assets 1.66% 1.61% -0.05% Return On Assets 1.64% 1.42% -0.22% Return On Equities 15.72% 15.72% 0.00% Return On Equities 15.48% 14.22% -1.26% Net Interest Margin 5.89% 5.34% -0.
Slide 14: Maintain growth momentum with strong Loan growth in Business Banking
Maintain growth momentum with strong Loan growth in Business Banking LDR & Loans Rp. Trillion Loan Growth (YoY) Rp. Trillion Rp Trillion Jun-12 Jun-13 Global Banking 23.3 23.9 2% Bank Only Dec-10 Dec-11 Dec-12 Mar-13 Jun-13 Business Banking 23.5 30.2 29% LDR 83.2% 88.9% 87.3% 82.6% 85.0% LDR Modifie
Slide 15: Strong deposits growth amidst the current challenging market
Strong deposits growth amidst the current challenging market Rp. Trillion Deposit Growth (YOY) Actual Actual Growth Rp Trillion Jun-12 Jun-13 Jun-12 vs Jun-13 Global Banking 17.2 20.7 20% Business Banking 22.8 26.0 14% Retail Banking 36.8 44.5 21% Overseas 0.2 0.1 -15% Total 77.0 91.3 19% May’13 YoY
Slide 16: Branches and touch points expansion on track
BII : - Branches and touch points expansion on track - Present in all provinces from March 2013 Branches and ATMs • We continue to invest in the expansion of network and IT infrastructure. • We have 421 branches and 1,426 ATMs + CDM and 7 MKK as at 30 June 2013. • Mobile banking is firmly in place a
Slide 17: Ownership, Share Price Performance & CAR
Ownership, Share Price Performance & CAR Composition Shareholder’s after Right issue No Shareholders No. of Share % 1 Sorak Financial Holdings Pte., Ltd. (“Sorak”) 33,125,023,641 54.33% Maybank Offshore Corporate Services 2 20,705,915,197 33.96% (Labuan) Sdn., Bhd. (“MOCS”) 3 UBS AG, London Branch (
Slide 18: BII Finance – significant growth in sales and profits
BII Finance – significant growth achieved in both sales and profits as BII rebalances its auto portfolio between cars and motorcycles Revenue and PBT (IDR billion) Unit Financed Stand alone Consol 25,000 23,234 500 22,271 410.02 20,000 18,380 400 16,871 15,000 300 274.10 Total Revenue Profit Before
Slide 19: WOM Finance – motorcycle business impacted by new regulations
WOM Finance – motorcycle business impacted by new regulations but overall, profit improved due to continued focus on underwriting and cost efficiencies Revenue and PBT (IDR billion) Unit Financed (000 unit) Stand alone Consol 270 234 790 217 753 168 66 52 -40 33 YTD Jun 12 YTD Jun 13 New Used Total
Slide 20: Awards
Summary of 1H13 Performance BII in Brief Financial Highlight Awards Event & Corporate Social Responsibility (CSR) Highlight Financial Results 1H13 Page 20
Slide 21: Service Quality Awards
Service Quality Awards 93.78 Top 1 in Service Quality 93.35 92.53 The Best Bank in Service Quality for 4 (four) consecutive years from 90.00 Institute of Service Management Studies (ISMS) Trisakti 2009/2010 2010/2011 2011/2012 2012/2013 Others Service Award in 2013 • Excellent Service Experience Awa
Slide 22: Other Awards
Other Awards BII Syariah received numerous awards and recognitions such as : 1. Most Profitable Bank for category Unit Usaha Syariah with assets more than Rp500 billion from Karim Business Consulting, February 2013 2. Second best for “Service to Care” Award from Markplus, March 2013 3. Third Best
Slide 23: Event & CSR Highlight
Summary of 1H13 Performance BII in Brief Financial Highlight Awards Event & Corporate Social Responsibility (CSR) Highlight Financial Results 1H13 Page 23
Slide 24: Event Highlights – 1H 2013
Event Highlights – 1H 2013 Maybank Corporate Golf Challenge Grand opening PAC SS3 Signed partnership with Air Asia to provide cash management Pullout Grand Prize BII Woman One solutions, 16 February 2013 Introduced Mobile Banking application at Android, 3 Apr Signed partnership with Kope
Slide 25: CSR Highlights – 1H 2013
CSR Highlights – 1H 2013 Beasiswa BII BII Maybank Bali Marathon Financial Results 1H13 Page 25
Slide 26: Disclaimer
Disclaimer Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward- looking statements) are derived from or a
Slide 27: End Of Document
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