Allstate Corporation (the) · NYSE:ALL
Allstate Corporation (the) — Q1 2025 Earnings Presentation
12 slides from Allstate Corporation (the)'s earnings presentation, May 1, 2025
Slide 1: The Allstate Corporation First Quarter 2025 Earnings Presentation
The Allstate Corporation First Quarter 2025 Earnings Presentation 05.01.2025
Slide 2: Forward-looking statements and non-GAAP financial information
Forward-looking statements and non-GAAP financial information › This presentation contains forward-looking statements and information. › This presentation also contains non-GAAP measures that are denoted with an asterisk. › You can find the reconciliation of those measures to GAAP measures within ou
Slide 3: Allstate Delivers Excellent Returns While Advancing Strategy
Allstate Delivers Excellent Returns While Advancing Strategy A strong start to 2025 Allstate’s Strategy To Create Shareholder Value ➢ First quarter highlights o Total revenue of $16.5 billion increased 7.8% to prior year quarter Increase Personal Property-Liability Market Share o Net Income of $566
Slide 4: Execution of Transformative Growth Strategy Positions Allstate for Property-Liability Growth
Execution of Transformative Growth Strategy Positions Allstate for Property-Liability Growth Introduce new products, expand distribution and Lowering cost structure to improve customer value increase marketing sophistication • Eliminating, outsourcing and digitizing work • Deploying differentiated A
Slide 5: Property-Liability Underwriting Results Reflect Strong Underlying Margins and the Impact of Elevated Catastrophes
Property-Liability Underwriting Results Reflect Strong Underlying Margins and the Impact of Elevated Catastrophes Strong auto margins reflects lower frequency and Gross catastrophe losses of $3.3 billion to support moderating physical damage severity. Strong underlying customers impacted by catastro
Slide 6: Comprehensive Risk Management Mitigates Impact of Catastrophe Losses
Comprehensive Risk Management Mitigates Impact of Catastrophe Losses First quarter catastrophe loss ratio surpasses 3 standard deviations above the 10-year average Property-Liability gross catastrophe losses – First quarter, 2025 Catastrophe losses – First quarter, 2025 (% of earned premium) Catastr
Slide 7: Policy In Force Growth Momentum Through Expanded Distribution
Policy In Force Growth Momentum Through Expanded Distribution Homeowners growth more than offsets auto policies in force Transformative Growth execution leading to increased decrease; auto policies in force trends impacted by higher new personal lines new business across all channels business more t
Slide 8: Proactive Investment Management Supports Enterprise Risk and Return Objectives
Proactive Investment Management Supports Enterprise Risk and Return Objectives Strategy is designed for resiliency As of 3/31/2025 Diversified risk allocations • Portfolio of approximately 81% interest-bearing Market-based (MB) interest- Performance-based (PB) and assets and 19% growth-oriented equi
Slide 9: Protection Services Provides Growth Platforms
Protection Services Provides Growth Platforms Protection Services segment comprised of 5 business, led by Protection Plans broadening customer base and growing Protection Plans income Protection Plans 2017 Q1 2025 • SquareTrade (Protection Plans) acquired in 2017 for Policies in force $1.4 billion a
Slide 10: Allstate Delivers Excellent Returns While Advancing Strategy
Allstate Delivers Excellent Returns While Advancing Strategy Allstate’s Strategy Increase Personal Shareholder value creation Property-Liability Market Share ➢ Industry-leading underwriting profitability ➢ Transformative Growth beginning to positively impact growth in Property-Liability policies in
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Slide 12: Forward-looking Statements
Forward-looking Statements This presentation contains “forward-looking statements” that anticipate results highly competitive; (14) changing consumer preferences; (15) new or based on our estimates, assumptions and plans that are subject to uncertainty. changing technologies impacting the business;
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