Ptc India Financial Services Limited · NSE:PFS
Ptc India Financial Services — Q4 FY2023 Earnings Presentation
32 slides from Ptc India Financial Services's earnings presentation, May 21, 2023
Slide 1: Stock exchange intimation letter for investor presentation
Dated: May 21, 2022 Manager Manager Listing Department Listing Department BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Dalal Street, Exchange Plaza, C-1, Block G, Mumbai- 400001 Bandra- Kurla Complex, Bandra (East), Scrip Code : 533344 Mumbai- 400051 Scrip Symbol :
Slide 2: Q4 & FY23 Investor Presentation
WE BRING LIFELINE TO CLEAN, SUSTAINABLE INFRASTRUCTURE Q 4 & F Y 2 3 I N V E S T O R P R E S E N TAT I O N
Slide 3: Table of Content
PFS at a Glance 3 Our Purpose 7 TABLE OF CONTENT Products and Services 8 Business Model 10 Navigating the Next Strategy 12 Risk Management System 13 Our Clientele 16 Financials 17 Operational Performance 22 Corporate Social Responsibility 28 Shareholder Information 30
Slide 4: PFS at a glance
PFS at a glance Rs. 3854 Crore Sanctions for FY23 Diversifying into sunshine sectors like 33.05% 1. Electric Vehicle Mobility (494 EV), Capital Adequacy Ratio for FY23 2. Water Treatment Projects 2.09 Times (362 million liters per day), Debt To Equity for FY23 1. Renewable Projects (around 15,000 MW
Slide 5: Quarterly Snapshot
Quarterly Snapshot PBT & PAT (Rs. In Cr) Sanctions & Disbursements Return on Assets % 45.45 (Rs. In Cr) 1.68% 36.41 1,563 33.52 24.98 1.03% 583 380 PBT PAT Sanctions Disbursements Q4FY22 Q4FY23 Q4FY22 Q4FY23 Q4FY22 Q4FY23 Net Interest Margin 4.30% 4.35% PFS has provided financial assistance for rene
Slide 6: About PFS
About PFS PTC India Financial Services Limited (PFS) is an infrastructure finance company which provides a vast array of services to the entities in energy value chain. The Company invests in equity and/or VISION MISSION extending debt to power projects in generation, transmission, distribution, and
Slide 7: Milestones Over The Years
Milestones Over The Years 2006 PFS incorporated as a subsidiary of PTC India Limited 2008 2015 2017 2021 Goldman Sachs and PFS becomes the first Preferential allotment to Foray into EV Macquarie acquired institution in India, to sign IFC’s PTC India Limited Sector stake in PFS Master Cooperation Agr
Slide 8: Our Purpose
Our Purpose GREENER We extend our support to FINANCE ENVIRONMENT-FRIENDLY PROJECTS which contribute towards SUSTAINABLE STRONGER 7 FY23 INVESTOR PRESENTATION
Slide 9: Products & Services
Products & Services PFS offers various investment and financing products/solutions to infrastructure and power projects, the details are illustrated in the graphic below: Debt Financing Fee Based Services Advisory Services PFS provides debt finance in the form of Long PFS team assists companies in s
Slide 10: Key Functions of the Company
Key Functions of the Company 01 02 Interest Rate Mechanism Asset Liability Management 03 04 Treasury and Resource Mobilization Early Warning System 05 06 Underwriting and Syndication Business Development and Credit 07 08 Credit Appraisal and Monitoring Advisory Services 09 10 Risk Management Corpora
Slide 11: Business Model
Business Model Robust credit appraisal Seamless operational Maintain adequate liquidity management system risk management and focus on cash flow and processes system generation System for effective Enhanced focus on Early monitoring of compliance Warning Signal and of loan conditions Stress Resoluti
