Sbi Holdings Incorporated · TSE:8473

Sbi — Sbi Holdings Inc Ord — Q1 2023 Earnings Presentation

72 slides from Sbi's earnings presentation, Aug 5, 2023

  1. Slide 1: SBI Holdings, Inc. Financial Results

    Strategic Business Innovator SBI Holdings, Inc. Financial Results for the Three-month Period Ended June 30, 2023 (Fiscal Year Ending March 31, 2024) August 4, 2023

  2. Slide 2: Disclaimer

    The items in this document are provided as information related to the financial results and the business strategy of the SBI Group companies and not as an invitation to invest in the stock or securities issued by each company. The business collaboration with SBI Shinsei Bank described in this docume

  3. Slide 3: I. Consolidated financial results for the three-month period ended June 30, 2023

    I. Consolidated financial results for the three-month period ended June 30, 2023 [Unauthorized reproduction is prohibited] 2

  4. Slide 4: Consolidated performance overview

    [Consolidated performance overview] • Revenues increased 37.0% year-on-year to JPY 302.3bn, and profit before income tax expense increased 81.6% year-on-year to JPY 43.0bn, both record high for 1Q • Achieved record high for 1Q in profit before income tax expense which was boosted by the Financial Se

  5. Slide 5: 1Q FY2023 Consolidated Performance (IFRS)

    1Q FY2023 Consolidated Performance (IFRS) [Year-on-year comparison] (Unit: JPY million) 1Q FY2022 *1 1Q FY2023 YoY % (Apr.-June 2022) (Apr.-June 2023) change Record Revenue 220,602 high 302,307 +37.0 Profit before Record income tax 23,678 high 43,008 +81.6 expense Profit for the period 16,577 32,256

  6. Slide 6: Comparison of Financial Results with Major Securities Groups

    Comparison of Financial Results with Major Securities Groups [Year-on-year comparison] Profit attributable *1 Profit before income tax expense to owners of the Company (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY % 1Q FY2022 1Q FY2023 YoY % (Apr. 2022– (Apr. 2023– (Apr. 2022– (Apr. 2023– June 2022) J

  7. Slide 7: Comparison of Profit before Income Tax Expense with Major Securities Groups

    Comparison of Profit before Income Tax Expense with Major Securities Groups (Unit: JPY million) FY2021 FY2022 1Q FY2023 412,724 149,474 46,310 43,008 36,844 100,753 96,766 217,080 *1 226,623 141,666 SBI Nomura Daiwa SBI Nomura Daiwa SBI Nomura Daiwa Holdings Holdings Securities Holdings Holdings Sec

  8. Slide 8: 1Q FY2023 Performance by Segment (IFRS)

    1Q FY2023 Performance by Segment (IFRS) [Year-on-year comparison] Profit before Income (Unit: JPY million) Revenue Tax Expense 1Q FY2022 1Q FY2023 YoY % 1Q FY2022 1Q FY2023 YoY % (Apr. 2022– (Apr. 2023– (Apr. 2022– (Apr. 2023– June 2022) *1 June 2023) change June 2022) *1 June 2023) change Financial

  9. Slide 9: II. Business Overview of Each Business Segment

    II. Business Overview of Each Business Segment [Unauthorized reproduction is prohibited] 8

  10. Slide 10: 1. Financial Services Business

    1. Financial Services Business [Financial Services Business Consolidated Results (IFRS)] (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY (%) (Apr. 2022 – June 2022) (Apr. 2023 – June 2023) Revenue 178,547 249,351 +39.7 Profit before income tax expense 27,972 36,191 +29.4 [Unauthorized reproduction is pr

  11. Slide 11: Financial Services: Securities business

    1. Financial Services Business: (1) Securities business [Major constituent companies] SBI SECURITIES, SBI Liquidity Market, SBI FXTRADE, SBI MONEYPLAZA, PTS operating companies, overseas securities subsidiaries, etc. [Business highlights] • SBI SECURITIES recorded JPY 51.0bn in operating revenue (+3

