Newgen Software Technologies Limited · NSE:NEWGEN
Newgen Software Technologies — Q2 FY2027 Earnings Presentation
29 slides from Newgen Software Technologies's earnings presentation, Oct 23, 2026
Slide 1: Investor Presentation on Financial Results covering letter to exchanges
Newgen Software Technologies Limited CIN: L72200DL 1992PLC049074, Registered Office: E-44/13, Okhla Phase II, New Delhi 110020, India Tel: +91 11 46533200, 26384060, 26384146 Fax:+91 11 26383963 Date: 23rd October 2026 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, E
Slide 2: Investor Presentation – Q2 FY'27
Investor Presentation – Q2 FY’27
Slide 3: Newgen – Key Highlights (FY'26)
Newgen – Key Highlights (FY’26) 34 years of Innovation, Passion, Great Place to Work certified Presence in and Excellence Second time in a row 79 countries 17 verticals ~500 Active Customers AI Products introduced for Lending, Major Verticals including Trade, Insurance, Knowledge Banking & FS, Insur
Slide 4: Newgen – Financial Snapshot (FY'26)
Newgen – Financial Snapshot (FY’26) Rs 15,744 Million Rs 9,684 Million Rs 3,691 Million Revenue Annuity Revenues* US Geography Revenue (6% YoY Growth) (62% of Revenues) (17% YoY Growth) Rs 4,058 Million Rs 3,343 Million Rs 2,318 Million EBITDA PAT (excl. Exceptional items)** Net Cash Flow from Opera
Slide 5: NewgenONE Platform: Six Pillars of Dependable AI
NewgenONE Platform: Six Pillars of Dependable AI NewgenONE: Enterprise orchestration layer designed to coordinate human expertise, enterprise systems, business processes and AI agents within a single governed environment The platform unifies six critical components into a single governed ecosystem—c
Slide 6: The Orchestration Engine for Enterprise Intelligence
The Orchestration Engine for Enterprise Intelligence Experience Layer Design Time Run Time - Q&A on WI & Content Governance & Observability - Content Summarization - Auto-Classification Agent Execution & Traceability - Workflow Generation Token Monitoring Knowledge Agents - UI Generation Agent Engin
Slide 7: The Newgen AI Advantage
The Newgen AI Advantage Newgen gives Enterprises in Banking, Insurance & Healthcare and Government verticals the platform to continuously innovate — embedding AI, automating workflows, and processing intelligence — without disruptions Customer Experience That Compliance Without Efficiency at Scale D
Slide 8: Newgen AI in Banking: End-to-end Agentic Orchestration
Newgen AI in Banking: End-to-end Agentic Orchestration RETAIL CORPORATE TRANSACTIONAL BANKING Loan Origination Solution Loan Origination Solution Trade Finance – AURA AI • Customer Engagement Agent • Document AI Agent • Intent Sensing Agent • Content Processing Agent • Financial Spreading • Document
Slide 9: Newgen AI in Insurance: Streamlining Insurance Operations and Journeys
Newgen AI in Insurance: Streamlining Insurance Operations and Journeys Life Motor Health General Sales & Underwriting Claims Servicing Distribution • First Notice of Loss Agent • Endorsement Processing • Lead Scoring & Qualification • Underwriting Twin Agent • Claims Adjudication Agent Agent • Data
Slide 10: Newgen AI in Government Product Portfolio
Newgen AI in Government Product Portfolio 01 Records Management 02 e-Gov 03 IDP (Public health, 04 Tender Management System grants and Case management) • Intelligent Record Classification • AI-Assisted Draft Generation • Document Intake across citizen, • Tender Planning with type • Folder Recommenda
Slide 11: Key Recognitions
Key Recognitions Recognized as a “Leader” in The Forrester Recognized as a “Niche Player” in Gartner® Magic Quadrant for Wave Content Platforms, Q1 2025 Business Orchestration and Automation Technologies Recognized as a “Strong Performer” in The Forrester Recognized in Gartner® Market Guide
Slide 12: Resilient Business Model in Place
Resilient Business Model in Place 62% 16% 22% Large annuity revenues streams Annuity Revenues(1) Sale of Products Sale of Services FY26 Revenue Split by Segment 68% 16% 8% 9% Mission critical solutions across key verticals Banking & FS Insurance & Healthcare Govt. Others FY26 Revenue Split by Segmen
Slide 13: Strong Acceleration in Revenues and Profits
Strong Acceleration in Revenues and Profits Profit after Tax (INR Mn) (Excl. Revenues (INR Mn) Annuity Revenues (INR Mn) Exceptional items)* (INRm) (INRm) (INRm) 19% CAGR 21% CAGR 19% CAGR Growth Growth Growth 15,744 14,869 3,343 9,684 3,152 12,438 8,337 7,498 2,516 9,740 5,945 7,790 1,763 1,642 4,5
Slide 14: Board of Directors
Board of Directors Diwakar Nigam T.S. Varadarajan Priyadarshini Nigam Padmaja Krishnan Chairman and Co-Founder and Executive Whole Independent Managing Director Vice Chairman Time Director Director Saurabh Srivastava Subramaniam Sudhir Sethi Shubhi Nigam Independent Ramnath Iyer Independent Director