Slide 12: What makes PFS a unique Investment case
What makes PFS a unique Investment case We have been the first movers in established Focus on Sustainable Infra and emerging green infrastructure finance Motivated and experienced and renewable projects management who are proven sectors like renewable energy, wastewater which align with the 1 treatm
Slide 13: Navigating the next strategy
Navigating the next strategy Financing a number of green Implementation of integrated Strategize and adopt infrastructure projects to framework systems and alternative sources of support growth processes with technical funding capabilities Leveraging existing Adopting a customer- Enhancing financial
Slide 14: Risk Management System
Risk Management System Credit Risk Management Implementation of Internal Credit Grading mechanism which captures sector specific risk related parameters during the entire loan-life cycle (i.e. pre-construction and post construction). Implementation of Early Warning System which has been integrated w
Slide 15: Management Outlook
Management Outlook PFS is focused on its stance of progressive growth and stability through the enhancement of its products and quality of the portfolio. We are focused to sustainable green infrastructure finance, sunshine sectors and retail green financing. This reiterates our resolve of achieving
Slide 16: Carbon Neutral; Marching Towards Sustainability
Carbon Neutral; Marching Towards Sustainability Renewables Assisted in clean Road and Railways Assisted energy generation through 14858 MW in 157 km of Rail & Road network Rs. 30,233 Crore Rs. 3,798 Crore E-Mobility 494 Electric Water Assisted in Buses for public transportation 362 MLD of water trea
Slide 17: Our Marquee Clients
Our Marquee Clients Partnering with leading players in green infrastructure development 16 FY23 INVESTOR PRESENTATION
Slide 18: Financials
FINANCIALS FY23 INVESTOR PRESENTATION
Slide 19: Comfortable Cash Flows
Comfortable Cash Flows As on 1st April 2023 Company is having liquid funds of Rs.539 crore including HQLA of around Rs. 340 Crore. 2,933 2,846 1,079 801 645 617.18 529.26 381 413 425 263.83 251.47 Upto 3M 3M-6M 6M-1Y 1Y-3Y Total Inflows Total Outflows Cummulative Mismatch (Positive) 18 FY23 INVESTOR
Slide 20: Key Balance Sheet Indicators
Key Balance Sheet Indicators Quarter ended 31st Quarter ended 31st Quarter ended 31st Particulars FY 23 FY 22 March, 2023 December, 2022 March, 2022 1,563 1,131 - Loan Sanctioned (Rs. Crs) 3,854 4,150 583 609 380 Loan Disbursed (Rs. Crs) 2,253 3,888 7,339 7,301 8,686 Outstanding Credit (Rs. Crs) 7,3
Slide 21: Key Operational Indicators
Key Operational Indicators Quarter ended 31st Quarter ended 31st Quarter ended 31st Particulars FY 23 FY 22 March, 2023 December, 2022 March, 2022 81.59 82.84 86.36 Net Interest Income (Rs. Crs) 334.66 344.92 10.61 10.35 10.52 Yield on Earning Loan (%) 10.51 10.60 8.11 7.66 7.60 Cost of borrowed fun
Slide 22: Results Overview
Results Overview Figures in Rs Cr Quarter ended 31st Quarter ended 31st Quarter ended 31st Particulars FY 23 FY 22 March, 2023 December, 2022 March, 2022 186.27 190.76 222.25 Interest Income 766.57 924.69 199.70 194.32 231.35 Total Income 797.08 968.74 105.14 107.92 136.50 Interest and financial cha
Slide 23: Operational Performance – Sector Wise Outstanding
