Mapfre Sa · BME:MAP
Mapfre Sa — Shareholder Meeting (2026)
27 slides from Mapfre Sa's shareholder meeting presentation, Mar 13, 2026
Slide 1: Chairman's presentation 2026, Antonio Huertas
= Ss sfemapfre — ’ it \ Vi \ 2026 4 —— Antonio Huertas lame | : Ya Group executive chairman ey
Slide 2: 2025: Mapfre's best year
2025: Mapfre’s best year Jemapfre Broad-based increase in profitability
Slide 3: 2025: A record year
2025: A record year We mapfre Revenue Premiums €34,501m €29,145m Net earnings Gross earnings €2,415 w €1,079 mM
Slide 4: Commitment to shareholders
Commitment to shareholders 18 ws CENTS. €554m, dividend TOTAL t against 2025 DIVIDEND 2025 earnings —, _ . e * VIDEND YIELD based on the gmted average share price 2021 2022 2024 2025 416m 447m AAT c4T Iu 2508»
Slide 5: Transparency and corporate governance
Slide 6: Record year in Iberia
Record year in Iberia Jomapfre Maintains its market leadership positions Premiums +€10,000m profitability Life +€3,000m Earnings Partners +€450m bankinter «Santander Leader in commercial lines
Slide 7: Presence across the entire territory
Presence across the entire territory Close to people bee eae Partnership Carrefour < New regional structure IT systems plan New services and digital capabilities Boosting wealth planning and life insurance
Slide 8: Mapfre sponsorships
We mapfre M | ndtine COPA REV ‘CONMEBOI LIBERTADORES I mapfre PATROCINADOR OFICIAL SPONSOR PARTNER OF THE SPANISH ’ 4 NATIONAL FOOTBALL TEAM ae
Slide 9: Latin America
WY mapfre Latin Ame
Slide 10: Latin America: strategic region
Latin America: strategic region we mapfre E cellent Strong | oa aa ‘technical | | financial - Earnings ; control income in Brazil
Slide 11: Latin America: strategic region
Latin America: strategic region wemapfre ¢) Strong sales growth 2026: Growth Efficiency Bers lid improvements: Multi-country Foundations platforms Transformation oo and business quality Main strategic partners: we) anco Excellence ( © BH D @ internacional zl mibanco in management
Slide 12: North America
North America emapfre Favorable outlook for 2026
Slide 13: Return to profitability
Return to profitability iad We Sst nge- . rate effects
Slide 14: Mapfre Re
Mapfre Re Ye mapfre An excellent year New markets (India) 12 Prudent and:""’ # diversified Global management reinsurer EFfici or Adequate =a ToD capital and fe) I ; : and innovation lob : reserves ha
Slide 15: Mapfre Re: solvency and combined ratio
= Impeccable® Excellent Strong capacity to = technical i combined continue growing in » solvency | ratio 2026
Slide 16: Vittoria Assicurazioni
ar \ A + @yVittoria mw Assicurazioni
Slide 17: Mapfre countries
Ye mMapfre 16 countries = Expanding es the offering Ses Achievement of targets and results A boost for Surety <,
Slide 18: Life strategy - LATAM
Life strategy - LATAM JPemapfre Life growth plan in bero-America Prestige Club
Slide 19: Comprehensive coverage
Comprehensive coverage Protection Wealth +€48M Assets under management tue? aly |
Slide 20: Multi-country platform
REEF | Multi-country platfo of Al mm into the business to better serve people Decentralized | | development
Slide 21: Slide 21
Slide 22: Growth ratio and combined ratio
GROWTH RATIO CHANGE IN WRITTEN PREMIUMS COMBINADO* (EXCL. LIFE SAVINGS) tl 92.2. ” v 20.7% 51.4-. Vv VY _« Outstanding achievement Public strategic commitments
Slide 23: Strategic plan
Ie mapfre Strategic plan COMBINED RATIO* 93%-94x Variation in written premiums (excl life rae ings) > by, at constant exchange rates. for2026 7%."
Slide 24: aE Ae
aE Ae ALTA | €5,984m | 13,187 ason ason December December 31,2023 y 31,2025 fig Pe le Cn -
Slide 25: Thank you
Thank you Catalina Mifarro Brugarolas
Slide 26: We look to the future with optimism
da We look to the future with optimism We take care of people fee Where yam q
Slide 27: Antonio Huertas, Group executive chairman
Ce eee eS ee « ann GD contorionuorasmeicd te Antonio Huertas _ ~{ ‘ Map Ae es ag FREMap Group executive chairman