Wintrust Financial Corporation · NASDAQ:WTFC
Wintrust Financial — Q1 2018 Earnings Presentation
8 slides from Wintrust Financial's earnings presentation, Apr 16, 2018
Slide 1: Pre-Tax Income: Q1 2018 compared to Q4 2017
Pre-Tax Income: QI 2018 compared to Q4 2017 125,000 120.00 2408 all Sa 110.000 so 7 10) EE 108.06 4° (1.442) 3 (2,830) © 100,000 & 95,785 98.000 20.000 85,000 s0.000 O27 Na Reel VAS Redeal OREO Arig Oder 01208 Inox Iene SMR Coming Loand & Mane Income Comp Coss FVAdimt
Slide 2: Quarterly trend Q1 2017 to Q1 2018
2 69 QI 2017 2.2017 Q3.2017 42017 Qi 2018
Slide 3: Total Loans, excluding Covered Loans - 5 Quarter
Sin Bil Total Loans, excluding Covered Loans - 5 Quarter QI 2017 22017 Q32017 42017 Qi 2018
Slide 4: Total Deposits
Total Deposits - 5 Quarter Ba ns 216 - - - - QI 2017 22017 Q32017 Q42017 Qi 2018
Slide 5: Mortgage Loans Originated or Purchased to be Sold
$ in Thousands Mortgage Loans Originated or Purchased to be Sold - 5 Quarter 1,300,000 1,200,000 1,100,000 1,000,000 900,000 800,000 700,000 600,000 Q1 2017 Q3.2017 4.2017 Qi 2018
Slide 6: Non-Performing Loans as a percent of Total Loans, excluding covered loans
Non-Performing Loans as a percent of Total Loans, excluding covered loans - 5 Quarter Q1 2017 22017 3.2017 4.2017 Qi 2018
Slide 7: Wintrust's key operating measures and growth rates for the first quarter of 2018
Wintrust’s key operating measures and growth rates for the first quarter of 2018 , as compared to the sequential and linked quarters, are shown in the table below: % or (4) basis point (bp) change from 4th Quarter % or basis point (bp) change from 1st Quarter Three Months Ended (Dollars in thousands
Slide 8: LIBOR and Prime rate changes; non-interest income
Source: Bloomberg As noted in the table on the previous page, the majority of the Company’s portfolio is tied to LIBOR indices which, as shown in the table above, do not mirror the same increases as the Prime rate when the Federal Reserve raises interest rates. Specifically, the Company has $7.4 bil