  12. Slide 12: SBI SECURITIES 1Q FY2023 Consolidated Results (J-GAAP)

    1.(1) Securities business SBI SECURITIES 1Q FY2023 Consolidated Results (J-GAAP) [Year-on-year comparison] (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY % (Apr. 2022 – June 2022) (Apr. 2023 – June 2023) change Operating Revenue 38,133 Record high 51,050 +33.9 Net Operating Revenue 35,444 Record high 4

  13. Slide 13: Like-for-like Comparison of Major Brokerage Companies

    1.(1) Securities business Like-for-like Comparison of Financial Results of Major Brokerage Companies for 1Q FY2023 (Unit: million) Profit attributable to owners Operating profit Ordinary profit of the Company 1 Nomura Securities (Non-consolidated) 27,837 27,828 19,869 2 SBI SECURITIES (Consolidated)

  14. Slide 14: Securities Accounts in the SBI Group Reach 10 Million

    1.(1) Securities business The Number of General Securities Accounts in the SBI Group Reaches 10 Million for the First time in Japan - Neo-securities initiative is expected to further increase the number of accounts - Number of Accounts of SBI SECURITIES Group and Major Face-to-face Securities Compan

  15. Slide 15: SBI SECURITIES Focuses on NISA Initiatives

    1.(1) Securities business SBI SECURITIES Focuses its Efforts on NISA (Nippon Individual Savings Account) Initiatives as an Important Strategic Area - NISA is planned to be enhanced and is to be made permanent from 2024 onward, attracting the participation of younger and novice investors - NISA’s cus

  16. Slide 16: SBI Benefit Systems and iDeCo Subscribers

    1.(1) Securities business SBI Benefit Systems Initiated the Individual Defined Contribution (iDeCo) Initiatives from Early Stage and is Steadily Increasing the Number of Subscribers - Number of subscribers (individual type + corporate type) exceed 1 million as of the end of April 2023 - SBI Group fo

  17. Slide 17: SBI SECURITIES Leads in iDeCo Customers

    1.(1) Securities business SBI SECURITIES is the Industry Leader in the Cumulative Number of Individual Defined Contribution Plan (iDeCo) Customers Cumulated number of customers (subscribers & transfers*) (thousand) of iDeCo by planning administrator SBI SECURITIES (Nov. 2017 – June 2023) 800 Surpass

  18. Slide 18: SBI SECURITIES' Consolidated Operating Revenue Structure

    1.(1) Securities business SBI SECURITIES’ Consolidated Operating Revenue (Net Sales) Structure for 1Q FY2023 (JPY million) 51,050 Other operating revenues 12 50,000 38,133 Other operating revenues 15,732 Financial revenues 40,000 10 10,166 Trading revenues 30,000 13,781 10,898 20,000 Other commissio

  19. Slide 19: Brokerage Commission Income Increased

    1.(1) Securities business Brokerage Commission Income Increased due to Rapid Growth in Brokerage Trading Value Domestic Stock Brokerage Trading Value Commissions* (JPY trillion) (JPY million) 60.0 + 22.1% 11,699 +40.5% 55.9 YoY YoY 50.0 10,000 9,583 39.8 40.0 7,500 30.0 5,000 20.0 2,500 10.0 0.0 0 1

  20. Slide 20: Customer Deposit Assets at Co-managed Stores

    1.(1) Securities business Changes in Customer’s Deposit Assets and Number of Accounts at Co-managed Stores Operated by SBI MONEYPLAZA and SBI Shinsei Bank / Regional Financial Institutions - 23 stores with 14 regional financial institutions, and 4 stores with SBI Shinsei Bank are operating - BANK Es

  21. Slide 21: Offering Option Services for Individual Stocks

    1.(1) Securities business Offering Option Services for Individual Stocks to Expand Investment Choices • From Sept. 2022, started offering option services for individual stocks with the structure that makes it easy to use for individual investors • Investors can ”buy and sell stocks at targeted price

  22. Slide 22: Open Interest Credit Balance and Financial Revenue

    1.(1) Securities business Open Interest Credit Balance and Financial Revenue at SBI SECURITIES Remain High Trend of Open Interest Credit Balance Financial Revenue (JPY billion) (end of quarter) 1488.3 (JPY million) 1,400 +54.8% 15,732 15,000 YoY 1189.2 1165.5 1,200 12,000 1,000 10,166 815.5 800 722.

