National Bank Holdings Corporation · NYSE:NBHC

National Bank — Investor Presentation (August 2013)

32 slides from National Bank's investor presentation, Aug 15, 2013

  1. Slide 1: Investor Presentation August 2013

    NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investor Presentation August 2013 Exhibit 99.1

  2. Slide 2: Forward-Looking Statements

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Forward-Looking Statements This pres

  3. Slide 3: Company Overview

    NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Company Overview

  4. Slide 4: A Foundation For Growth

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 A Foundation For Growth  Raised $97

  5. Slide 5: NBH Management Team

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 NBH Management Team 5  Head of M&A

  6. Slide 6: Accomplished Board of Directors

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 6 Accomplished Board of Directors Ti

  7. Slide 7: Our Objectives

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 7 Acquisition Growth Organic Growth

  8. Slide 8: Investment Highlights

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investment Highlights 8 Disciplined

  9. Slide 9: Attractive Footprint

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 9 Attractive Footprint Bank Holding

  10. Slide 10: Key Statistics by MSA, 2012

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 U.S. Population (mm) 313.1 2.1 2.6 4

  11. Slide 11: Proven Acquirer – Unassisted and FDIC-Assisted Transactions

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Proven Acquirer – Unassisted and FDI

  12. Slide 12: Large Number of Acquisition Opportunities with Limited Competition

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Source: SNL Financial. Based on regu

  13. Slide 13: Well Positioned to Capture Fair Share of Market

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 13 Well Positioned to Capture Fair S

  14. Slide 14: New Leadership Hires

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 14 New Leadership Hires Treasurer M&

  15. Slide 15: Accomplishments to Date

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 15 Accomplishments to Date  Complet

  16. Slide 16: Financial Overview

    NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Financial Overview

  17. Slide 17: Second Quarter Earnings Summary

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 17 Second Quarter Earnings Summary 

  18. Slide 18: Off to a Great Start

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $18.82 $17.60 $19.10 $19.17 $19.13 $

  19. Slide 19: Low-Risk Balance Sheet

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 New Originations 41% Acquisition Mar

  20. Slide 20: High Quality and Growing Strategic Loan Portfolio

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $ 14 $ 10 $ 20 $ 11 $ 26 $ 31 $ 15 $

  21. Slide 21: Credit Quality Improving

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Inc. in Accr. Yield (Recog. Over Tim

  22. Slide 22: Growing Low Cost Transaction Accounts

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $2,258 $2,402 $2,431 $2,438 4Q11 4Q1

  23. Slide 23: P&L Metrics

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 $ 109.4 $ 149.1 $ 38.6 $ 39.4 $ 28.0

  24. Slide 24: Net Interest Income Sensitivity

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 24 Net Interest Income Sensitivity N

  25. Slide 25: Looking Ahead

    NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Looking Ahead

  26. Slide 26: Organic Earnings Potential

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 26 Organic Earnings Potential ROATA

  27. Slide 27: Key Long-Term Financial Targets

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 27 Key Long-Term Financial Targets A

  28. Slide 28: Investment Highlights

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Investment Highlights 28 Disciplined

  29. Slide 29: Appendix

    NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 Appendix

  30. Slide 30: Conservative Investment Portfolio

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 30 Conservative Investment Portfolio

  31. Slide 31: Non-GAAP Reconciliation

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 31-Dec-11 31-Dec-12 31-Mar-13 30-Jun

  32. Slide 32: Non-GAAP Reconciliation

    MS Margin 3.45 Text Margin 2.90 MS Margin 5.00 MS Margin 5.00 Page Margin 3.65 Line 3.10 Text Margin 2.70 MS / Text Margin 3.00 Line 3.45 Page Margin 3.85 Footnote Margin 4.60 NBH Colors 0 73 144 149 179 219 23 55 94 207 221 237 191 191 191 242 164 19 242 197 114 31-Dec-11 31-Dec-12 31-Mar-13 30-Jun

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