Natwest Group Plc · LSE:NWG
Natwest — The Royal Bank of Scotland Group — Goldman Sachs European Financials Conference 2006
7 slides from Natwest's conference presentation, Jun 8, 2006
Slide 1: Balancing Growth Against Returns
Balancing Growth Against Returns Goldman Sachs Conference 2006 Guy Whittaker Group Finance Director
Slide 2: Forward looking statements disclaimer
This presentation may contain forward looking statements, including such statements within the meaning of Section 27A of the US Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934. These statements concern or may affect future matters, such as the Group's economic results,
Slide 3: Operational Excellence
Operational Excellence Customer Satisfaction Product Strength UK Corporate and Commercial #1 2002 2005 European Leveraged Finance #1 RBS Global Project Finance #1 Global Securitisation #2 NW Global FX #5 UK Motor Insurance #1 UK Wealth Management #1 UK Merchant Acquiring #1 UK Current Accounts #2 UK
Slide 4: Balancing Growth Against Returns
Balancing Growth Against Returns Income Capital £bn IFRS IFRS 30 £bn 01 02 03 04 05 25 Capital generated 3.5 4.2 4.7 5.0 5.6 % 15 20 G R RWA growth (1.7 ) (1.2 ) (1.5 ) (3.0 ) (2.3 ) CA 15 Ordinary dividends (1.1 ) (1.3 ) (1.5 ) (1.6 ) (1.9 ) 10 Available surplus 0.7 1.7 1.7 0.4 1.4 5 AVSs – – 0 Acq
Slide 5: Growth Opportunities and Capital Discipline
Balancing Growth Against Returns Growth Opportunities Capital Discipline ▮ Corporate Markets globally ▮ Tier 1 ratio + – 7.5% ▮ UK savings, mortgages, ▮ 40+% payout ratio bancassurance ▮ Strong capital generation ▮ European motor insurance ▮ Self-funded growth ▮ US mid-corporates ▮ Risk-adjusted hur
Slide 6: Summary
Summary ▮ Demonstrable growth ▮ Sustained returns ▮ Disciplined investments ▮ Balanced and diversified ▮ Well placed for the future Slide 6
Slide 7: Balancing Growth Against Returns
Balancing Growth Against Returns Goldman Sachs Conference 2006 Guy Whittaker Group Finance Director
The Royal Bank of Scotland Group — Goldman Sachs European Financials Conference 2006 on 6ix