  23. Slide 23: Trend in Trading Revenue of SBI SECURITIES

    1.(1) Securities business Trend in Trading Revenue of SBI SECURITIES (JPY million) FX revenue 16,000 Crypto-asset trading revenue others (revenue through foreing currency bond, etc.) 14,000 +26.5% 12,000 YoY 5,485 10,000 3,923 6,705 4,075 8,000 3,369 6,000 358 2,747 1,906 4,000 8,296 6,465 2,000 4,0

  24. Slide 24: SBI Liquidity Market Record Operating Revenue

    1.(1) Securities business SBI Liquidity Market, the Main Company in the FX-Related Business, Achieved Record Operating Revenue for the First Quarter Operating revenue of SBI Liquidity Market (Non-consolidated, J-GAAP) (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY(%) (Apr. 2022-June 2022) (Apr. 2023-Ju

  25. Slide 25: OTC FX Revenues of FX Specialized Companies

    1.(1) Securities business OTC FX Revenues of FX Specialized Companies (Year-On-Year Comparison) (JPY million) 10,000 9,000 8,747 8,185 8,000 6,848 7,000 5,946 6,000 YoY 5,000 +27.7% YoY +37.6% 4,000 2,922 3,000 2,444 2,000 1,390 1,437 YoY 1,000 +19.5% YoY +3.3% 0 1Q 1Q 1Q 1Q 1Q 1Q Apr. 2022- Apr. 20

  26. Slide 26: Largest Accounts and Customer Margin Deposits in FX

    1.(1) Securities business SBI Group (SBI SECURITIES, SBI FXTRADE and SBI Sumishin Net Bank, SBI NEOMOBILE SECURITIES) has the Largest Total Number of Accounts and Customer Margin Deposits in the Industry Changes in the Number of Accounts among Customer Margin Deposits of (thousand 5 Major FX Trading

  27. Slide 27: Balance of Investment Trusts of SBI SECURITIES

    1.(1) Securities business Balance of Investment Trusts of SBI SECURITIES has Further Expanded with Diversified Services Investment Trust Balance* Investment Trust Fees (JPY billion) (JPY million) Achieved a 8167.2 +15.1% 2,271 8,000 record high 1,973 YoY 7,000 quarterly balance 2,000 6,000 1,500 5,0

  28. Slide 28: Growth in Non-flow Business and SBI Wrap

    1.(1) Securities business Steady Growth in Non-flow Business Such as Trust Accumulation Service and Fully Automated AI Investment “SBI Wrap” Change in the monthly amount Number of accounts and AUM (thousand (JPY billion) of accumulated fund accounts) received for SBI Wrap JPY 89.1bn number of accoun

  29. Slide 29: Highest IPO Underwriting Share in the Industry

    1.(1) Securities business SBI SECURITIES Has Been Maintaining the Highest IPO Underwriting Share in the Industry since FY2012 - Steady growth in POs and Corporate bond underwriting - Underwriting share of 96.3% is an industry-leading figure • Between April 2023 and June 2023, SBI SECURITIES underwro

  30. Slide 30: Financial Services: Banking business

    1. Financial Services Business: (2) Banking business [Major constituent companies] SBI Shinsei Bank Group, SBI Sumishin Net Bank, ARUHI*, overseas banks including SBI SAVINGS BANK *ARUHI was consolidated in November 2022 [Business highlights] • SBI Shinsei Bank recorded net profit attributable to ow

