El Puerto De Liverpool Sab De Cv · BMV:LIVEPOL/1

El Puerto De Liverpool Sab De Cv — Q3 2025 Earnings Presentation

16 slides from El Puerto De Liverpool Sab De Cv's earnings presentation, Oct 22, 2025

1. Slide 1: El Puerto de Liverpool Company Perspective

   COMPANY PERSPECTIVE EL PUERTO DE LIVERPOOL Oct 2025

2. Slide 2: Safe Harbor

   Safe Harbor This presentation has been prepared by El Puerto de Liverpool, S.A.B. de C.V. (together with its subsidiaries, “Liverpool”), is strictly confidential, is not intended for general distribution and may only be used for informational purposes. This presentation may contain proprietary, trade

3. Slide 3: El Puerto de Liverpool at a Glance

   Corporate Presentation | El Puerto de Liverpool at a Glance El Puerto de Liverpool is a top omnichannel retail group offering unique experiences and exceeding our customers’ expectations by combining digital channels and brick-and-mortar shopping experiences in Mexico. OUR INTEGRATED BUSINESS UNITS

4. Slide 4: Key Investment Highlights

   Corporate Presentation | Key Investment Highlights Top omni-channel retailer in Mexico. Unique strategy and platform to offer the top shopping option for Mexican consumers, serving customers everywhere, every day, for a lifetime. Strategic financial services and high-quality real estate businesses. R

5. Slide 5: Long track-record of profitable and resilient performance

   Corporate Presentation | Long track-record of profitable and resilient performance 2022 Launch of Liverpool Express format and concluded the first 2019 stage of the new Arco Norte Renovation Logistics platform 2018 of 79 stores 2015 Launched the Pottery Barn, Suburbia Visa 2010 West Elm and credit car

6. Slide 6: Key Objectives, Initiatives & Targets

   Corporate Presentation | Key Objectives, Initiatives & Targets EPL es parte de tu vida We strive to become the top shopping option for Mexican Shoppers in all channels. Become the Create a Grow our undisputable differentiated and Our Key Objectives 01 E-Commerce Participation. 02 leader in the e-com

7. Slide 7: Retail Business

   Corporate Presentation | Retail Business CONSISTENT GROWTH OF RETAIL REVENUE1 ONE OF MEXICO’S LARGEST ONLINE APPAREL RETAILERS $190,725 $175,188 $159,112 28.3% 21.9% Digital Share Increase in digital sales 12.9% $40,145 $41,327 Increase in active users 39.6% of digital sales of the mobile app delive

8. Slide 8: Financial Businesses

   Corporate Presentation | Financial Businesses FINANCIAL DIVISION AS AN ENHANCEMENT TO BROADER SALES EFFECTIVE CONTROLS $64,332 $65,548 Net Loan Portfolio Complements our ecosystem. $56,973 $57,837 Loan Loss Reserve Coverage1 Increases customer loyalty. $46,312 10.7% 10.1% Provides customer insights.

9. Slide 9: Real Estate Business

   Corporate Presentation | Real Estate Business Important source of revenue and a strategic complement to our commercial and services operations by providing high-profile facilities that attract potential customers to our department stores. 30 1.01M sqmt 93.6% +1,800 +100 million Shopping Gross Occupan

10. Slide 10: Capital Expenditure

    Corporate Presentation | Capital Expenditure Today, we stand as one of the leading omni-channel retailers in Mexico, one of the largest non-bank credit card issuer and one of the top shopping center developers in the country. Long track-record of Organic & Inorganic Innovation & profitability and res

11. Slide 11: Financial policies & robust financial position

    Corporate Presentation | Financial policies & robust financial position Liverpool benefits from a healthy financial position with low leverage levels and high capitalization. HEALTHY REVENUE GROWTH1 ROBUST EBITDA AND MARGIN TRACK RECORD2 $37,558 CAGR 10.5% $34,992 $30,686 $214,848 $195,992 17.9% 17.4%

12. Slide 12: Financial policies & robust financial position

    Corporate Presentation | Financial policies & robust financial position BALANCED BREAKDOWN OF DEBT LOW NET LEVERAGE LEVELS $41,794 // COMFORTABLE DEBT MATURITY PROFILE (US MM) $498 $500 $500 $255 $255 $178 Figures expressed in millions of pesos unless expressed otherwise. | 3Q25 Figures. 12

13. Slide 13: The Footprint of El Puerto de Liverpool

    Corporate Presentation | The Footprint of El Puerto de Liverpool OUR MODEL DRIVES AND INTEGRATES ENVIRONMENTAL, SOCIAL, AND WE UPDATED OUT MATERIALITY MATRIX ANALYSIS TO EVALUATE MATERIAL CORPORATE GOVERNANCE INITIATIVES. TOPICS FROM FINANCIAL TO IMPACT MATERIALITY PERSPECTIVES 1. Business Ethics an

14. Slide 14: Our Reputation

    Corporate Presentation | Our Reputation Standard & Poor’s Our Credit Cards affirmed El Puerto celebrated 100 Ranked among de Liverpool rating years of history, we Top 10 in Merco at ‘BBB’ and are pioneers in Empresas Mexico ‘mxAAA/mxA-1+’ department stores since 2020. with a Stable credit in Mexico.

15. Slide 15: 2025 Guidance

    Corporate Presentation | 2025 Guidance Liverpool Openings Digital GMV Growth 2 stores1 15.0% - 17.0% Liverpool Express Openings Marketplace GMV Growth 20 – 25 new stores 19.0% - 21.0% EBITDA Margin 15.5% - 16.0% Same-Store-Sales 5.0% - 6.0% Net Loan Portfolio Growth 8.0% - 9.0% Suburbia Openings Non

16. Slide 16: Thank You!

    THANK YOU! For further financials and contact information please visit www.elpuertodeliverpool.mx/en/index.html

El Puerto de Liverpool — Q3 2025 Earnings Presentation on 6ix