Slide 1: Investor Presentation November 2025
WITH GENERATIVE AI SOLUTIONS Nasdaq Global Market: CCLD, CCLDO Investor Presentation November 2025 A healthcare technology company delivering AI-driven solutions that power clinical and financial transformation. © CareCloud, Inc. 2025
Slide 2: Forward-looking statements
This presentation contains forward-looking statements within the meaning of the federal securities laws. These statements relate to anticipated future events, future results of operations or future financial performance. In some cases, you can identify forward-looking statements by terminology such
Slide 3: Healthcare industry challenges and how technology helps
Transition to Patient Physician Reimburseme Administrativ Value-based Staffing Experience Burnout nt Challenges e Burden Care Higher demand for Doctors working Transition requires Increased coding Physicians spending Staffing shortages better experience & harder and getting risk-taking, different co
Slide 4: Small Medical Practices, Large Physician Groups, Health Systems, Industry Partners
Small Medical Practices Large Physician Groups Health Systems Industry Partners CareCloud leverages a global workforce CareCloud provides comprehensive CareCloud's systems are built for CareCloud's strengths allow us to turn to ensure costs are kept low and every packages or customized options to fi
Slide 5: Redefining the next generation of technology-enabled AI-powered solutions
Redefining the next generation of technology-enabled AI-powered solutions TECHNOLOGY-ENABLED CLOUD-BASED Artificial Intelligence & HIT CONSULTING & ADDITIONAL PROVIDER RCM SOFTWARE Digital Health STAFFING SERVICES • Revenue Cycle Management • Electronic Health Records • AI Scribe • Workforce Augment
Slide 6: CareVue, WellSoft, RCM and ChartLogic offerings
Ambulatory RCM ChartLogi c Inpatient CareVue WellSoft RCM RCM Cloud Software Agnostic RCM © CareCloud, Inc. 2025 5
Slide 7: AI Center of Excellence and Self-Funded Growth
cirrusAI Assist + Deep AI Features: • cirrusAI Assist provides clinical assistance through an AI chat that helps providers AI Center of Excellence access past patient information to prepare for upcoming encounters. Launched in Bagh to scale • Helps generate encounter summaries from capabilities, lev
Slide 8: AI Front Desk Agent, AI Enabled PHR, Enhanced AI Denial Management
AI Front Desk Agent AI Enabled PHR Enhanced AI Denial Management © CareCloud, Inc. 2025 7
Slide 9: Revenue, Adjusted EBITDA and net income per share guidance
Revenue ($mm) Adjusted EBITDA ($mm)* Net (loss) income per share ($) $119.0 $0.13 $28.0 $110.8 0.10 $(0.28) $24.1 117.0 26.0 FY 2024 FY 2025 FY 2024 FY 2025 FY 2024 FY 2025 Actual Upper end Actual Upper end Actual Upper end Lower end Lower end Lower end *See reconciliation of the Non-GAAP results in
Slide 10: Technology Platform, Global Team, 25 Years of Experience
Technology Platform Global Team 25 Years of Experience Streamlines workflow Unparalleled cost structure Proven leadership team Increases revenue Globally distributed workforce Deep industry expertise Decreases expenses ‘Limitless’ bandwidth and Track record of success expertise © CareCloud, Inc. 202
Slide 11: Leadership team
Mahmud Haq A. Hadi Chaudhry Stephen Snyder Founder & Co-Chief Executive Officer Co-Chief Executive Officer Executive Chairman • Former CEO of Compass International Services • Joined in 2002 • Joined CareCloud in 2005 as General Counsel; (Nasdaq: CMPS); completed 14 acquisitions in • Previously serve
Slide 12: U.S. Office Locations and International
8 NJ HQ U.S. Office Pakistan Locations Sri Lanka 4 International Office Locations © CareCloud, Inc. 2025 11
Slide 13: Thank You!
Thank You! carecloud.com Investor Relations ir.carecloud.com Stephen Snyder ir@carecloud.com © CareCloud, Inc. 2025 12
Slide 14: © CareCloud, Inc. 2025
© CareCloud, Inc. 2025 13
Slide 15: GAAP net (loss) income to Adjusted EBITDA
(000s) GAAP net (loss) income to Adjusted EBITDA FY 2023 FY 2024 Q3 2024 Q3 2025 YTD 2024 YTD 2025 GAAP net (loss) income ($48,674) $7,851 $3,122 $3,060 $4,555 $7,910 (Benefit) provision for income taxes (364) 160 41 43 199 126 Net interest expense 1,040 812 162 52 764 85 Foreign exchange / other ex