  31. Slide 31: SBI Shinsei Bank Group

    ① SBI Shinsei Bank Group [Unauthorized reproduction is prohibited] 30

  32. Slide 32: SBI Shinsei Bank 1Q FY2023 Consolidated Performance

    1.(2) Banking-related business: ①SBI Shinsei Bank Group SBI Shinsei Bank 1Q FY2023 Consolidated Performance(J-GAAP) Note) Units are rounded down to the nearest decimal (JPY billion) YoY % 1Q FY2022* 1Q FY2023 change Gross operating 42.6 profit (59.1) 67.3 +58 Ordinary 4.3 Business Profit (20.8) 26.9

  33. Slide 33: Number of Accounts and Deposits at SBI Shinsei Bank

    1.(2) Banking-related business: ①SBI Shinsei Bank Group Number of Accounts and Deposits at SBI Shinsei Bank (JPY trillion) 322 (10 thousand accounts) 309 316 308 305 12 300 11 10.0 Total amount of deposits(Left) 9.9 10 Number of accounts (Right) 9 8 6.5 7 6.3 6.3 6 200 5 4 3 2 1 0 100 2020 2021 2022

  34. Slide 34: Collaboration between SBI Shinsei Bank Group and SBI Group: Retail

    1.(2) Banking-related business: ①SBI Shinsei Bank Group Collaboration between SBI Shinsei Bank Group and the SBI Group: Retail Business  Collaboration with SBI SECURITIES  For SBI Shinsei Connect, which automates deposits and withdrawals with an account at SBI SECURITIES: approx. 30,000 applicatio

  35. Slide 35: Cooperation with SBI Shinsei Bank Group: Corporate Businesses

    1.(2) Banking-related business: ①SBI Shinsei Bank Group Achievements of Cooperation between the SBI Group and SBI Shinsei Bank Group :Corporate Businesses  Co-financing for local companies arranged by regional banks ⇒ In cooperation with the regional bank, loans amounting to JPY 8.4bn (including un

  36. Slide 36: SBI Sumishin Net Bank

    ② SBI Sumishin Net Bank [Unauthorized reproduction is prohibited] 35

  37. Slide 37: Performance of SBI Sumishin Net Bank

    1.(2) Banking-related business: ②SBI Sumishin Net Bank Performance of SBI Sumishin Net Bank  SBI Sumishin Net Bank recorded a 10.2% YoY increase in J-GAAP recurring profit to JPY 8,001m on the back of steady loan growth in the housing loan business  SBI Holdings’ equity method in earnings of SBI S

  38. Slide 38: Accounts and Deposits of SBI Sumishin Net Bank

    1.(2) Banking-related business: ②SBI Sumishin Net Bank Number of Accounts and Balance of Deposits Since Commencement of Operation of SBI Sumishin Net Bank (JPY billion) Number of accounts: approx. 6.35m / Deposits: JPY 8,582.7bn (10 thousand accounts) (At the end of June 2023) 614 600 9,000 535 Depo

  39. Slide 39: SBI SAVINGS BANK (South Korea)

    ③ SBI SAVINGS BANK (South Korea) [Unauthorized reproduction is prohibited] 38

  40. Slide 40: Performance of SBI SAVINGS BANK

    1.(2) Banking-related business: ③ SBI SAVINGS BANK (Korea) Performance of SBI SAVINGS BANK Profit Before Income Tax Expense (IFRS) (JPY million) 6,554 YoY 1,760 -73.1% 1Q FY2022 1Q FY2023 • Following the previous quarter, decline in soundness of personal credit claims and housing-backed loans in the

  41. Slide 41: Changes in Indicators since Becoming a Subsidiary

    1.(2) Banking-related business: ③ SBI SAVINGS BANK (Korea) Changes in Indicators since Becoming a Subsidiary (K-GAAP) * Converted at KRW 1 = JPY 0.11 Delinquency rate (KRW bn) for all loans Total Assets (%) 180,000 18,000 51.6% KRW 15,574.3bn 160,000 (Approx. JPY 1,713.2bn) 16,000 50 140,000 14,000

