Peppermint Innovation Limited · ASX:PIL
Peppermint Innovation — Investor Presentation (March 2017)
28 slides from Peppermint Innovation's investor presentation, March 2017
Slide 1: Mobile Banking, Payments and Remittance
Mobile Banking, Payments and Remittance ASX: PIL Investor Presentation March 2017
Slide 2: Disclaimer
Disclaimer This presentation prepared by Peppermint Innovation Limited (Company) does not contain all the information that a prospective investor may require in connection with any potential investment in the Company and you should not read the presentation or any information in connection with it,
Slide 3: Company Overview
Company Overview SSPEPPERMINT
Slide 4: Company Snapshot
Company Snapshot Fintech targeting the mobile financial services sector, listed December 2015 Security Details Recognised by Forbes Philippines as one of Top 24 ASX Symbol: PIL Fintech start-ups in 2016 Listed: 654,569,301 What we do; Escrowed: 237,879,827 Operate an established mobile banking and
Slide 5: Investment Highlights
Investment Highlights Solution for developing world Mobile Payments Established Platform Worldwide Market expected to increase to Technology platform circa 2 Billion ‘unbanked’ $1.3 trillion $10 Million sunk cost people globally in 5 years to develop Commercially Proven Clear Growth Strategy Cost Ma
Slide 6: Leadership Team
Leadership Team Christopher Kain Anthony Kain Matthew Cahill Rod Tasker Managing Director Executive Director NED & Technical NED & Strategic & CEO & Acting Chair Consultant Advisor • Practiced Company • 20+ years experience • Accomplished Technical • 25+ years at the forefront Director with 17+ year
Slide 7: Our Mobile Financial Services Platform
Our Mobile Financial Services Platform Non-Bank Partners Bank Partners Mobile Payments & Remittance Mobile Banking & Payments MyWeps MetroGas Metrobank UnionBank UCPB Commercially deployed and generating revenue Fast Remittance System International remittance service My Weps Remittance pilot app
Slide 8: Compelling market sector
Compelling market sector Global money transfers and 2007 An international remittance company payment services company Launched in Kenya based in the United Globally it is a hunted market States sector January 2017 2013 Ant Financial offers Circa USD $252 million Has 1.3 million active USD $880 milli
Slide 9: Market Opportunity
Market Opportunity SSPEPPERMINT
Slide 10: Global Market - Mobile Payments
Global Market - Mobile Payments The mobile payments market is expected to increase over the next five years to exceed $1.3 trillion in value. Estimated number of mobile phone users by 2017, worldwide (in millions) The proliferation of mobile phones globally is what will drive adoption of mobile paym
Slide 11: Established Operations - Philippines
Established Operations - Philippines 114 Mobile 102 People million million phones Of the International ~70% population is $US28 remittance ‘unbanked’ billion in 2016 The Company has well established operations and commercial contracts generating revenues in its initial target market of the Philippin
Slide 12: Philippines Focus on Cash to Digital Payments
Philippines Focus on Cash to Digital Payments A growing market, with smartphone penetration in the Philippines to increase to 70% in 20181 Better Than Cash Alliance estimates: Filipinos make around Adults make approx. Valued at 2.5B 64 $US 74B Payments per month2 payments per a month2 month2 Current
Slide 13: Our Mobile Platforms
Our Mobile Platforms SSPEPPERMINT
Slide 14: Banking Platform
Banking Platform Established & proven business in the Philippines White label mobile app Metrobank UCPB Full mobile banking and payments functionality provided VAPT & Central Bank (BSP) Approved Commercially deployed with Metrobank, Unionbank and UCPB Circa 5.5 million combined account Unionbank hol
Slide 15: Banking Platform Performance
Banking Platform Performance Registered Q1 Q2 11% Q3 7.8% Q4 12% users 146,148 162, 581 175, 337 197,142 9,000,000 30% Metrobank 8,000,000 AUD $221,000 7,000,000 17% 10% 29% 6,000,000 AUD $182,000 Unionbank 5,000,000 AUD$177,000 20% 4% AUD$152,000 4,000,000 3,000,000 2,000,000 UCPB 1,000,000 0 Mar-1
Slide 16: Non-Bank Platform Evolution
Non-Bank Platform Evolution Peppermint signs agreement with largest bill payment business in the Philippines ASX Announcement – July 18, 2016 Partnership with GCash - part of Globe, the largest mobile services provider in the Philippines ASX Announcement – November 14, 2016 Metrogas delivery network
Slide 17: Non-Bank Platform Features
Non-Bank Platform Features Transfer My Profile Send funds to another Enables the user to check his MyWeps wallet. balance and account details. Remittance Bill Payment Send money domestically Enables the user to pay billers or internationally. via mobile phone. E-Load History Purchase airtime credits
Slide 18: Non-Bank Platform Progress
Non-Bank Platform Progress White label mobile app developed for non-bank agent networks as an accessible alternative to the traditional bricks and mortar outlets Metrogas agreement bill payment pilot for 50 agents scheduled MyWeps Remittance pilot approved by Central Bank of Philippines for 500 agen
Slide 19: My Weps at work
My Weps at work “ What I like the most about MyWeps is the convenience that it “ Our neighbor offers MyWeps provides, and of course, the “In some provinces people would have services in their Sari-Sari opportunity for agents like us to to lineup for a day just to pay their store and it definitely sa
Slide 20: Philippines Operations
Philippines Operations With more than 31 years of combined experience and expertise in software & web applications development, and in business management. The team, realizing the great potential that the mobile technology has brought about, is now focused on developing mobile financial applications
Slide 21: Growth Opportunities
Growth Opportunities SSPEPPERMINT
Slide 22: International Remittance Opportunity for Growth
International Remittance Opportunity for Growth We can via a mobile phone The World Bank US $ 432 B went to 48 remittance US $16.5 B estimates that Developing sending countries Outbound Sent remittances countries and 105 receiving from Australia totalled countries US $582 B in 2015 22
Slide 23: Growing Australian Outbound Remittance Market
Growing Australian Outbound Remittance Market At 30 June 2015, 28.2% of Australians were born overseas US $2.4B East Asia & Pacific in 2015 China US $2.9B Vietnam US $1.12B South Asia Philippines US $865M India US $1.7B Indonesia US $297M Sri Lanka US $380M Malaysia US $135M Nepal US $106M Pakistan
Slide 24: Expert Team Building Australian Operations
Expert Team Building Australian Operations Rod Tasker NED & Strategic Advisor BA BSC Grad Dip Banking & Finance • 25+ years at the forefront of developments across the payment services ecosystem • Strategic management and innovative solution delivery consultant in the banking and finance industry •
Slide 25: Moving Forward
Moving Forward SSPEPPERMINT
Slide 26: Moving Forward
Moving Forward Existing Product Business Expand Market Focus Development Development Footprint Activity Pipeline & News flow Continued roll out of Building on current Assess opportunities for Harness and identify agent specific platform to Peppermint platform to platform application strategic joint
Slide 27: Summary
Summary Commercially deployed and proven technology platform Clear focus leveraging established market position Growing revenue stream & low cost operation Highly scalable business model Global growth options Experienced leadership & operations team Productive 12 months past Signific
Slide 28: THANK YOU
THANK YOU
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