Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia Tbk (BII) — Q1 2013 Earnings Presentation
32 slides from Malayan Banking Bhd's earnings presentation, Apr 26, 2013
Slide 1: 1Q13 Financial Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk (BII) Rapat Komite Informasi LPS 1Q13 Financial Results Jakarta, 26 April 2013 Jakarta,
Slide 2: Service Quality Awards
Service Quality Awards Top 1 in Service Quality The Best Bank in Service Quality for 4 (four) consecutive years from Institute of Service Management Studies (ISMS) Trisakti 93.35 93.78 92.53 90.00 2009/2010 2010/2011 2011/2012 2012/2013 Committed in Delighting Customer’s Heart Financial Results 1Q13
Slide 3: Table of Contents
Table of Contents • Summary of 1Q13 Performance 4 • BII in Brief 6 • Financial Highlights 11 • 2013 Key Update on Business Strategy 23 • Service Quality Awards, Even Highlights & CSR Highlights 26 Financial Results 1Q13 Page 3
Slide 4: Summary of 1Q13 Performance
• Summary of 1Q13 Performance • BII in Brief • Financial Highlights • 2013 Key Update on Business Strategy • Service Quality Awards, Even Highlights & CSR Highlights Financial Results 1Q13 Page 4
Slide 5: BII Records 16% Increase in Net Profit for First Quarter 2013
Highlights : BII Records 16% Increase in Net Profit for First Quarter 2013. Improved asset quality; foundation strengthened for sustained growth 31 March 2013 Financial Highlights YoY Growth • Net interest Income increased by 18% • Net Interest Margin (NIM) maintained at 5.32% • Profit Before Tax (“
Slide 6: BII in Brief
• Summary of 1Q13 Performance • BII in Brief • Financial Highlights • 2013 Key Update on Business Strategy • Service Quality Awards, Even Highlights & CSR Highlights Financial Results 1Q13 Page 6
Slide 7: BII - Ownership
BII - Ownership 97.29% No. of Branches :415 (BII incl. Syariah & Overseas branch) + 214 (WOM) + 41 (BIIF) No. of Employees : 12,275 (consolidated); 7,471 (BII Only) Total Assets (Mar’13) : IDR 118.3 Trillion (Consolidated) 62% 99.99% Public Listed Company (WOMF.JK) Focus of Business : 2-Wheels Finan
Slide 8: Board of Commissioners
Board of Commissioners Dato’ Sri Abdul Wahid Omar Spencer Lee Tien Chye Achjar Iljas * Commissioner and Commissioner Independent President & CEO of Maybank Commissioner Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Taswin Zakaria Budhi Dyah Sitawati Umar Juoro Independent I
Slide 9: Board of Directors
Board of Directors Ghazali M. Rasad Thilagavathy Nadason Rita Mirasari Hedy Lapian Director Director Director Director Khairussaleh Ramli President Director Rahardja Alimhamzah Jenny Wiriyanto Lani Darmawan Ani Pangestu Director Director Director Director Financial Results 1Q13 Page 9
Slide 10: BII Banking Franchise – Where we are now
BII Banking Franchise – Where we are now • Total Assets : IDR 118,334 billion Size • Total Equity : IDR 9,694 billion (consolidated) • Total Net Profit : IDR 309 billion • 670 branches consisting of 415* BII branches, 214 WOM branches and 41 BII Finance branches (incl. Sales Point Unit) • 1,388 ATMs
Slide 11: Financial Highlights
• Summary of 1Q13 Performance • BII in Brief • Financial Highlights • 2013 Key Update on Business Strategy • Service Quality Awards, Even Highlights & CSR Highlights Financial Results 1Q13 Page 11
Slide 12: Income Statement – PATAMI growth of 16% year on year
Income Statement – PATAMI growth of 16% year on year Quarterly Income Statement Annual Income Statement 1Q12 4Q12 1Q13 Rp. Billion Mar-12 Mar-13 A B C C/B D E E/D 1,167 1,366 1,380 1% Net Interest Income 1,167 1,380 18% 628 512 638 25% Non Interest Income 628 638 2% 1,796 1,877 2,018 8% Gross Operat
Slide 13: Balance Sheet – Total Assets have grown by 23%
Balance Sheet – Total Assets have grown by 23% Year on Year (YoY) Rp. Billion Mar-12 Mar-13 Loans 69,827 79,747 14% Government Recap. Bonds 3,691 3,709 0% Other Earning Assets 11,275 19,804 76% Total Assets 96,540 118,334 23% Deposits from Customer 72,047 89,273 24% - Current Account 12,317 13,955 1
Slide 14: Solid Growth across the Bank's Core Business
Solid Growth across the Bank’s Core Business Total Assets Customer Deposits Feb '13 YoY Growth : Feb '13 YoY Growth : Industry (Bank)) = 16% Rp. Billion Industry (Bank)) = 17% Rp. Billion BII (Bank Only) = 19% BII (Bank Only) = 20% CAGR 2008 – 2012 : CAGR 2008 – 2012 : BII = 19% BII = 19% Industry =
Slide 15: Improvement in Key Drivers (YoY)
Improvement in Key Drivers (YoY) Financial Results 1Q13 Page 15
Slide 16: Financial Ratios
Financial Ratios Year on Year (YoY) Year on Year (YoY) Consolidated Mar-12 Mar-13 Bank Only Mar-12 Mar-13 Profitability Profitability Return On Assets 1.57% 1.48% -0.09% Return On Assets 1.57% 1.31% -0.26% Return On Equities 14.40% 14.35% -0.05% Return On Equities 14.12% 12.97% -1.15% Net Interest M
