S&t Bancorp, Inc. · NASDAQ:STBA
S&t Bancorp — Shareholder Meeting (May 2014)
12 slides from S&t Bancorp's shareholder meeting presentation, May 19, 2014
Slide 1: 2014 Annual Meeting
2014 Annual Meeting Exhibit 99.2
Slide 2: Charles G. Urtin, Chairman of the Board
Charles G. Urtin Chairman of the Board
Slide 3: Todd D. Brice, President and Chief Executive Officer
Todd D. Brice President and Chief Executive Officer
Slide 4: S&T Bancorp, Inc. company profile
i SeBancorp, Inc Headquartered in Indiana, PA $47 billion in assets (as of 0331.14) Institutional ownership: 41% Insider ownership: 3% $704 million market cap. (a: of 03.31.14) Stock price: $23.70 (as of 02.31.14) +t tt ee OF Bank holding company with 54 offices and 5 insurance locations 4 Northeast
Slide 5: Performance Summary
Performance Summary Dollars in thousands, except per share data * Annualized
Slide 6: Return on Average Assets
* Bank Holding Companies $3-10 Billion of Assets Peer* 0.0% 0.2% 0.4% 0.6% 0.8% 1.0% 1.2% 1.4% 1Q 14 Return on Average Assets
Slide 7: Return on Average Equity
* Bank Holding Companies $3-10 Billion of Assets Peer* 0.0% 2.5% 5.0% 7.5% 10.0% 12.5% 1Q 14 Return on Average Equity
Slide 8: Loan Growth
-$200 -$150 -$100 -$50 $0 $50 $100 $150 $0 $50 $100 $150 $200 $250 $300 $350 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Q2 Q3 Q4 Q1 Loan Growth $ in millions
Slide 9: Non Interest Expense / Average Assets
* Bank Holding Companies $3-10 Billion of Assets Peer* 0.0% 0.5% 1.0% 1.5% 2.0% 2.5% 3.0% 3.5% 4.0% 1Q 14 Non Interest Expense / Average Assets
Slide 10: Total Capital / RWA
Peer* 0.0% 2.5% 5.0% 7.5% 10.0% 12.5% 15.0% 17.5% 20.0% 1Q 14 Total Capital / RWA
Slide 11: Stock performance versus KBW Regional Banking Index
Source: Bloomberg *KRX – KBW Regional Banking Index as of 5.14.14
Slide 12: S&T Bancorp total return
44.80% +180 % SS 8 Sores oe D +6.28% ee Sei Bancorp, Inc