  42. Slide 42: Financial Services: Insurance business

    1. Financial Services Business: (3) Insurance business [Major constituent companies] SBI Insurance Group, SBI Insurance, SBI Life Insurance, Small-amount short-term insurance companies [Business highlights] • SBI Insurance Group’s consolidated ordinary revenue for 1Q FY2023 (preliminary figures on a

  43. Slide 43: SBI Insurance Group's Performance

    1.(3) Insurance business SBI Insurance Group’s Performance (Preliminary Figures) * Final consolidated figures for 1Q FY2023 to be released on Aug. 9 Consolidated results for 1Q FY2023 (J-GAAP) (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY % (Result) (Preliminary) change (Apr. – June 2022) (Apr. – June

  44. Slide 44: SBI Insurance Group's In-Force Contracts Increased

    1. (3) Insurance business SBI Insurance Group’s Total Number of In-Force Contracts Steadily Increased SBI Insurance Group’s total number of in-force contracts CAGR 14.4% (From end of Mar. 2016 SBI JOGUCHI SAFETY SSI (ten thousand) to end of June 2023) joins the Group 300 SBI PRISM SSI 259 264 joins

  45. Slide 45: Asset Management Business

    2. Asset Management Business [Major constituent companies] SBI Global Asset Management (SBIGAM), SBI Asset Management (SBIGAM subsidiary), Wealth Advisor (SBIGAM subsidiary), Rheos Capital Works, SBI Okasan Asset Management [Asset Management Business Consolidated Results (IFRS)] (JPY million) 1Q FY2

  46. Slide 46: SBI Global Asset Management Group AUM

    SBI Global Asset Management Group Has Steadily Increased its AUM - Balance of Asset Under Management nears JPY 5tn - (JPY billion) AUM from institutional investors, which are mainly 6,000 regional financial institutions: JPY 2,415.2bn (as of end of June 2023) ■ SBI Asset Management *1,*2 JPY 4,978.4

  47. Slide 47: Group AUM Expansion through Organic Growth and M&As

    SBI Group Sustainably Expands its Assets Under Management through Organic Growth and Use of M&As - AUM as of end of June 2023 is approx. JPY 8.4tn - (JPY billion) 9,000 SBI Okasan Asset Management Nov. 2022 JPY 8,384.7bn 8,000 Rheos Capital Works SBI Okasan Asset SBI Okasan Asset SBI Global Asset Ma

  48. Slide 48: Joint Venture with Man Group for Alternative Investments

    Agreement with Man Group, a Leading U.K.-based Asset Management Firm, to Form a Joint Venture to Manage Alternative Investments Basic Agreement (July 18, 2023)  Man Group, founded in the UK in 1783, is one of the world’s largest asset management companies specializing in alternative asset managemen

  49. Slide 49: Target Group AUM of JPY 20tn by FY2027

    Endeavor to Achieve the Total Group Assets Under Management of JPY 20tn by FY2027 [Current position] [New goal] As of end of June 2023 Endeavor to achieve JPY 8.4tn JPY 20tn by FY2027 <Index & multi-asset> <U.S. govt. bonds> <Active> [SBI Okasan Asset Management] Approx. JPY5.0tn * Approx. JPY2.7tn

  50. Slide 50: Investment Business

    3. Investment Business [Major constituent companies/businesses] Private Equity Business, SBI Leasing Service [Investment Business Consolidated Results (IFRS)] (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY % change (Apr.-June 2022) (Apr.-June 2023) Revenue 21,606 35,428 +64.0 Profit before income tax 9

  51. Slide 51: Profit/Loss from Change in Fair Value of Investments

    3. Investment Business Profit/Loss from the Change in Fair Value and Profit/Loss on Sales of Investment Business (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY % change (Apr.-June 2022) (Apr.-June 2023) Profit / loss from the change in fair value and profit / loss on 9,370 15,517 +65.6 sales of investm

