Smartgroup Corporation Ltd · ASX:SIQ
Smartgroup — UBS Australasia Conference 2026
16 slides from Smartgroup's conference presentation, Nov 9, 2026
Slide 1: Trading Update and UBS Australasia Conference Materials
For personal use only ASX Announcement Release date: 09 November 2026 Trading Update and UBS Australasia Conference Materials Smartgroup Corporation Ltd (ASX: SIQ) (“Smartgroup” or “the Group”), a leading employee services and fleet solutions provider, is pleased to provide a trading update and a co
Slide 2: For further information
This announcement was authorised by the Board of Smartgroup for release to the ASX. For personal use only For further information: Website: www.smartgroup.com.au Investors: Media: Aline van Deventer Michael Fairbairn GM, Investor Relations GM, Corporate Affairs and Strategic Planning ir@smartgroup.c
Slide 3: UBS Australasia Conference 2026
Smart Group Smartgroup. UBS Australasia Conference 2026 UBS Australasia Conference 2026 rsonal use only
Slide 4: Investment proposition HY26
Smart Group Investment proposition HY26 rsonal use only Industry leading digital platform • Demonstrated improvements in operating efficiency and superior customer experience 1,8371 customers / ops FTE • Continued investment in capability and technology up 19% • Market leading scale Large addressabl
Slide 5: Disciplined execution of Strategic Priorities
Smart Group Disciplined execution of Strategic Priorities rsonal use only Delivering strong performance 3y-CAGR1: 3y-CAGR1: 3y-CAGR1: Revenue ($m) 15% EBITDA ($m) 16% NPATA ($m) 13% +35% +31% 135.3 329.3 +27% 305.8 118.7 80.2 251.6 100.3 71.7 72.4 170.2 157.3 63.2 62.5 179.5 73.8 42.1 H2 135.0 H2 53
Slide 6: Our Strategic Priorities and focus
Smart Group Our Strategic Priorities and focus rsonal use only Our ambition Smarter Benefits for a Smarter Tomorrow Simplifying benefits and adding value to our clients and customers, while enabling businesses to attract and retain great teams as we build a more sustainable Australia. Our focus Smar
Slide 7: Phase 1: Our digital investments
Smart Group Phase 1: Our digital investments rsonal use only Delivered in CY24 and CY25 H1 2026 New digital home smart.com.au New digital packaging journey Enhanced rewards platform New Smart App Enhanced car leasing portal Comprehensive AI, data & automation program 5 Smartgroup. UBS Australasia Co
Slide 8: Phase 2: Our scalable platform
Smart Group Phase 2: Our scalable platform rsonal use only CY23 Current state (HY26) Target state (CY28) Smartsalary, Smartleasing, Rationalising AccessPay, Advantage, Autopia, Smart, AccessPay, Autopia, Smartfleet, Payroll Solutions, Smart Brands Smartfleet Health-e Workforce Aligning Streamlined,
Slide 9: Brand campaign 'It pays to be Smart'
Smart Group Brand campaign ‘It pays to be Smart’ rsonal use only 7 Smartgroup. UBS Australasia Conference 2026
Slide 10: Growing customer relationships and scalability
Smart Group Growing customer relationships and scalability rsonal use only Increase in eligible customer Relative improvement in Relative improvement in product base1 since announcing customer uptake2 since uptake since announcing Strategic Priorities announcing Strategic Priorities Strategic Priori
Slide 11: Q3 2026 Update
Smart Group Smartgroup. UBS Australasia Conference 2026 Q3 2026 Update rsonal use only
Slide 12: Record customer numbers across all key product lines
Smart Group Record customer numbers rsonal use only across all key product lines Active salary packages Novated leases Fleet managed under management vehicles +32% +60% 524,000 98,000 491,000 85,300 +19% 445,000 74,300 36,300 35,200 396,000 32,300 61,100 30,400 CY 2023 CY 2024 CY 2025 Q3 2026 CY 202
Slide 13: Leasing momentum sustained
Smart Group Leasing momentum sustained rsonal use only H1 2026 v H1 2026 v Q3 2026 v H2 2025 pcp pcp Volume Strong customer demand New lease vehicle orders1 +36% +34% +33% Total settlement volume2 +13% +17% +31% • Continued customer interest in novated leasing • Elevated fuel prices are strengthenin
Slide 14: Q3 Operational Highlights
Smart Group Q3 Operational Highlights rsonal use only Enhancing SME proposition and Platform integration Fleet momentum partnership channels • Enhanced SME digital proposition, • Progressed the AccessPay • Expanded the Fleet pipeline through supporting a simpler customer migration, supporting the n
Slide 15: Trading Update and Outlook
Smart Group Trading Update and Outlook rsonal use only Operational performance • Record Q3 customer numbers and strong growth across all business lines – salary packaging, novated lease and fleet • Retained all significant clients during the period and secured new clients • Building novated leasing
Slide 16: Investor contact
Smart Group Smartgroup. UBS Australasia Conference 2026 Investor contact rsonal use only Aline van Deventer ir@smartgroup.com.au 0423 553 434