Mizrahi Tefahot Bank Ltd · TASE:MZTF

Mizrahi Tefahot Bank — Q1 2012 Earnings Presentation

12 slides from Mizrahi Tefahot Bank's earnings presentation, Mar 31, 2012

  1. Slide 1: Financial Statements 31 March 2012

    Financial Statements Financial Statements 31 march 2012 31 December 2008 1

  2. Slide 2: Disclaimer

    Disclaimer This document has been prepared by Mizrahi-Tefahot Bank Ltd (UMTB) solely for use at the company’s presentation. The information contained in this document has not been independently verified. No representation or warranty express or implied is made as to, and no reliance should be placed

  3. Slide 3: Net profit (NIS mil)

    Net profit - (NIS mil) 5.5% 251 238 Q1 - 2011 Q1 - 2012 3

  4. Slide 4: Net profit – ROE (NIS mil)

    Net profit – ROE - (NIS mil) 14.3% 14.0% (1) 13.6% Q1 - 2011 Q1 - 2012 Based on the same level of Q1/11 tier 1 4

  5. Slide 5: Financing revenues (NIS mil)

    Financing revenues (NIS mil) Rate Q1 - 2012 Q1 - 2011 of change Interest revenues, net 768 681 12.8% Non-interest financing revenues 20 40 - Total financing revenues 788 721 9.3% One off revenues and others (54) (40) - Total financing Total financing revenues revenues from from current current opera

  6. Slide 6: Non interest revenues (NIS mil)

    Non interest revenues (NIS mil) 428 383 Q1 - 2011 Q1 - 2012 6

  7. Slide 7: Operating and other expenses (NIS mil)

    Operating and other expenses (NIS mil) 434 3.1% increase in operating and other expenses 421 148 158 104 104 Salaries Building & Equipment Others maintenance & depreciation Q1 - 2011 Q1 - 2012 7

  8. Slide 8: Loans to the public (NIS bil)

    Loans to the public (NIS bil) 130 119.3 120.4 120 110 107.0 100 95.2 90 80 70 60 50 40 31.12.2009 31.12.2010 31.12.2011 31.3.2012 8

  9. Slide 9: Deposits from the public (NIS bil)

    Deposits from the public (NIS bil) 119.2 119.5 106.0 95.0 31.12.2009 31.12.2010 31.12.2011 31.3.2012 9

  10. Slide 10: Provisions/loans to the public

    Provisions/loans to the public 0.48% 0.29% 0.20% 0.21% 0.22% Q1 Q2 Q3 Q4 Q1 2011 2011 2012 2012 10

  11. Slide 11: Capital adequacy – Basel II Tier I

    Capital adequacy – Basel II 13.48% 13.24% Tier I 7.61% 7.94% 31.3.2011 31.3.2012 11

  12. Slide 12: Equity (NIS bil)

    Equity (NIS bil) 7.9 7.7 7.1 6.5 31.12.2009 31.12.2010 31.12.2011 31.3.12 12

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