  52. Slide 52: IPOs and M&As of SBI Group Investee Companies

    3. Investment Business IPOs and M&As of SBI Group Investee Companies Full-year FY2023 Full-year FY2022 prospects IPO・M&A deals 21 38 During the fiscal year, 8 Companies realized either IPO or M&A EXIT Date Company Market EXIT Date Company Market Apr. 12, 2023 ispace, inc. TSE Growth June 13, 2023 AB

  53. Slide 53: Assets Under Management of the SBI Group

    3. Investment Business Assets Under Management of the SBI Group (As of the end of June 2023) (*2) Private equity, etc. JPY 729.1bn (*1) Excluding JPY 250.3bn of both cash and commitment amount to be paid in) Breakdown of operating investment Amount Breakdown of operating Amount securities by Industr

  54. Slide 54: Crypto-asset Business

    4. Crypto-asset Business [Major constituent companies / business] SBI VC Trade, B2C2, BITPoint Japan, crypto asset mining business, HashHub (Joined the SBI Group in April 2023) [Crypto-asset Business Consolidated Performance (IFRS)] (Unit: JPY million) 1Q FY2022 1Q FY2023 YoY(%) (Apr. 2022-June 2022

  55. Slide 55: Expanding Customer Base for Crypto-asset Business

    4. Crypto-asset Business Steadily Expanding Customer Base for the Crypto-asset Business Number of customers in the SBI Group’s Crypto-asset business*1,2 6.0 (End of June 2021 – June 2023) *1 Combined number of SBI VC Trade (including former TaoTao) and BITPOINT 5.0 5.0 accounts 4.7 4.4 4.6 *2 The nu

  56. Slide 56: Diversifying Services and Crypto Assets Handled

    4. Crypto-asset Business SBI VC Trade and BITPOINT is Diversifying its Services and Crypto Asset Handled [Expanding the number of services provided] Provide services that meet the various investment needs at SBI VC Trade and BITPOINT Spot Leveraged Lending Accumulation Staking FLR wrap & delegate SB

  57. Slide 57: Staking Services Made Steady Progress

    4. Crypto-asset Business Staking Services Provided by the SBI Group (SBI VC Trade, BITPOINT) Made Steady Progress Staking is the process of earning rewards by participating in generation and approval of blocks and supporting the operation of the blockchain network, which adopts a proof-of- stake mec

  58. Slide 58: Non-financial Business

    5. Non-financial Business [Major constituent businesses] Biotechnology, Healthcare & Medical Informatics businesses, other businesses centered around Web3 [Non-financial Business segment consolidated performance(IFRS)] (JPY million) 1Q FY2022 1Q FY2023 YoY % change (Apr.-June 2022) (Apr.-June 2023)

  59. Slide 59: Profit before Income Tax of Biotechnology, Healthcare & Medical Informatics

    5. Non-financial business Profit before Income Tax Expense of the Biotechnology, Healthcare & Medical Informatics Business Companies (IFRS) (JPY million) 1Q FY2022 1Q FY2023 YoY % (Apr.- June 2022) (Apr.- June 2023) Change SBI Biotech 206 -109 ― 5-ALA-related business 266 788 +196.2 SBI Pharmaceutic

  60. Slide 60: III. Other Key Topics in Each Business

    III. Other Key Topics in Each Business -From Apr. 1, 2023 to today (Aug. 4, 2023)- 1. SBI Regional Bank Holdings conducted second tender offer for SBI Shinsei Bank 2. SBI Shinsei Bank and SBI MONEYPLAZA began their fourth joint branch operation 3. In the Asset Management Business, aggressively expan

  61. Slide 61: SBI Regional Bank Holdings Second Tender Offer for SBI Shinsei Bank

    1. SBI Regional Bank Holdings Conducted Second Tender Offer for SBI Shinsei Bank The next step is the privatization of SBI Shinsei Bank through the subsequent squeeze out. The implementation of the squeeze out is subject to the approval of the proposals on the agenda at the Extraordinary General Mee

