Malayan Banking Bhd. · MYX:MAYBANK
Malayan Banking Bhd — PT Bank Internasional Indonesia — H1 2014 Earnings Presentation
37 slides from Malayan Banking Bhd's earnings presentation, 2014
Slide 1: Perkembangan Bank Internasional Indonesia (BII) 1H2014 Financial Results
Perkembangan Bank Internasional Indonesia (BII) PT Bank Internasional Indonesia Tbk Rapat Komite Informasi LPS 1H2014 Financial Results Jakarta,
Slide 2: Service Quality Awards – The Legend Grade Achievement
Service Quality Awards – The Legend Grade Achievement Five Consecutive Years Top Performers Customers Satisfaction Survey from ISMS Trisakti & Infobank Magazine Page 2
Slide 3: Table of Contents
Table of Contents Executive Summary BII in Brief Financial Performance Strategy and Headline KPI Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 3
Slide 4: Summary of 1H14 Results
Summary of 1H14 Results (All numbers are consolidated and according to Bank Indonesia classification unless otherwise stated) Page 4
Slide 5: Highlight for 1H2014
Highlight for 1H2014 - consolidated results for the 6 months ended 30 June 2014 • Strong Loans portfolio increased by 24.5% (YoY) to Rp106.0 trillion Loans • Growth in all business segments as Business Banking grew the highest of 27% from Rp30.2 trillion to Rp38.3 trillion, Retail Banking grew 23% f
Slide 6: BII in Brief
BII in Brief Page 6
Slide 7: Profile and Corporate Structure
Profile and Corporate Structure Profile Corporate Structure Established : 15 May 1959 Total Assets : Rp144.7 Trillion 78.98% Total Equity : Rp12.6 Trillion PUBLIC < 5% LONDON BRANCH Market Capitalisation : Rp18 Trillion 18.31% 2.71% Position in Indonesia : Rank #9 in terms of assets (as of March 201
Slide 8: Board of Commissioners
Board of Commissioners Datuk Abdul Farid bin Alias Spencer Lee Tien Chye Commissioner and PCEO of Maybank Commissioner Tan Sri Megat Zaharuddin President Commissioner and Chairman of Maybank Umar Juoro Budhi Dyah Sitawati Achjar Iljas Independent Independent Independent Commissioner Commissioner Com
Slide 9: Board of Directors
Board of Directors Lani Darmawan Jenny Wiriyanto Director Director Taswin Zakaria President Director Thilagavathy Ghazali M. Rasad Dhien Tjahajani Ani Pangestu Nadason Director Director Director Director Page 9
Slide 10: Building a strong network footprint and present in all Indonesian Provinces
Building a strong network footprint and present in all Indonesian Provinces Integrating multi customer touch points to serve all segments Branch Network Key alternate Channel PAC Sharia Micro MKK Present at the heart of community Sales Branch ATMs person and CDMs As of June 2014, Front we have 425 b
Slide 11: Innovative Products and Comprehensive Financial Solutions
Innovative Products and Comprehensive Financial Solutions For Individual Customers For Corporate Customers & Entreupeneurs We work closely with our customers to achieve their potential Cash Management Solution COOLPay & COOLBanking Page 11
Slide 12: Enhanced e-banking capacity and features have increased users and transactions
Enhanced e-banking capacity and features have increased both users and number of transactions Mobile Banking Number of Users Number of Transaction 59% 21% Mobile banking with new IT platform and applicable at all type of mobile devices Jun-13 Jun-14 Jun-13 Jun-14 Internet Banking Number of Users Num
Slide 13: Financial Performance
Financial Performance Page 13
Slide 14: Income Statement - Consolidated
Income Statement - Consolidated Dec-13 in Billion Rupiah Jun-13 Jun-14 A B C C/B 5,801 Net Interest Income 2,810 2,953 5.1% 2,293 Non Interest Income 992 1,076 8.5% 8,094 Gross Operating Income 3,803 4,029 6.0% (5,198) Operating Expenses (excl. Provision) (2,651) (2,723) 2.7% (2,356) Personnel (1,22