Slide 17: Strong Loan growth in Business Banking
Strong Loan growth in Business Banking LDR & Loans Rp. Trillion Loan Growth (YoY) Rp. Trillion Rp Trillion Mar-12 Mar-13 Bank Only Global Banking 26.8 26.7 0% Dec-10 Dec-11 Dec-12 Mar-13 Business Banking 17.1 23.8 39% LDR 83.2% 88.9% 87.3% 82.6% LDR Modified 81.5% 78.9% 77.9% 74.2% Retail Banking 25
Slide 18: Deposits growth
Deposits growth Rp. Trillion Deposit Growth (YOY) Actual Actual Growth Rp Trillion Mar-12 Mar-13 Mar-12 vs Mar-13 Global Banking 19.5 22.9 17% Business Banking 16.5 22.4 36% Retail Banking 36.1 44.0 22% Overseas 0.1 0.1 11% Total 72.2 89.5 24% Feb’13 YoY Growth : Industry (Bank) = 16% BII (Bank Only
Slide 19: Branches and touch points expansion on track
BII : - Branches and touch points expansion on track - Present in all provinces from March 2013 Branches and ATMs • We continue to invest in the expansion of network and IT infrastructure. • We have 415 branches and 1,388 ATMs + CDM as of 31 March 2013. • Mobile banking is firmly in place and the In
Slide 20: Share Price Performance & CAR
Share Price Performance & CAR Hi: Rp 770 800 (3 Jan’11) 40 700 35 Share Price Volume 600 30 500 25 Millions 400 20 300 15 200 10 100 5 0 0 J F M A M J J A S O N D J F M A M J J A S O N D J F M 2011 2012 2013 BNII Mar-12 Jun-12 Sep-12 Dec-12 Mar-13 Share Price (Rp) 450 425 410 395 415 PBV (x) 3.14 2.
Slide 21: WOM Finance – motorcycle business impacted by new regulations
WOM Finance – motorcycle business impacted by new regulations but overall, profit improved due to continued focus on underwriting and cost efficiencies Revenue and PBT (IDR billion) Unit Financed (000 unit) Stand alone 142 400 374 116 113 83 26 30 (22) 10 YTD Mar'12 YTD Mar'13 New Used Total YTD Mar
Slide 22: BII Finance – significant growth in sales and profits
BII Finance – significant growth achieved in both sales and profits as BII rebalances its auto portfolio between cars and motorcycles Revenue and PBT (IDR billion) Unit Financed Stand alone 300 12,000 10,668 10,190 10,000 8,951 194.01 8,256 200 8,000 Total Revenue 127.58 Profit Before Tax 6,000 100
Slide 23: 2013 Key Update on Business Strategy
• Summary of 1Q13 Performance • BII in Brief • Financial Highlights • 2013 Key Update on Business Strategy • Service Quality Awards, Even Highlights & CSR Highlights Financial Results 1Q13 Page 23
Slide 24: We have refreshed our Vision & Strategy Statement
We have refreshed our Vision & Strategy Statement Group Vision statement To be a Regional Financial Services Leader Group Mission statement Humanising Financial Services across Asia Strategy To be the leading relationship bank in Indonesia by truly being in the community, serving through customized
Slide 25: Core Values
Core Values Financial Results 1Q13 Page 25
Slide 26: Service Quality Awards, Event Highlights & CSR Highlights
• Summary of 1Q13 Performance • BII in Brief • Financial Highlights • 2013 Key Update on Business Strategy • Service Quality Awards, Even Highlights & CSR Highlights Financial Results 1Q13 Page 26
Slide 27: Service Quality Awards
Service Quality Awards 93.78 Top 1 in Service Quality 93.35 92.53 The Best Bank in Service Quality for 4 (four) consecutive years from 90.00 Institute of Service Management Studies (ISMS) Trisakti 2009/2010 2010/2011 2011/2012 2012/2013 Others Award in 2013 • Excellent Service Experience Award (ESEA
Slide 28: Event Highlights – 1Q 2013
Event Highlights – 1Q 2013 20 Feb 18 Mar 3 Apr Gerobak Seru SME Banking Mobil Kas Keliling 16 Feb Launched “Mobil Kas Keliling” (MKK) at BII Bandung branches, Grand opening KC Muara Bungo, 22 Feb 15 Jan Held BII Maybank Economic Briefing 2013 to update Held “Gerobak Seru SME” to support micr
Slide 29: CSR Highlights – 1Q 2013
CSR Highlights – 1Q 2013 Provide staple foods for flood victims at Kampung Pulo, Jakarta, Jan 2013 Organized BII Blood Drive at BII Batam branches, February 2013 Offer scholarship to senior high students at ETOS EXPO 2013 organized by Universitas Indonesia, March 2013 Concern for the Communi
Slide 30: Disclaimer
Disclaimer Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward- looking statements) are derived from or a
Slide 31: Thank You
LZ Thank You a_
Slide 32: Milestones
Milestones 1959 1980 1988 1989 Established on 15 May 1959 by Merged with PT Bank Earned foreign exchange Listed its shares on eleven businessmen from Tabungan Untuk Umum bank status Jakarta Stock Jakarta, Bandung, Magelang, 1895 Surabaya Exchange and Semarang and Surabaya Surabaya Stock Exchange (no
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