Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — AEON Credit Service — FY2007 Earnings Presentation
12 slides from Aeon Financial Service's earnings presentation, Apr 20, 2007
Slide 1: Operating Data / Financial Data / Consolidated Cash Flows
AEON CREDIT SERVICE CO., LTD. Operating Data AEON CREDIT SERVICE CO., LTD. Consolidated Non-Consolidated Actual Results Year-on-Year Actual Results Year-on-Year (Billions of yen) Change (Billions of yen) Change Transaction volume 2,482.9 114% 2,180.2 112% Operating revenues 173.4 120% 125.1 114% Rev
Slide 2: Dividends / Stock Splits and Dividends Received / Cardholders
Dividends AEON CREDIT SERVICE CO., LTD. Stock Splits and Dividends Received AEON CREDIT SERVICE CO., LTD. The graph below shows the shares and dividends received by a shareholder initially owing 1,000 shares on February 20, 1995. (Thousands of yen) Fiscal Year Ended Feb. 20, 2007 Fiscal Year Ending
Slide 3: Active Cardholders, Transaction Volume, Allowance for Credit Losses
Increase in Active Cardholders (Consolidated) AEON CREDIT SERVICE CO., LTD. Credit Card Shopping Transaction Volume (Consolidated) AEON CREDIT SERVICE CO., LTD. The number of active cardholders increased by 850,000 from the previous fiscal year to 9,760,000, and Credit card shopping transaction volu
Slide 4: Response to New Money Lending Business Law
Response to New Money Lending Business Law (1) AEON CREDIT SERVICE CO., LTD. Response to New Money Lending Business Law (2) AEON CREDIT SERVICE CO., LTD. Enhanced credit control for cardholders using cash advance services since the first Started to respond to the enforcement of New MLB Law ahead of
Slide 5: Targeting New Customer Segments / Expansion of ETC Cards
AEON CREDIT SERVICE CO., LTD. Number of Cardholders Forecast (Non-Consolidated) AEON CREDIT SERVICE CO., LTD. We are targeting 2,500,000 sign-ups and 1,750,000 cardholders for the fiscal year ending February 20, 2008 (Thousands of People) 2,500 No. of Cardholders 2,400 No. of Sign-ups 2,250 2,070 2,
Slide 6: Expansion of Gold Cards / Development of New Co-Branded Cards
Expansion of Gold Cards AEON CREDIT SERVICE CO., LTD. Development of New Co-Branded Cards AEON CREDIT SERVICE CO., LTD. The number of Gold Card cardholders increased by 120,000 to 450,000 We are targeting 600,000 cardholders for the fiscal year ending February 20, Service 2008 Airlines (¥ 4 trillion
Slide 7: Expansion of Payment Services / Card Loan / Acquiring Business
Expansion of Payment Services AEON CREDIT SERVICE CO., LTD. AEON CREDIT SERVICE CO., LTD. After starting monthly utility bill payments, monthly use amount will increase because credit cards can be used as main cards Credit card settlement will increase in services of utility bill payments this fisca
Slide 8: Electronic Money Business
Electronic Money Business (1) AEON CREDIT SERVICE CO., LTD. Electronic Money Business (2) AEON CREDIT SERVICE CO., LTD. Respond to new settlement methods and develop new businesses Start “WAON,” a unique electronic money business Develop transactions of small payment as a new source of income 1950s
Slide 9: Disaster Recovery System / NCS Kosan (Insurance Agency)
Reinforcement of Disaster Recovery System AEON CREDIT SERVICE CO., LTD. NCS Kosan (Insurance Agency) AEON CREDIT SERVICE CO., LTD. Enhance the response to increased volume of credit check and credit Outline of operations in the fiscal year ended February 20, 2007 management - Continued to achieve sa
Slide 10: Expansion of Overseas Operations / Recovery of Performance in Hong Kong
Expansion of Overseas Operations AEON CREDIT SERVICE CO., LTD. Recovery of Performance in Hong Kong AEON CREDIT SERVICE CO., LTD. Due to steady growth of consolidated subsidiaries, both operating revenues and operating income increased Stable operation development through restructuring of business f
Slide 11: Operations in Malaysia, Taiwan, Indonesia / Expansion of Asia Network
Operations in Malaysia (Plan for FY ending Feb. 20, 2008) AEON CREDIT SERVICE CO., LTD. Operations in Taiwan AEON CREDIT SERVICE CO., LTD. Transaction volume : ¥ 30.1 billion (Y-on-Y change 45%) Outline of operations in the fiscal year ended February 20, 2007 Operating revenues : ¥ 6.3 billion (Y-on
Slide 12: Results Forecasts for the Fiscal Year Ending February 20, 2008
Results Forecasts for the Fiscal Year Ending February 20, 2008 AEON CREDIT SERVICE CO., LTD. (Billions of Yen) Consolidated Non-Consolidated YoY Change YoY Change Forecast (%) Forecast (%) Transaction volume 2,850.0 15 2,500.0 15 Operating revenues 185.0 7 130.0 4 Operating income 41.0 0 27.6 -9 Ord