Slide 15: Balance Sheet - Consolidated
Balance Sheet - Consolidated Dec-13 in Billion Rupiah Jun-13 Jun-14 YTD A B C C/B C/A 102,030 Loans 85,105 105,967 24.5% 3.9% 3,639 Government Recap. Bonds 3,670 3,636 (0.9%) (0.1%) 17,167 Other Earning Assets 18,070 16,805 (7.0%) (2.1%) 140,707 Total Assets 121,439 144,887 19.3% 3.0% 107,240 Deposi
Slide 16: Financial Ratios
Financial Ratios Consolidated Jun-13 Jun-14 Bank Only Jun-13 Jun-14 A B B- A A B B- A Profitability Profitability Return On Assets 1.61% 0.72% -0.89% Return On Assets 1.42% 0.48% -0.94% Return On Equities (Tier 1) 15.72% 6.15% -9.57% Return On Equities (Tier 1) 14.22% 4.03% -10.19% Net Interest Marg
Slide 17: Strong loans growth across all segments
Strong loans growth across all segments Business Banking continues to lead LDR & Total Loans Rp Trillion 95.1% 95.3% 97.8% Rp Trillion Jun-13 Jun-14 ∆ 93.0% 93.2% 89.0% 88.9% 87.0% 88.9% 90.8% Global Banking 23.9 29.4 23% 87.3% 83.2% 102.0 101.3 106.0 80.9 67.2 Business Banking 30.2 38.3 27% 53.6 Re
Slide 18: Loan Quality
Loan Quality Asset Quality – BII (consolidated) 3.61% Asset Quality – BII Finance (consolidated) 2.85% 3.04% 0.14% 2.77% 0.12% 2.18% 2.24% 2.34% 0.10% 0.10% 1.85% 2.68% 0.09% 1.74% 0.12% 2.11% 2.05% 0.10% 1.43% 1.92% 0.09% 0.08% 0.14% 1.45% 0.12% 1.13% 1.55% 1.43% 0.07% 0.10% 0.10% 0.09% 1.02% 0.73%
Slide 19: Strong increase in Deposits led by robust growth in Savings
Strong increase in Deposits led by robust growth in Savings Deposits from Customers by Business Segment Deposits from Customers by Type 23% 22% 17% 17% 15% Global Banking 49% Jun-13 50% Jun-14 Business Banking Jun-13 22% Dec-13 Jun-14 23% 23% 61% 60% 62% Retail Banking 28% 28% Current Account Saving
Slide 20: Strong Growth in Customer Deposits 2Q14 which grew 106% (yoy)
Strong Growth in Customer Deposits 2Q14 which grew 106% (yoy) Its strategy to be product provider and offer Syariah solutions across all Business Segments show encouraging results following the implementation of its revamped business model last year – Syariah financing increased significantly by 65%
Slide 21: Fee Income
Fee Income 1,076 1,076 Rp Billion in billion 992 992 Fee Income (Rp Billion) Jun-13 Jun-14 Related to Auto Business (2-Wheelers & 4-Wheelers) 339 379 379 Related to Auto Business (2- 339 Collection of receivables previously written-off 61 50 Wheelers & 4-Wheelers) Collection of receivables Arranger
Slide 22: CAR, Ownership, Share Price Performance & Company Rating
CAR, Ownership, Share Price Performance & Company Rating CAR Share Price Performance 15.48% 15.66% 15.26% 14.86% 15.00% 16% 14.34% 13.48% 13.84% 13.42% 13.67% 200000 13.13% 13.12% 14% 12.81% 12.10% 13.29% 13.68% 12.72% 13.29% 12.83% 12.96% 12% 150000 CAR Minimum 10% 11.98% 10% 113,014 113,104 118,83
Slide 23: BIIFinance: Remains profitable, however tighter regulations impacted 2Q2014 growth
BIIFinance: Remains profitable, however tighter regulations impacted 2Q2014 growth Revenue and PBT (Rp Billion) Unit Financing (unit) (Stand Alone) (Consolidated) 25,000 23,234 23,164 Total Revenue 22,271 22,534 Profit Before Tax 516.75 20,000 410.02 15,000 10,000 153.87 129.75 5,000 963 630 - YTD J
Slide 24: Higher profits due to improving operational efficiency despite tighter regulations
: Higher profits due to improving operational efficiency despite of tighter regulations Revenue and PBT (IDR billion) Unit Financing (’000 unit) (Stand alone) (Consolidated) +18.7 % 278 753 769 +20% 234 640 647 201 168 +5.7% +15.6 % 66 77 80 87 33 35 YTD Jun'13 YTD Jun'14 New Used Total YTD Jun'13 Y
Slide 25: Strategy & Headline KPI
Strategy & Headline KPI Page 25
