Great Southern Bancorp, Inc. · NASDAQ:GSBC
Great Southern Bancorp — Q1 2024 Earnings Presentation
13 slides from Great Southern Bancorp's earnings presentation, Apr 18, 2024
Slide 1: Loan Portfolio March 31, 2024
=§— GREAT SOUTHERN BANK LOAN PORTFOLIO March 31, 2024
Slide 2: Loan Portfolio
Loan Portfolio Gross Loans [in thousands] 03-31-24 $4,669,023 12-31-23 $4,667,197 *Includes Home Equity Loans of $115,399 *Includes Home Equity Loans of $115,883 2
Slide 3: Loan Portfolio by Region
Loan Portfolio by Region Gross Loans [in thousands] 03-31-24 $4,669,023 12-31-23 $4,667,197 3
Slide 4: Commercial Real Estate by Industry
Commercial Real Estate by Industry Gross Loans [in thousands] 03-31-24 $1,502,625 12-31-23 $1,521,032 4
Slide 5: Commercial Real Estate by Region
Commercial Real Estate by Region Gross Loans [in thousands] 03-31-24 $1,502,625 12-31-23 $1,521,032 5
Slide 6: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 03/31/24 Gross Loans [in thousands] Office $212,860 Retail $306,691 Average credit size is $1,531,368 Average credit size is $1,722,984 6
Slide 7: Commercial Real Estate Office and Retail
Commercial Real Estate Office and Retail All Data as of 03/31/24 Gross Loans [in thousands] Office - $212,860 Retail - $306,691 Medical Traditional Outstanding Single Neighborhood & Strip Center Tenant Mixed-Use Shopping Center Balance $39,290 $173,570 Outstanding # of Loans 22 114 Balance $117,876
Slide 8: Construction & Land Development by Industry
Construction & Land Development by Industry Gross Loans [in thousands] 03-31-24 $792,663 12-31-23 $804,409 8
Slide 9: Construction & Land Development by Region
Construction & Land Development by Region Gross Loans [in thousands] 03-31-24 $792,663 12-31-23 $804,409 9
Slide 10: Multi Family Real Estate by Region
Multi Family Real Estate by Region Gross Loans [in thousands] 03-31-24 $1,040,306 12-31-23 $942,071 Average credit size is $4,686,063 Average credit size is $4,301,694 10
Slide 11: Multi Family Real Estate by LTV
Multi Family Real Estate by LTV Gross Loans [in thousands] 03-31-24 $1,040,306 12-31-23 $942,071 11
Slide 12: Non-performing by Type
Non-performing by Type Gross Loans [in thousands] 03-31-24 $21,271 12-31-23 $11,748 *Includes Home Equity Loans of $41 *Includes Home Equity Loans of $9 12
Slide 13: Non-performing by Region
Non-performing by Region Gross Loans [in thousands] 03-31-24 $21,271 12-31-23 $11,748 13
Great Southern Bancorp — Q1 2024 Earnings Presentation on 6ix