Bank Of America — Bank of America Corp /De/ (Bac, Bac-Pb, Bac-Pe, Bac-Pk, Bac-Pl, Bac-Pm, Bac-Pn, Bac-Po, Bac-Pp, Bml-Pg, Bml-Ph, Bml-Pj, Bml-Pl) — Q2 2010 Earnings Presentation

4 slides from Bank Of America's earnings presentation, Jul 16, 2010

Slide 1: Expense
Exhibit 99.2 Expense 2Q10 Commentary related decreased •– lower $ $22,000 $17,020 $16,306 $16,385 $17,775 $17,253 2Q09 Non-personnel Personnel Anticipated Non-personnel Personnel $758 Excluding Current in Millions decrease 3Q09 the incentives M$8,464 $17,600 $9,230 $8,693 $9,028 $8,617 Levels deferr
Slide 2: Capital and Liquidity Highlights
•Capital – Allowance Tangible Regulatory 3Q10 Liquidity Tier The Majority Global unrealized 1equity and ofExcess Book 10.67% of levels Liquidity for capital shares levels credit Value Liquidity gain remain and and become will Highlights at losses at Tier 6/30/10 liquidity at benefit $12.14 Sources i
Slide 3: Regulatory Reform Impacts and Mitigations
•Commentary – CARD Regulation 4Q10 Dodd/Frank Bank Total We Previously Uncertainties Impacts Mitigations Our understand operate capital of 2010 total Act America to service will businesses E expected disclosed and on an for Bill be /remain Overdraft integrated Regulatory and potential liquidity phas
Slide 4: Comments on Financial Reform Impact
Comments fees before estimated •be All We The after received of estimate Financial estimated non-cash mitigation our consideration impairment on consumer or that Impact impairment Reform shortfall charged could our of and debit be Bill Durbin by the goodwill insmall as revenue charge an card includi