Huntington Bancshares Incorporated · NASDAQ:HBAN
Huntington Bancshares — 2023 Bank of America Financial Services Conference
8 slides from Huntington Bancshares's conference presentation, Feb 15, 2023
Slide 1: 2023 Bank of America Financial Services Conference
Welcome.® 2023 Bank of America Financial Services Conference February 15, 2023 The Huntington National Bank is Member FDIC. ®, Huntington® and Huntington. Welcome.® are federally registered service marks of Huntington Bancshares Incorporated. ©2023 Huntington Bancshares Incorporated.
Slide 2: Disclaimer
Disclaimer CAUTION REGARDING FORWARD-LOOKING STATEMENTS This communication contains certain forward-looking statements, including, but not limited to, certain plans, expectations, goals, projections, and statements, which are not historical facts and are subject to numerous assumptions, risks, and u
Slide 3: Key Messages
Key Messages Medium-Term Financial Targets Our culture and purpose drive 1 outperformance PPNR ROTCE Positive Growth 20%+ Operating Powerful franchise with 6 – 9% Leverage 2 distinguished brand and reputation ROTCE ex-AOCI Broad-based organic growth 17% – 19% 3 opportunities 4 Focused and discipline
Slide 4: Positioned to Outperform
Positioned to Outperform Operating from a Position of Strength Proactively Executing Strategic Priorities Investing In Sustainable Revenue Growth Increased CET1 QoQ to 9.4% Strong Incremental investments in technology Flexibility with $1bln share development, marketing, revenue-linked key Capital
Slide 5: Disciplined Expense Management Driving Positive Operating Leverage
Disciplined Expense Management Driving Positive Operating Leverage Efficiency Initiatives Voluntary Operation Branch Organizational Retirement Accelerate Optimization Realignment Program ✓ Simplifying ✓ Closed 30 ✓ Focused on middle ✓ Consolidation of customer journeys locations (1Q23) & senior leve
Slide 6: Organizational Realignment Aligned to Strategic Priorities
Organizational Realignment Aligned to Strategic Priorities Current State Future State(1) Commercial Consumer & Banking Business Banking Middle Market Consumer Banking Corporate & Business Banking Consumer & Commercial Specialty Banking Home Lending Regional Banking Banking Asset Finance
Slide 7: Strategic Investments for Sustainable Growth
Strategic Investments for Sustainable Growth Operating Investments(1) Key Initiatives (2023) 1 Technology Development New consumer products (marketplace and deepening) CAGR 20% Expanded capabilities in wealth and advisory Commercial origination and servicing Enhanced payment capabilities (ca
Slide 8: Purposeful Execution Towards Our Long-Term Strategy
Purposeful Execution Towards Our Long-Term Strategy Investing for sustainable profitable growth Differentiating Optimizing for top quartile our culture, brand, and performance customer experience and value creation 2023 Bank of Bank America of America Financial Financial Services Services Conference
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