Slide 15: Leadership Team
Leadership Team Diwakar Nigam T.S. Varadarajan Priyadarshini Nigam Chairman and Managing Director Co-Founder and Executive Vice Chairman Whole Time Director Tarun Nandwani Pramod Kumar Chief Executive Officer Chief Growth Officer Arun Kumar Gupta Anand Raman Chief Financial Officer EVP & COO - Newge
Slide 16: Leadership Team
Leadership Team R. Krishna Kumar Prashant Sahai Sandeep Hinduja Jagadish Yarlagadda Atin Kumar Rajnish Kumar Runki Goswami Kashish Daya Kapoor VP – Sales VP – Sales VP – Sales VP – Sales VP-Global VP –HR (Talent VP – Marketing CHRO (Australia) (Middle East) (Americas) (Americas) Delivery Management
Slide 17: Q2 FY'27 Results
Q2 FY’27 Results Orchestrating Intelligent Enterprises 16
Slide 18: Financial Highlights – Q2 FY'27
Financial Highlights – Q2 FY’27 Healthy Revenue growth Resilient margins 5.4% 25.8% / 20.6% YoY revenue growth (EBITDA margin) (PAT margin) Predictable, recurring revenue continued Operational efficiencies and cost controls to support overall growth helped maintain margins Recurring revenue led grow
Slide 19: Key Business Highlights
Key Business Highlights International markets drove growth: • EMEA region recovered during the quarter, with growth of 19.4% YoY • The Americas region continued to expand, recording growth of 17.1% YoY Share of recurring revenues increasing: Total annuity revenues witnessed sustained growth of 14.7%
Slide 20: Financial Summary (Consolidated)
Financial Summary (Consolidated) YoY YoY Particulars Q2 FY27 Q2 FY26 H1 FY’27 H1 FY’26 Growth Growth (INR Mn) (INR Mn) Profits Revenue Revenue from operations 4,222 4,008 5.4% 7,789 7,215 8.0% Other Income 115 132 -13.5% 477 426 12.0% Total Income 4,337 4,140 4.7% 8,266 7,641 8.2% EBITDA 1,090 1,024
Slide 21: Revenues Across Verticals and Geographies
Revenues Across Verticals and Geographies Q2 FY’27 Revenue Split by Segment Q2 FY’27 Revenue Split by Vertical Q2 FY’27 Revenue Split by Geography Impleme ntation Sale of APAC Product Others (Ex- & other 9% India services s Insuranc India) 14% e& 14% 25% 22% Healthca re 18% SaaS 15% USA 26% Support
Slide 22: Key Wins
Key Wins Secured several strategic customer wins across banking, insurance, and enterprise content management: Executed an Agreement with a health insurance company in USA for supply, installation, implementation and cloud hosting of the NewgenONE Complaints, Appeals and Grievances Solution with a
Slide 23: Newgen AI Readiness
Newgen AI Readiness Horizontal Product Vertical Platform & AI products Industry AI solutions Banking Product readiness Retail and Commercial Lending, NewgenONE AI Studio; Marvin, DokAxis, Onboarding, Transaction Banking solutions IDP and Data Science Studio 8 recent AI wins Insurance 6 persona solut
Slide 24: A complete AI-ready Platform, already in use
A complete AI-ready Platform, already in use 11 67 25 2 AI patent filings Patent filings to date Patent grants till date Patents granted in FY’ 26 Commissioning Component What it does Status NewgenONE AI Studio: Agent Studio Design, deploy, monitor and govern AI agents: single-turn, multi-turn and p
Slide 25: Key AI led deals in H1 FY'27
Key AI led deals in H1 FY’27 10 7 in Banking & Financial Services Vertical 3 in Government Vertical 4 EMEA 3 US 2 APAC 1 India AI-deals in Bookings Customer Region Scope of work in AI Key government department APAC Providing AI-enabled content and records management, including automated record filin
Slide 26: Debtors Days
Debtors Days Debtor Days (Based on Net Debtors) 180 164 160 145 145 138 140 123 124 125 117 118 120 112 100 80 60 40 20 0 Q1 FY'25 Q2 FY'25 Q3 FY'25 Q4 FY'25 Q1 FY'26 Q2 FY'26 Q3 FY'26 Q4 FY'26 Q1 FY'27 Q2 FY'27 Note: The business is seasonal in nature with proportionately higher revenues and debtor
Slide 27: Disclaimer
New Delhi, IN Disclaimer ! Mississauga, ON London, UK Mumbai, IN This presentation may contain certain forward-looking Riyadh, KSA statements concerning Newgen Software Technologies’ future business prospects and business profitability, which are subject to several risks and uncertainties and the ac
Slide 28: P&L Statement
P&L Statement (All amounts in INR Mn, except per share data and unless otherwise stated) Q2 FY 2027 Q2 FY 2026 Q1 FY 2027 H1 FY'27 H1 FY'26 Revenue Revenue from operations 4,222.4 4,007.9 3,566.8 7,789.2 7,214.5 Other income 114.4 132.2 362.7 477.1 426.1 Total revenue 4,336.8 4,140.1 3,929.5 8,266.3
Slide 29: Orchestrating Intelligent Enterprises
Orchestrating Intelligent Enterprises info@newgensoft.com www.newgensoft.com
Newgen Software Technologies — Q2 FY2027 Earnings Presentation on 6ix