Slide 26: We are building our competitive advantage through High Quality Service, Product Innovation
We are building our competitive advantage through High Quality Service, Product Innovation, Process Simplification and Regional Connectivity … Group Vision Statement To be a Regional Financial Services Leader Group Mission Statement Humanising Financial Services Across Asia Vision: To be the leading
Slide 27: We have completed our roadshow to regional across Indonesia
We have completed our roadshow to 12 regional across Indonesia to support reginalisation program Indonesia Regional Productivity (RB & BB) Kalimantan (1 Region) • Regional economy oriented regional division Sumatra (2 Regions) Sulawesi & IBT • Sharpen regional coverage and productivity through (1 Re
Slide 28: Our Priorities in 2014
Our Priorities in 2014 1 Domestic Regional Transformation : a. a To ensure our regional growth orientation align with its regional economy potential b. b To sharpening our regional coverage and productivity through better understanding of local business and associated risks c. c Regional & Branches
Slide 29: Awards, Corporate Social Responsibility (CSR) & Event Highlights
Awards, Corporate Social Responsibility (CSR) & Event Highlights Page 29
Slide 30: Service Quality Awards 2Q14
Service Quality Awards 2Q14 Top 1 in Service Quality 93.35 93.78 93.47 92.35 Five Consecutive Years Top Performers Customers Satisfaction Survey from ISMS Trisakti & Infobank Magazine 90.00 2009/2010 2010/2011 2011/2012 2012/2013 2013/2014 Other Awards in Service Quality Contact Center Service Exc
Slide 31: Other Awards 2Q14
Other Awards 2Q14 Other Awards Indonesia Banking Loyalty Award 2014 “Loyalty Program for Saving Account Conventional Champion Banking and “Top 5 Loyalty Champion” for Saving Account category from Markplus Inc. Top 50 Most Valuable Indonesian Brands from Brand Finance, 2014 Risk Management Awar
Slide 32: Focus Area of BII CSR Program
Focus Area of BII CSR Program Provide opportunity for better Promote winning culture & healthy life education through sports and health • Focus on providing • Support communities scholarships to young talents through health & sport from underprivileged programs families Promote • Support banking edu
Slide 33: CSR Highlights in 2Q14
CSR Highlights in 2Q14 BII and Maybank Foundation continues providing scholarships This is the second batch of “BII-Maybank Foundation Scholarship” with total fund of Rp 14 billion, increased comparing to the previous program with a total fund of Rp 11 billion, 29 April 2014 Blood Drive as a Ser
Slide 34: BII Maybank Bali Marathon - 2014
BII Maybank Bali Marathon - 2014 BII Opens Bali Marathon 2014 Registration BII Maybank Bali Marathon 2013 BII has opened BII Maybank Bali Marathon 2014 (BMBM With theme Pushing the Limit, BII Maybank Bali 2014) registration through www.balimarathon.com on Marathon 2013 was participated by 3,000 runn
Slide 35: Event Highlights in 2Q14
Event Highlights in 2Q14 1. BII Grants Bingkisan Beruntun Program Grand Prize, Apr’14 5. BII Grants Credit Card Lucky Draw Program BII symbolically granted “Bingkisan Beruntun 2013” program grand prize in the form of The winner of Lucky Draw Katty Perry program will be able to see her live concert i
Slide 36: Thank You
LZ Thank You _
Slide 37: Disclaimer
Disclaimer Please note that some of the statements in this document may constitute “forward-looking statements” that do not directly or exclusively relate to historical facts. Some of the statements in this document (including but not limited to the forward- looking statements) are derived from or a
PT Bank Internasional Indonesia — H1 2014 Earnings Presentation on 6ix