Funding Circle Holdings Plc · LSE:FCH

Funding Circle — Fact Sheet (May 2026)

7 slides from Funding Circle's fact sheet, May 2026

  1. Slide 1: Funding Circle plc Factsheet May 2026

    Funding Circle plc Factsheet May 2026

  2. Slide 2: Funding Circle is a tech platform built to back small businesses

    Funding Circle is a tech platform built to back small businesses and get them the funding they need to win Small businesses power the UK economy - driving innovation, creating jobs, and fuelling regional growth. Yet for too long, the financial system has put barriers in their way. Accessing capital

  3. Slide 3: The opportunity: a clear path for growth

    The opportunity: a clear path for growth Our vision is to be the most trusted financial partner for UK SMEs. By accelerating access to finance and ‘getting to yes’ more often, we are capturing a larger share of wallet in a large, underserved market. Large addressable market Why we’re winning £80bn+

  4. Slide 4: How our business model works

    How our business model works Borrowers Investors Our multi-product offering combines Capital light funding model that is built long-term capital access with flexible tools for scale for everyday cash flow Term Loans 60% Institutional investors 93% Unsecured loans up to £750,000 for Funding provided

  5. Slide 5: How we make money

    How we make money Business Unit Revenue stream Driver Typical yield FY 2025 Term Loans Transaction fees Credit extended c.6.5% PBT growth of ~70% with continued 82% operating leverage; margins at 19% % of FY25 Servicing fees Assets under c.1.3% p.a. revenue management FlexiPay Drawdown fees & Credit

  6. Slide 6: Full Year 2025: Scale, profitability & cash generation

    Full Year 2025: Scale, profitability & cash generation We are Group cash generative, with Term Loan profits funding FlexiPay investment as we scale this high-growth opportunity. £204m £20m £2.5bn £3bn revenue profit before tax credit extended assets under management +28% YoY 6x growth +29% YoY +128m

  7. Slide 7: corporate.fundingcircle.com | ir@fundingcircle.com

    corporate.fundingcircle.com | ir@fundingcircle.com

Funding Circle Holdings — Fact Sheet (May 2026) on 6ix