International General Insurance Holdings Ltd. · NASDAQ:IGIC
International General Insurance — SouthWest IDEAS Conference 2025
17 slides from International General Insurance's conference presentation, Nov 19, 2025
Slide 1: SouthWest IDEAS Conference Dallas November 2025
SouthWest IDEAS Conference Dallas November 2025
Slide 2: Forward Looking Statements
International General Insurance Holdings Ltd. 2 Forward Looking Statements This presentation contains “forward - looking statements” within the meaning of the “safe harbour” provisions of the Private Securities Litigation Reform Act of 1995. The expectations, estimates, and projections of the busine
Slide 3: IGI At A Glance
International General Insurance Holdings Ltd. 3 IGI At A Glance IGI is a Bermuda - domiciled international specialist insurance and reinsurance group with a demonstrated track record of maximizing shareholder value ~25 $700 million Total Assets $2.1 billion (2) A A Stable Outlook Financial Strength
Slide 4: 20+ Years of Steady Growth and Success
International General Insurance Holdings Ltd. 4 20+ Years of Steady Growth and Success (1) FCA previously known as FSA (2) At 9/30/2025 (3) As of 11/13/2025 Redomiciled to Bermuda and commenced underwriting U.S. E&S business Commenced underwriting Marine Trades and Marine Cargo business CEO successi
Slide 5: Culture of Strong Governance and Social Responsibility
International General Insurance Holdings Ltd. 5 Culture of Strong Governance and Social Responsibility IGI Values are Embedded Throughout the Company Our purpose: “To provide peace of mind in times of uncertainty.” This is core to our values , our business, and our corporate character . We have a lo
Slide 6: Strategy to Generate Shareholder Value Across Market Cycles
International General Insurance Holdings Ltd. 6 Strategy to Generate Shareholder Value Across Market Cycles Balance Sheet Strength & Stability Consistent Execution of Underwriting Strategy Dynamic Capital Management □ Individual risk underwriting strategy facilitates tighter risk control □ Deep tech
Slide 7: The Insurance Underwriting Cycle
International General Insurance Holdings Ltd. 7 The Insurance Underwriting Cycle EUPHORIA! CRUNCH! 12 1 2 3 4 5 6 7 8 9 11 10 Prices start to drop, coverages broaden; MGAs; competition for market share Prices fall dramatically; increased reinsurance purchasing; profitability remains stable Profit sl
Slide 8: Strategic Advantages, Attributes that Generate Sustainable Value
International General Insurance Holdings Ltd. 8 Strategic Advantages, Attributes that Generate Sustainable Value ▪ Disciplined underwriting ▪ Agility in portfolio management ▪ Stability in leadership ▪ Flat structure, open communication → efficient decision - making ▪ Compensation structure rewards
Slide 9: Diversification Reduces Volatility in Earnings
International General Insurance Holdings Ltd. 9 Diversification Reduces Volatility in Earnings IGI writes a diversified portfolio of global specialty risks across a wide range of products and geographies producing a consistent and stable source of earnings across market cycles Gross Premiums Written
Slide 10: Strong Cycle Management
International General Insurance Holdings Ltd. 10 87.9% 86.9% 84.3% 87.1% 105.0% 88.7% 94.1% 89.3% 86.4%78.5% 76.7% 79.9% 87.1% 0% 20% 40% 60% 80% 100% 120% $0 $100 $200 $300 $400 $500 $600 $700 $800 2013 2014 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 9/30/2025 Reinsurance Long - Tail Short -
Slide 11: Specialist Individual Risk Strategy Protects Capital and Optimizes Profitability
International General Insurance Holdings Ltd. 11 $39.6 $40.5 $61.5 $161.3 $99.0 $66.5 $99.2 $112.3 $125.0 $116.0 $144.0 $114.0 86% 84% 87% 105% 89% 94% 89% 86% 78% 77% 80% 87% $0 $20 $40 $60 $80 $100 $120 $140 $160 $180 '14 '15 '16 '17 '18 '19 '20 '21 '22 '23 '24 9M '25 Specialist Individual Risk St
Slide 12: Balance Sheet Management: Prudent Reserving Philosophy
International General Insurance Holdings Ltd. 12 Balance Sheet Management: Prudent Reserving Philosophy History of Favourable Reserve Development Net IBNR as % of Total Net Reserves Conservative approach to reserving and releasing reserves; reserves released gradually over time, only fully released
Slide 13: Balance Sheet Management: Conservative Investment Strategy
International General Insurance Holdings Ltd. 13 Balance Sheet Management: Conservative Investment Strategy Investment portfolio managed conservatively to ensure on - going ability to pay claims and improve returns while avoiding undue risk Average Credit Quality: A Duration: 3.7 Years Asset Allocat
Slide 14: Well-Positioned for Future Total Value Creation Opportunities
International General Insurance Holdings Ltd. 14 Well - Positioned for Future Total Value Creation Opportunities Global Presence □ Growth in U.S. business written from London/Bermuda - specialty treaty reinsurance and short - tail lines; no U.S. liability business □ Continued penetration in regional
Slide 15: Track Record of Maximizing Total Value Creation
International General Insurance Holdings Ltd. 15 $9.30 $10.43 $10.72 $11.36 $12.17 $10.20 $11.06 $12.01 $15.45 $18.48 $0 $5 $10 $15 $20 2015 2016 2017 2018 2019 2020 2021 2022 2023 2024 12.1% 10.3% 0.1% 9.8% 7.0% 10.3% 14.3% 23.7% 28.1% 24.2% 0% 5% 10% 15% 20% 25% 30% 35% 2015 2016 2017 2018 2019 20
Slide 16: Consistent High-Quality Returns with Lower Volatility
International General Insurance Holdings Ltd. 16 IFC AIZ PGR KNSL FFH AMSF AFG UVE CB PLMR BRK/B BOW WRB HIG TRV RLI ALL MKL IGIC ACGL SIGI ORI HCI THG EG RNR CNA DFY SAFT EIG LRE FIHL MCY CINF KMPR HMN AXS AIG HG JRVR DGICA GBLI PRA UFCS SPNT WTM GLRE Consistent High - Quality Returns with Lower Vo
Slide 17: Contact Us
International General Insurance Holdings Ltd. 17 Contact Us Investor Inquiries: Robin Sidders Head of Corporate Relations robin.sidders@iginsure.com Ahmad Jabsheh AVP, Corporate Relations ahmad.jabsheh@iginsure.com iginsure.com
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