Swvl Holdings Corp · NASDAQ:SWVL
Swvl — Q3 2025 Earnings Presentation
17 slides from Swvl's earnings presentation, Oct 28, 2025
Slide 1: Q3 2025 | Update
Q3 2025 | Update swt
Slide 2: Disclaimer
Disclaimer This presentation may contain “forward-looking statements” which include, but are not limited to, statements regarding future events and other statements that are not historical facts. Forward-looking statements are generally accompanied by words such as “believe,” “may,” “will,” “estimat
Slide 3: About Swvl
About Swvl Swvl is an end-to-end mobility operating system designed to transform urban transportation by making it more accessible, efficient, and reliable. Ourplatform leverages real-timedata, adaptive networks, and advanced technology to optimize mobility solutions forriders and drivers, ensuring
Slide 4: Products & Services
Products& Services Product Suite Managed Services Real-time Monitoring & Insights Compliance & Safety Management Vehicle Rostering Network Planning & Routing Technologies Identity & Access Management White Labelled Customer Facing App On-ground Network Optimization Vehicle Utilization Fleet Sourcing
Slide 5: Strategy Highlight
swt Strategy Highlight
Slide 6: Strategy Highlight
Strategy Highlight Rapid Margins Increase We've seen strong progress in revenue and margin expansion, with a clear line of sight to 35-40% steady-state margin potential. From FY22 to FY25, we expanded gross margin from 0% to 21-22%, evidence of strong momentum across our core markets Increase Recurr
Slide 7: Key Highlights for Q3 2025
KeyHighlights for Q3 2025 Revenue Growth 45.7% Increase in Q3'25 over Q3'24 Gross Margin 21.6% In Q3’25 vs. 24.6% in Q3’24 Dollar Pegged Revenue 26% In Q3'25, up from 21% in Q3'24 Recurring Revenue 78% In Q3'25, up from 68% in Q3'24 Net Profit $0.21 Mn In Q3’25 vs. $0.41 Mn in Q3'24 6
Slide 8: Revenue & Gross Margin
Revenue & Gross Margin Revenue and Gross Margin in $Mn 4.4 45.7% 6.5 Q3’25 1.0 1.4 28.3% Strong Revenue & Margin Expansion in Q3’25 Swvl achieved robust financial growth in Q3’25, with revenue up 46% year-over-year to $6.4 million and gross margin increasing 28.3% to $1.4 million. The performance re
Slide 9: Strong Growth in Dollar-Pegged Revenue
Strong Growth in Dollar-Pegged Revenue 21% 24% 26% Q3’24 Q3’25 Dollar-Pegged Revenue as a Percentage of Total Revenue Dollar-Pegged Revenue: Represents revenue generated in currencies which are pegged to theUS Dollar(i.e, currently, all revenues excluding EGP). Dollar-Pegged Revenue Focus Swvl conti
Slide 10: Accelerating Growth in Recurring Revenue
Accelerating Growth in Recurring Revenue Swvl continues to strengthen its foundation of predictable, contract-based growth. Recurring revenue increased from 68% in Q3’24 to 78% in Q3’25, reflecting steady progress in shifting the business mix toward multi-year enterprise and government contracts. Th
Slide 11: Q3 2025 | Results of Operations
Q3 2025 | Resultsof Operations
Slide 12: P&L
P&L All figures are in USD ($) Q3 2024 Q3 2025 % Change Revenue 4,431,364 6,458,649 45.7% Cost of Sales (3,342,447) (5,061,645) Gross Margin 1,088,917 1,397,004 28.3% % 24.6% 21.6% General & admin (1,466,255) (1,775,859) Selling and marketing (2,571) (7,423) Expected credit losses (11,944) (6,427) C
Slide 13: Breakdown of G&A
Breakdown ofG&A All figures are in USD ($) Q3 2024 Q3 2025 Staff costs (1) 894,412 1,186,132 Professional fees 188,524 170,991 Technologycosts 194,865 149,147 Otherexpenses 48,187 156,212 Depreciation of property and equipment 4,697 2,301 Officeexpenses 15,667 24,446 Rent expense 57,382 38,238 Depre
Slide 14: Markets' Performance
swt Markets’ Performance
Slide 15: GCC Countries
GCC Countries Swvl’s operations across the GCC Revenue vs. Gross Margin in $Mn delivered an exceptional quarter, driven by continued growth in Saudi Arabia and the UAE. Regional revenue rose by 81% to $1.7 million, while gross margin more than doubled, up 133% to $0.5 million in Q3’25. This performa
Slide 16: Egypt
Egypt Revenue vs. Gross Margin in $Mn Egypt delivered a solid performance in Q3’25, with revenue rising 36.4% year over year to $4.76 million, driven by continued demand growth across key sectors. While margin expansion was modest, our goal was to expand the overall revenue base, and that will be fo
Slide 17: swt
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