Provident Financial Holdings, Inc. · NASDAQ:PROV
Provident Financial — Shareholder Meeting (December 2014)
8 slides from Provident Financial's shareholder meeting presentation, Dec 1, 2014
Slide 1: Annual Meeting of Shareholders
wi PROW/DENT 2. Provident Financial Holdings, Inc. Annual Meeting of Shareholders November 25, 2014 provizenriis. ""wwamyprovident.com
Slide 2: Safe Harbor Statement
afe Harbor Statement Certain matters in this presentation constitute forward-looking statements within the meaning of the Private Securities Ltigetion Reform Act of 1995. This presentation contains statements that the Corporation believes are Yorwardlooking statements.” These statements relate to th
Slide 3: Franchise Overview
Franchise Overview faiths cobtsai: Provident Bank Provident Bank Mortgage ee Ful Senco Of: Uihoesale Of b &k Grove, Livermore, Redding and Roseville ea * oleeste Ofices: Blythe Pleasanton Canyon Crest, Riverside Rancho Cucamonga Corona Retail Offices: Corporate Office, Riverside Carlsbad Downtown, R
Slide 4: Fiscal 2014 Highlights
Fiscal 2014 Highlights > Net Income of $6.6 million or $0.65 per share, down from record earnings of $25.8 million or $2.38 per share last year. Mortgage banking loan production of $1.97 billion, down 44% from record loan production of $3.50 billion last year. Originated over $168.0 million in new l
Slide 5: Subsequent Events
Subsequent Events a July 2014: Declared a quarterly cash dividend of $0.11 per share with a record date of August 12, 2014, which was paid on September 3, 2014. July 2014: The Bank's Board of Directors declared a $25.0 million cash dividend from the Bank to the Corporation, which was paid on Septemb
Slide 6: Financial Highlights: Balance Sheet
Financial Highlights lance Sheet Total Assets Loans Held for Investment (hn ttions) (hn tiions) $1800, $1,500 1000 $1,900 500 $500 2 0 Tico-G [sao [coon] teas [osao te Tena fasea' [soa bsa0 [osa0 ts [oacote Teor [Taarws] stam | stave [ sraer [ stair | sto sui07 (Game sive [se se | we [oe $a Deposits
Slide 7: Financial Highlights: Earnings
Financial Highlights arnings Net Income (Loss) Diluted Earnings Per Share {io Thousands) = $30,000 # $25,000 200 $20,000 _ s1so00 | 00 $10,000 so s5000 | oo +a Fra [Praort [Prana | vans | vaote Fae Pranio | Fran] Franta | Frente [ Frente ao [lanaretoal) sits [siamo] siasw| seerer] sen05 co Gmes[ oe
Slide 8: End
End PROVIDENT 22%. Provident Financial Holdings, Inc. www.myprovident.com
Provident Financial Holdings — Shareholder Meeting (December 2014) on 6ix