United Community Banks, Inc. · NYSE:UCB
United Community Banks — Q1 2026 Earnings Presentation
5 slides from United Community Banks's earnings presentation, Apr 21, 2026
Slide 1: Merger Agreement With Peach State Bancshares, Inc.
Merger Agreement With Peach State Bancshares, Inc. April 21, 2026 Member FDIC. © 2026 United Community Bank | ucbi.com
Slide 2: Important Information for Stockholders and Investors
Important Information for Stockholders and Investors This presentation relates to a proposed merger of United Community Banks, Inc. (“United” or “UCB”) and Peach State Bancshares, Inc. (“Peach State” or “Peach”). In connection with the proposed merger, United intends to file with the Securities and
Slide 3: Cautionary Statement About Forward-Looking Statements
Cautionary Statement About Forward-Looking Statements This communication contains “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. In general, forward-looking statements usual
Slide 4: Strengthening Our Position as the Premier Southeastern Banking Franchise Operating in Attractive Growth Markets
Strengthening Our Position as the Premier Southeastern Banking Franchise Operating in Attractive Growth Markets Takes UCB to the leading deposit share in the Georgia Gainesville, Georgia MSA, up from number three Increases UCB’s Gainesville deposit base to $1.6 billion, Gainesville from $864.1 milli
Slide 5: Transaction Highlights
Transaction Highlights Cash / stock election subject to 50% stock and 50% cash in the aggregate Each share exchanged for stock to receive 0.8978 shares of United common stock Each share exchanged for cash to receive $31.75 Consideration Options to be cashed out at closing Implied aggregate transacti
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