Ally Financial Inc. · NYSE:ALLY

Ally Financial — Q3 2026 Earnings Presentation

29 slides from Ally Financial's earnings presentation, Oct 20, 2026

  1. Slide 1: Ally Financial 3Q 2026 Earnings Review

    Exhibit 99.2 Ally Financial 3Q 2026 Earnings Review October 20, 2026 Contact Ally Investor Relations at (866) 710-4623 or investor.relations@ally.com

  2. Slide 2: Forward-Looking Statements and Additional Information

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  3. Slide 3: GAAP and Core Results: Quarterly Trend

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  4. Slide 4: Quarterly Highlights

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  5. Slide 5: Market Leading Franchises

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  6. Slide 6: 3Q 2026 Financial Results

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  7. Slide 7: Balance Sheet and Net Interest Margin

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  8. Slide 8: Capital

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  9. Slide 9: Asset Quality

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  10. Slide 10: Auto Finance

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  11. Slide 11: Insurance

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  12. Slide 12: Corporate Finance

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  13. Slide 13: 2026 Financial Outlook

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  14. Slide 14: Supplemental

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  15. Slide 15: Results by Segment

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  16. Slide 16: Corporate and Other

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  17. Slide 17: Funding and Liquidity

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  18. Slide 18: Interest Rate Risk

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  19. Slide 19: Notes on Non-GAAP Financial Measures

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  20. Slide 20: Notes on Non-GAAP Financial Measures

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  21. Slide 21: Notes on Non-GAAP Financial Measures

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  22. Slide 22: Notes on Other Financial Measures

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  23. Slide 23: Additional Notes

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  24. Slide 24: Additional Notes

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  25. Slide 25: GAAP to Core: Adjusted EPS

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  26. Slide 26: GAAP to Core: Core ROTCE

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  27. Slide 27: GAAP to Core: Adjusted TBVPS

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  28. Slide 28: GAAP to Core: Adjusted Efficiency Ratio

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

  29. Slide 29: Non-GAAP Reconciliations

    #16052B #2B114B #650360 #852EF2 #CBBEFF #DBFF82 #EFEDEC #FCFBFD Midnight Indigo OG Plum Vivid Plum Lavender Highlighter Warm Gray Off White R: 22 R: 52 R: 92 R: 133 R: 203 R: [ ] R: 239 R: 252 B: 5 B: 21 B: 34 B: 46 B: 190 B: [ ] B: 237 B: 251 G: 43 G: 92 G: 93 G: 242 G: 255 G: [ ] G: 236 G: 253 3Q

Ally Financial — Q3 2026 Earnings Presentation on 6ix