Operational Performance – Sector Wise Outstanding 2,911 2,352 2,193 2120 1,990 2,039 1,806 1,836 1,680 1718 1,617 1596 1,366 1,257 1,267 1,225 1,201 1,196 1,017 875 786 497 477 476 476 487 244 287 191 209 189 187 156 30 30 4Q 2022 1Q 2023 2Q 2023 3Q 2023 4Q 2023 Renewable Transmission Sustainable In
Slide 24: Operational Performance – Corporate Loan under respective sector
Operational Performance – Corporate Loan under respective sector 3,059 2,864 2,904 2,516 2,353 621 625 679 498 374 391 228 229 143 143 213 143 179 142 142 4Q 2022 1Q 2023 2Q 2023 3Q 2023 4Q 2023 Renewable State Power Utility Thermal & Hydro Other* Total 3,507 3,082 3,810 3,928 4,116 23 FY23 INVESTOR
Slide 25: Portfolio Shift – Sector Wise Credit Portfolio %
Portfolio Shift – Sector Wise Credit Portfolio % 2% 3% 2% 4% 7% 10% 7% 6% 7% 6% 21% 23% 26% 25% 23% 15% 17% 11% 16% 14% 3% 0% 2% 3% 0% 16% 17% 22% 17% 22% 34% 31% 31% 28% 29% 4Q 2022 1Q 2023 2Q 2023 3Q 2023 4Q 2023 Renewable Transmission Sustainable Infra Road State Power Utility Thermal & Hydro Oth
Slide 26: Key Ratio Movement
Key Ratio Movement 10.54 10.50 10.58 10.61 10.35 8.11 7.60 7.52 7.46 7.66 4.30 4.23 4.34 4.35 4.00 2.92 2.98 3.14 2.69 2.50 Q4 FY22 Q1 FY23 Q2 FY23 Q3 FY23 Q4 FY23 Yield Cost of funds Spread NIM 25 FY23 INVESTOR PRESENTATION
Slide 27: Stage 3 as on March 2023
Stage 3 as on March 2023 Loan Account Gross Loan Provision Net Exposure Impairment Reserve Danu Wind Park Private Limited 292.93 43.61 249.32 60.51 IL&FS Tamil Nadu Power Company Limited 239.43 94.10 145.33 145.33 Meenakshi Energy Private Limited 150.00 97.21 52.79 14.79 Vento Power Infra Private Li
Slide 28: Credit Standing Snapshot
Credit Standing Snapshot Company is having adequate liquidity in the form of HQLA, 306 01 liquid assets and undrawn credit lines to meet any contingency 31-Mar-23 716 and growth. 1,009 Relationship enhanced with existing bankers and establishing 02 with new lenders, domestic as well as international
Slide 29: Corporate Social Responsibility
Corporate Social Responsibility HLFPPT– MHC (Awareness Session) HLFPPT– MHC (OPD) MOU with IIT Roorkee for supporting MOU with Sankal Cancer Care Foundation their drinking water quality Lab for PFS support for Mammography machine Check Dams Gratitude Certificate Waste management CIIF-Community waste
Slide 30: Board of Directors
Board of Directors Nominee Directors DR. PAWAN SINGH MD & CEO DR. RAJIB KUMAR MISHRA MR. PANKAJ GOEL Non Executive Chairman Nominee Director Independent Directors MS. SEEMA BAHUGUNA MR. NAVEEN BHUSHAN GUPTA MS. PV BHARATHI Independent Director Independent Director Independent Director 29 FY23 INVEST
Slide 31: Shareholder Information
Shareholder Information Stock Information (As on 19th May, 2023) Top Shareholders (As on 31st Mar,2023) Market Cap 1,004 Cr PTC India Limited 64.90% Stock Price 16.25 Life Insurance Corporation of India 2.11% 52 Week (High/Low) 18.65/12.25 NSE/BSE Symbol PFS/533344 Quant Money Managers Ltd 0.99% No
Slide 32: Thank You
THANK YOU Abhinav Goyal - Vice President PTC India Financial Services Ltd Email: abhinav.goyal@ptcfinancial.com 7th Floor Telephone Exchange Building, Fax: +91 11 26737373 / 26737374 Tel: +91 11 2673 7300 / 2673 7400 8 Bhikaji Cama Place, New Delhi - 110 066 INDIA Email: info@ptcfinancial.com Contac
PTC India Financial Services — Q4 FY2023 Earnings Presentation on 6ix