Umb Financial Corporation · NASDAQ:UMBF
Umb Financial — Q4 2013 Earnings Presentation
18 slides from Umb Financial's earnings presentation, Jan 28, 2014
Slide 1: Fourth Quarter 2013
Fourth Quarter 2013 January 28, 2014 Exhibit 99.2 UMB Financial
Slide 2: Business Segment Metrics
Business Segment Metrics
Slide 3: Institutional Investment Management
A B C E Institutional Investment Management AUM increased 32.4% year- over-year to $31.2 billion Net inflows of $941.9 million for Q4’13; year-to-date flows of $5.3 billion th Quarter 2013 Highlights $23.5 $25.7 $26.3 $29.3 $31.2 4Q'12 1Q'13 2Q'13 3Q'13 4Q'13 Total Scout Assets Under Management ($ b
Slide 4: Institutional Investment Management: AUM Drivers
Institutional Investment Management AUM Drivers ($millions) $2,204.5 $932.7 Total Change ($millions) $25,746.8 $23,542.3 Total AUM ($millions) $567.3 $26,314.1 $2,994.8 $29,308.9 $1,858.5 $31,167.4
Slide 5: Institutional Investment Management: Total AUM
Institutional Investment Management Total AUM $19.7B $23.5B $25.7B $26.3B $29.3B $31.2B
Slide 6: AUM by Strategy – As of 4Q'13
25.3% 68.7% AUM by Strategy – As of 4Q’13 49% 51% 21.4% 6.4% 13.4% 28.7% 1.8% 0.1% 2.9% 26.6% 2.6% 1.9% 0.2% Fixed Income Strategies Equity Strategies International Mid Cap International ADR Emerging Markets Global Small Cap Other: Core Plus Low Duration Long Duration Core Intermediate Unconstrained
Slide 7: Fixed Income Rotation
25.3% 36.6% Fixed Income Rotation 21.4% 6.5% 13.4% 28.7% 1.8% 0.1% 2.9% 24.6% 16.8% 14.1% 5.5% 2.2% 0.2% Fixed Income AUM Strategy Mix 4Q’13 4Q’12 Core Plus Low Duration Long Duration Core Intermediate Unconstrained Global Aggregate Real Return
Slide 8: Asset Servicing
Asset Servicing A B Total AUA increased by 22.4% to $191.0 billion year-over-year In the past 12 months, fund accounting and administration AUA grew by 42.9%; 40 new funds added th Quarter 2013 Highlights $162.4 $179.3 $206.4 $156.0 $191.0 Assets Under Administration ($billions) Asset Servicing Oper
Slide 9: Asset Servicing
Asset Servicing Fund Accounting & Administration Alternative Asset Servicing Custody Transfer Agency Business Metrics
Slide 10: Payment Solutions
Payment Solutions B Total Card Purchase Volume & Interchange Revenue CAGR Commercial credit card purchase volume +5.1% year- over-year to $314.9 million; provided 45.7% of interchange Interchange revenue +1.6% year-over-year to $15.9 million th Quarter 2013 Highlights Payment Solutions Operating Res
Slide 11: Payment Solutions
Payment Solutions A B Health Savings Accounts & Balances* * Deposits and investment assets Healthcare card purchase volume +54.0% to $649.1 million vs. 4Q’12 Customer deposits and assets +49.2% to $642.4 million vs. 4Q’12 th Quarter 2013 Highlights Healthcare Services Card Utilization
Slide 12: Bank
Bank A B C Assets Under Management ($ billions) HELOC Lending (average balances, $ millions) Total net loans grew for the 15 th consecutive quarter, year-over-year, increasing 14.8% to $6.4 billion Private Banking reported $325.7 million in average loan balances, an increase of 36.0% over Q4 2012 Fo
Slide 13: Bank: Commercial Loans by Region
46.8% 47.6% 45.2% 44.0% 41.1% Bank 0% 50% 100% 4Q'09 4Q'10 4Q'11 4Q'12 4Q'13 KC CO STL Greater MO KS OK AZ NE TX High Growth Regions 4Q’13 vs. 4Q’12 • Arizona +94.6% Commercial Loans By Region • St. Louis +40.3% • Oklahoma +36.4% Commercial Loan Balances (Average C&I and CRE Loan Balances for Three
Slide 14: Bank: Average Deposits by Region
Bank 4 yr CAGR 4Q ‘09–’13 12.9% 53.6% 56.4% 57.8% 61.6% 66.2% 29.1% 31.8% 33.4% 39.1% 42.5% Average Deposits (Average deposits for the three months ended December 31) Deposits By Region 0% 50% 100% 4Q'09 4Q'10 4Q'11 4Q'12 4Q'13 KC STL CO Gtr MO KS OK AZ NE $7.1 $7.8 $8.8 $9.9 $11.1 4Q'09 4Q'10 4Q'11
Slide 15: Deposit Composition
Deposit Composition 35.1% 39.4% Deposit Composition by Line of Business At December 31, 2013 Actual Pro-forma, After deposit migration Commercial Consumer Asset Servicing Private Wealth Management Healthcare Inst. Banking & Investor Services Small Business Inst. Asset Management 24.3% 17.8% 7.2% 6.6
Slide 16: Appendix
Appendix
Slide 17: Slide 17
Slide 18: Slide 18