  62. Slide 62: Schedule for End of Squeeze Out

    Schedule for End of Squeeze Out About About several May 15- After Sept. 1 Sept. 28 Oct. 2 1 month months June 23 June 30 (Scheduled) (Scheduled) (Scheduled) from ⑤ from ⑥ Overall 1 2 3 4 5 6 7 flow Held an extraordinary Commence- general meeting of Implemention Petition to the Purchase of Tender Off

  63. Slide 63: Fourth Joint Branch of SBI Shinsei Bank and SBI MONEYPLAZA

    2. SBI Shinsei Bank and SBI MONEYPLAZA Began their Fourth Joint Branch Operation Prefectures with SBI Shinsei Bank branches : Branches located : Co-managed stores located Aug. 2022 Established a co-managed store in Nov. 2022 Ikebukuro and started brokerage Established a co-managed store in services

  64. Slide 64: Expanding Product Lineup for New NISA

    3. In the Asset Management Business, Aggressively Expand Product Lineup in Anticipation of the Launch of the New NISA (1) Announced the launch of a total of 14 index funds incorporating ETFs from the world’s top three ETF managers during the first quarter of this year Country Company Names of Funds

  65. Slide 65: Funds Selected for New NISA Growth Investment

    3. In the Asset Management Business, Aggressively Expand Product Lineup in Anticipation of the Launch of the New NISA (2) Funds of SBI Group’s Asset Management Businesses selected for new NISA’s growth investment selected products for general investors SBI Asset Mangement: Products selected for NISA

  66. Slide 66: Joint Venture Fund with Saudi Arabia's NTG

    4. Considering Joint Establishment of a Venture Fund Targeting Fintech, Digital Space, etc. with Saudi Arabia’s ICT Giant “NTG” National Technology Group SBI Holdings entered into a Memorandum of Understanding with National Technology Group on July 18, 2023 [About NTG]  A major ICT company with sal

  67. Slide 67: XRP Trading Volume after SEC Ripple Ruling

    5. Trading Volume of XRP in the Crypto Asset Business Increased Significantly Following the Release of the U.S. District Court Ruling in the SEC’s Ripple Labs Inc. Lawsuit • XRP price and trading volume increased significantly in response to a ruling made by the U.S. District Court on July 13 that i

  68. Slide 68: Semiconductor Foundry (JSMC) with PSMC

    6. Preparing to Jointly Establish a Semiconductor Foundry (JSMC) with PSMC, a Major Semiconductor Foundry in Taiwan  Selecting a factory site from among 25 candidates including invitations from local municipalities  Expecting to start local inspections of candidate sites during August Future Plans

  69. Slide 69: Reference material

    [Reference material] [Unauthorized reproduction is prohibited] 68

  70. Slide 70: Number of Companies and Employees of the SBI Group

    Number of Companies and Employees of the SBI Group (Consolidated) Number of Group companies End of Mar. 2023 End of June 2023 Consolidated subsidiaries (companies) 518 524 Consolidated partnerships (partnerships) 62 59 Total consolidated subsidiaries (companies) 580 583 Equity method companies (comp

  71. Slide 71: SBI Group Customer Base of Approximately 47 Million

    SBI Group Has a Customer Base of Approximately 47 Million - Endeavor towards a Customer Base of 100 Million - Breakdown of the Customer Base (Thousand) (As of the end of June 2023)*1,2 (Thousand) 46,634 46,000 SBI SECURITIES SBI NEOMOBILE 42,965 SECURITIES (No. of accounts) 10,462 42,000 SBI Neotrad

  72. Slide 72: https://www.sbigroup.co.jp

    https://www.sbigroup.co.jp [Unauthorized reproduction is prohibited] 71

Sbi Holdings Inc Ord — Q1 2023 Earnings Presentation on 6ix