Slide 1: Q3 FY26 Business Update
QUICKFEE For personal use only Q3 FY26 BUSINESS UPDATE 21 April 2026 Chief Executive Officer, Bruce Coombes
Slide 2: Q3 FY26 Results Overview
Q3 FY26 Results Overview Underlying revenue down 9% on pcp, strong growth in AU legal + GROUP REVENUE OF $4.0M Q3 FY26 PERFORMANCE2 Q3 FY26 Q3 FY25 MOVEMENT For personal use only + EBTDA POSITIVE IN Q3 FY26 REVENUE US FINANCE (PAY OVER TIME) US$ 0.5 M US$ 0.9 M -44% US PAY NOW (ACH & CARD) vs report
Slide 3: Q3 FY26 Highlights
Q3 FY26 Highlights Quarterly revenue of A$4.0m, down 9% on normalised pcp (excluding US Pay Now) For personal use only + AU Finance revenue up 12% on pcp to A$2.9m + US Finance revenue down 44% on pcp to US$0.5m, primarily due to a strong Q3 FY25 Continued growth in disbursement funding (DF) to 42%
Slide 4: QuickFee helps professional services firms accelerate collection of accounts receivable
QuickFee helps professional services firms accelerate collection of accounts receivable, get paid faster and grow their business. For personal use only TRUSTED FOR PAYMENTS AND WE HELP FIRMS OUR SOLUTIONS B2B FINANCE FINANCING SOLUTIONS SINCE 2009: Reduce A/R Pay Now | EFT + Card(AU + Designed speci
Slide 5: Targeting Accounting and Legal verticals
Targeting Accounting and Legal verticals Focus on professional services firms For personal use only + Professional services with a business-to-business (B2B) focused customer base + Firm revenue greater than $1M In Accounting and Legal verticals + Accounting or solution providers to accounting (e.g.
Slide 6: Growth capacity of $17.5m to fund future loan book
Growth capacity of $17.5m to fund future loan book For personal use only + Around 42% of AU loan book in disbursement funding (DF) + Decrease in US loan book, primarily reflecting Q3 as weak lending quarter + BNPL book now in run-off + Total liquidity of A$13.1 million at 31 March 2026, comprising $
Slide 7: Stronger net interest margin of 15.3%
Stronger net interest margin of 15.3% GROUP NET INTEREST MARGIN % (ROLLING LAST 12 MONTHS) For personal use only 15.3% 14.8% 15.0% 14.4% 14.6% 14.6% 14.1% 13.7% 13.3% 13.3% 13.0% Q1 FY24 Q2 FY24 Q3 FY24 Q4 FY24 Q1 FY25 Q2 FY25 Q3 FY25 Q4 FY25 Q1 FY26 Q2 FY26 Q3 FY26 LTM NIM + Q3 FY26 revenue down 9%
Slide 8: Australia: Strong Growth in Legal
For personal use only AUSTRALIA: STRONG GROWTH IN LEGAL
Slide 9: AU: Q3 FY26 Finance revenue up 12% on pcp
AU: Q3 FY26 Finance revenue up 12% on pcp + AU Finance revenue up 12% on pcp to A$2.9 million (Q3 FY25: A$2.6 million) For personal use only + AU Finance TTV up 4% on pcp + Finance revenue yield up 70 bps on pcp to 19.7%, primarily due to growth in legal disbursement funding book, now at 42% of tota
Slide 10: United States: Focus on Reseller Channel
For personal use only UNITED STATES: FOCUS ON RESELLER CHANNEL
Slide 11: US: Q3 FY26 Finance revenue down 44% on pcp
US: Q3 FY26 Finance revenue down 44% on pcp + US Finance TTV down 39% on pcp to US$4.6 million; Finance revenue down 44% on pcp to US$0.5 million For personal use only (Q3 FY25: US$0.9 million) + Green shoots of growth potential in Aiwyn reseller volumes + 3 staff in the US; 11 years’ combined Quick
Slide 12: Outlook
For personal use only OUTLOOK
Slide 13: Outlook
Outlook Singular management focus on growing Finance in both AU and US + Streamlined back-office processes For personal use only + Leverage experience and success in AU into US + Aiwyn reseller agreement opportunity + Sole product focus for staff commissions + Negligible product development and cape
Slide 14: Questions
QUESTIONS To post any questions or feedback on this presentation, we encourage investors to sign up to the QuickFee For personal use only investor hub at investorhub.quickfee.com/auth/signup CONTACT DETAILS Simon Yeandle, CFO p: +61 2 8090 7700 e: simon.yeandle@quickfee.com Katie Mackenzie, Investor
Slide 15: Disclaimer
Disclaimer The material contained in this document has been prepared by QuickFee does not undertake any obligation to publicly release the QuickFee Limited ACN 624 448 693 (‘company’) and contains result of any revisions to these forward-looking statements to For personal use only general informatio
Slide 16: Appendix
For personal use only APPENDIX
Slide 17: Glossary
Glossary ACH Automated Clearing House A type of electronic bank-to-bank payment in the US, equivalent to EFT in Australia ACTIVE FIRM Any firm that has had a transaction with QuickFee in the relevant period For personal use only APR Annual percentage rate The annual rate of interest on payment plans
Slide 18: AU operational metrics: Q3 FY26 & FY26 YTD
AU operational metrics: Q3 FY26 & FY26 YTD For personal use only www.quickfee.com 21 April 2026 17
Slide 19: US operational metrics: Q3 FY26 & FY26 YTD
US operational metrics: Q3 FY26 & FY26 YTD For personal use only www.quickfee.com 21 April 2026 18
Slide 20: AU & US Finance revenue: Q3 FY26 & FY26 YTD
AU & US Finance revenue: Q3 FY26 & FY26 YTD AUSTRALIA For personal use only US www.quickfee.com 21 April 2026 19