Aeon Financial Service Co., Ltd. · TSE:8570
Aeon Financial Service — Aeon Credit Service — FY2010 Earnings Presentation
10 slides from Aeon Financial Service's earnings presentation, Apr 26, 2011
Slide 1: Results for the Fiscal Year Ended February 20, 2011
Impact of the Great East Japan Earthquake ■Status of Our Operations in the Affected Region ・All in-store branches are open, and all but nine of the 1,833 ATMs are in operation ・Call center operations and other functions have been transferred to Tokyo, Chubu and Osaka centers ■Our Response to the Dis
Slide 2: Operating Data and Operating Revenues by Segment
Operating Data (Trends by Quarter) Operating Revenues by Segment (Actual) ■Both consolidated and non-consolidated operating margins increased each quarter due to ■Sales plans with alliance partners drove steady expansion of credit card shopping revenues promotion of low-cost operations ■Overseas rev
Slide 3: Credit Card Shopping Transaction Volume Growth
Credit Card Shopping Transaction Volume/Annual Usage Rate (Consolidated) Growth in Credit Card Shopping Transaction Volume (Non-Consolidated) ■Credit card shopping transaction volume in FY 2010 was 114% of the previous year on both a ■ Joint sales promotions with Group companies support growth in cr
Slide 4: Allowance for Possible Credit Losses
Rate of Recovery of Receivables in Arrears and Total Receivables in Arrears Allowance for Possible Credit Losses ■Stronger collection system led to steady recovery of receivables in arrears up to 1 or 2 months ■Provision for possible credit losses in FY 2010 was ¥20.7 billion, and the allowance for
Slide 5: Fund Procurement / FY 2011 Priority Items
Fund Procurement (Non-Consolidated) ■Securitized receivables with master trust method and self-settled trusts, securing flexible access to capital ■Renewed credit facilities of ¥200.0 billion (including long-term credit facilities of ¥70.0 billion). Secured liquidity on hand and provided for risk of
Slide 6: Developing New Customer Bases Promoting AEON CARD SELECT
Developing New Customer Bases Promoting AEON CARD SELECT ■Expand number of male cardholders and cardholders in urban area by issuing cards with ■Intensify sign-up efforts for AEON CARD SELECT, which combines cash card, credit and transit fare and traffic toll payment functions WAON functions ■Utiliz
Slide 7: Reinforcing the Electronic Money Business, Promoting the Internet Business
Reinforcing the Electronic Money Business Promoting the Internet Business ■In FY 2010, we intensified sign-up efforts for integrated cards, developed commercial facilities ■Enrich functions of the Kurashi-no-Money Site by introducing fun content (games), etc. in airports and added online functions ■
Slide 8: FY 2011 Priority Items (Overseas)
Taiwan ■Begin issuing co-branded card with Global Mall (total number of cardholders 140,000) ■Expand our own affiliated merchant network to 9,100 stores in FY 2011 (up 2,000 from the previous fiscal year) (Millions of TWD) Operating Revenues Plan 600 Operating revenues 500 FY 2011 Priority Items 400
Slide 9: Philippines and Establishment of Asia Business Headquarters
Philippines Establishment of Asia Business Headquarters ■Increased number of system engineers to 155 (an increase of 70 from the previous fiscal year), ■The Asia Business Headquarters has been established to conduct human resource and achieved profitability for FY 2010 development and business expan
Slide 10: Forecast of Results for FY 2011
Forecast of Results for FY 2011 ■We expect revenues and income to rise as we strengthen our fee business and overseas business and accelerate the transformation of our business structure (Billions of yen) Consolidated Non-Consolidated Forecast YoY change Forecast YoY change Transaction volume 3,420.