Qualitas Controladora S.a.b. De C.v. · BMV:Q
Qualitas Controladora S.a.b. De C.v — Qualitas Controladra Sab — Q2 2025 Earnings Presentation
7 slides from Qualitas Controladora S.a.b. De C.v's earnings presentation, Jul 19, 2025
Slide 1: Earnings results webcast 2nd quarter 2025
Earnings results webcast 2nd quarter 2025 July 21st, 2025
Slide 2: Leading through the cycle
Leading through the cycle 6,024,450 insured units CAGR: 9.5%* Figures in thousands of units *CAGR of the last 5 years 1 2 3 Strengthen our leadership Accelerate profitable New business opportunities in Mexico growth in subsidiaries within insurance ecosystem
Slide 3: On track with consistency
On track with consistency Written premiums +12.4% +12.9% 36,236 17,414 32,228 15,424 6M24 6M25 2Q24 2Q25 Individual Fleets Financial institutions Q International Business 2Q ∆%: +8.1% +1.3% +28.0% +22.3% line 6M ∆%: +12.6% -(0.1%) +25.0% +13.6% Figures in million pesos % ∆ growth in premiums vs prev
Slide 4: Strong performance with focused challenges
Strong performance with focused challenges Q International USA PERU COSTA RICA EL SALVADOR COLOMBIA 6M25 5.3%* 1.7%* 0.9%* 2.0%* 0.6%* NEW! 6M25 %∆ 13.6% %∆ (20.3%) %∆ 42.5% %∆ 31.0% %∆ 67.4% LATAM: 3.6%* %∆ +41.3% Earned premiums +14.1% +10.6% 33,498 16,666 29,362 15,069 2Q24 2Q25 6M24 6M25 Figures
Slide 5: Navigating volatility, delivering value
Navigating volatility, delivering value 2Q25 6M25 24.1% 23.1% Acquisition ratio Acquisition ratio 92.8% 5.6% 90.5% 6.0% Combined Combined Operating ratio Operating ratio ratio ratio 63.1% 61.4% Loss ratio Loss ratio Financial income +25.4% 86.1% +7.3% 2,751 Fixed 2.2 Income Years 2,194 proportion du
Slide 6: Paving the way for the future…
Paving the way for the future… Net income +35.5% +1.7% 3,552 8.1% 9.8% 2Q25 6M25 1,407 2,621 Net Margin Net Margin 1,383 $15.1 26.5% 12M EPS 12M ROE 2Q24 2Q25 6M24 6M25 Figures in million pesos Strong 385% $5.7 B $16.2 B capital Regulatory Solvency Solvency ratio position capital margin
Slide 7: Raquel Leetoy rleetoy@qualitas.com.mx
Raquel Leetoy rleetoy@qualitas.com.mx t: +52 (55) 1555 6313
Qualitas Controladra Sab — Q2 2025 Earnings Presentation on 6ix