National Australia Bank Limited · ASX:NAB
National Australia Bank — Shareholder Meeting (February 2006)
17 slides from National Australia Bank's shareholder meeting presentation, Feb 3, 2006
Slide 1: Report to Shareholders
Report to Shareholders Astrea John Stewart, Managing Director and CEO 30 January, 2006
Slide 2: Shareholder Report
Shareholder Report Overall performance during 2004/2005 Our portfolio of businesses Customer, Staff and Community Outlook x Al
Slide 3: Turnaround is on track
Turnaround is on track Mac 04 HY Cash earnings before significant items 1,692 SepOsHY — MarOSHY Sep OS HY
Slide 4: Final dividend of 83 cents, 166 cents for the year
Final dividend of 83 cents, 166 cents for the year Cents per share ] te2 168166 atid Full year aI ra + Payout ratio of 79% ia + Franking of 80% 0 wl “0 2 ° — — Se . 2001” 2002” ©2003 +” ~—-2004 «2005 HMM Interim dividend =) Final dividend
Slide 5: Important performance indicators
Important performance indicators Asset quality remained stable Good management of interest margins Total lending up 8.6% Cost growth being managed x Al
Slide 6: Businesses largely stabilised
Businesses largely sta ised IMS UK Australia Retail Wealth B&P — New Zealand ? In Decline __Stabilising Truly Competitive x |
Slide 7: Institutional Markets & Services
IMs oe In Decline Stabilising Institutional Markets & Services + Remedial actions progressing + Reduce reliance on low return on equity lending + Focus on customer related business + Drive efficiency * Hl
Slide 8: United Kingdom
UK United Kingdom Rebuilding Capability + Management of margins, product simplification and rationalisation + Increase staff satisfaction + Repositioning to a network of 343 branches with 57 Flagship branches. + Rollout of new Financial Service Centres + Expanding Third Party Distribution fl %
Slide 9: Australia
Australia Australia Retail Wealth B&P Rebuilding Capability Business & Private
Slide 10: New Zealand
New Zealand ——_____» Truly Competitive New Zealand ANY FIXED RATE ; Capitalise on consistent strategy Strength in agribusiness and cards ANY BIG BANK + Small to Medium Enterprise focus 1 + Housing — increase share in personal WE'LL BEAT IT (itis yy x Hl
Slide 11: Corporate Centre
Corporate Centre Corporate Centre to focus on: Value creation for shareholders Setting targets and sign off of proposed strategies Performance monitoring Oversight of financial and risk governance Developing and retaining talent Capital and balance sheet management Mergers and acquisitions fl
Slide 12: Staff
Staff Happy staff make happy customers make happy shareholders
Slide 13: Customers
Customers Simple to do business with for customers Speedy response Flexibility for local markets G jet moving
Slide 14: Community
Community Contributing to the community fl
Slide 15: Outlook
Outlook * Economic outlook is slowing a little + Credit growth softening + Investment in infrastructure and compliance + Rebasing Institutional Markets & Services + Business momentum is building + No overall change to expectations fl
Slide 16: Conclusion
Conclusion Turnaround is on track Still work to be done Sound foundations for the future fl
Slide 17: Searchable text section of graphics shown above
Searchable text section of graphics shown above Rep ort to Shareholders [LOGO] John Stewart, Managing Director and CEO 30 January, 2006 Sh areholder Report Overall performance during 2004/2005 Our portfolio of businesses Customer, Staff and Community Outlook [LOGO] Tu rnaround is on track Cash earni
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