Raiffeisen Bank International Ag · VIE:RBI

Raiffeisen Bank International — Raiffeisen Zentralbank Österreich — H1 2016 Earnings Presentation

16 slides from Raiffeisen Bank International's earnings presentation, September 2016

  1. Slide 1: Raiffeisen Zentralbank H1/2016 Results

    Raiffeisen Zentralbank H1/2016 Results

  2. Slide 2: Disclaimer

    Disclaimer Certain statements contained herein may be statements of future expectations and other forward-looking statements, which are based on management's current views and assumptions and involve known and unknown risks and uncertainties that could cause actual results, performance or events to

  3. Slide 3: 1-6/2016 – Financial Highlights

    1-6/2016 – Financial Highlights in EUR mn 1-6/2016 1-6/2015 y-o-y FY/2015 Net interest income 1,586 1,826 (13.1)% 3,623 Net fee and commission income 773 783 (1.3)% 1,594 Operating income 2,488 2,637 (5.7)% 5,333 General administrative expenses (1,541) (1,502) 2.6% (3,170) Profitability Net provisio

  4. Slide 4: Capital strengthening measures incl. partial UNIQA sale

    Capital strengthening measures incl. partial UNIQA sale  Primary focus on capital strengthening: in addition to RWA reduction, several measures initiated in H1/2016 including merger of holding companies into RZB and partial sale of UNIQA stake  RZB is in advanced negotiations to sell a 17.64% stak

  5. Slide 5: 1-6/2016 Profit before Tax by Segment

    1-6/2016 Profit before Tax by Segment in EUR mn (125) (75.4)% 68 (5.7)% 11 (193) (50.1)% (45.3)% (13) 427 300 Segment RBI Central institution and Other equity UNIQA one-off Reconciliation RZB Group specialized subsidiaries participations excl. UNIQA one-off  RBI: substantial reduction of loan loss

  6. Slide 6: Regulatory Capital Overview

    Regulatory Capital Overview Regulatory Capital Structure Changes in Regulatory Capital (YTD)  CET1 ratio (fully loaded) at 10.6% and CET1 ratio (transitional) in EUR mn Jun 2016 Dec 2015 at 10.4%; including impact from partial sale of UNIQA stake, end-June 2016 pro forma ratios at 11.2% and 10.8%,

  7. Slide 7: Update on RZB/RBI Merger Evaluation (1/2)

    Update on RZB/RBI Merger Evaluation (1/2)  Objectives of merger of the businesses: ― Improvement in overall capitalization of RZB credit institution group ― Increased transparency and simplification of corporate structure ― Optimization of capital planning and allocation ― More balanced business mo

  8. Slide 8: Update on RZB/RBI Merger Evaluation (2/2)

    Update on RZB/RBI Merger Evaluation (2/2)  Potential process of a merger: ― Integration of RZB in RBI ― RZB shareholders would become new RBI shareholders through a RBI capital increase (contribution in kind)  Determination of company valuations of RZB and RBI will form the basis for establishing

  9. Slide 9: Update on Potential RZB/RBI Merger Timeline

    Update on Potential RZB/RBI Merger Timeline 2016 2017 August September October November December January February March 26 August Beginning of 16 November Early 2017: By end of 2016: October 2016: 2016: Q1/2017: RZB H1 results Go/No go RBI Q3 results Extraordinary Closing publication decision public

  10. Slide 10: Appendix

    Appendix Group Investor Relations September 2016 10

  11. Slide 11: Overview RZB Group

    Overview RZB Group in EUR mn 1-6/2016 1-6/2015 y-o-y FY/2015 Net interest income 1,586 1,826 (13.1)% 3,623 Net fee and commission income 773 783 (1.3)% 1,594 Net trading income 88 (6) – 16 Recurring other net operating income 41 34 19.7% 100 Operating income 2,488 2,637 (5.7)% 5,333 General administ

  12. Slide 12: Overview Segment RBI

    Overview Segment RBI Financials Description in EUR mn 1-6/2016 1-6/2015 y-o-y FY/2015  This segment comprises the profit of the Raiffeisen Bank International AG group Net interest income 1,448 1,674 (13.5)% 3,311 (RBI) and includes expenses at RZB AG level from various group functions, such as audi

  13. Slide 13: Overview Segment Central Institution and Specialized Subsidiaries

    Overview Segment Central Institution and Specialized Subsidiaries Financials Description in EUR mn 1-6/2016 1-6/2015 y-o-y FY/2015  This segment consolidates those activities that enable RZB AG to perform its Net interest income 88 100 (11.9)% 188 tasks as the central institution of the RBG Net fee

  14. Slide 14: Overview Segment Other Equity Participations

    Overview Segment Other Equity Participations Financials Description in EUR mn 1-6/2016 1-6/2015 y-o-y FY/2015  The segment Other Equity Participations shows profit from participations not Net interest income 67 69 (3.1)% 143 connected with the function of RZB AG as the central institution of the RB

  15. Slide 15: Overview Description of RBG

    Overview Description of RBG Raiffeisen Banking Group (RBG) Raiffeisen Banking Group: the number 1 in Austria  Raiffeisen Zentralbank Österreich AG (RZB) is the core company of the 1.7 mn members (mainly private individuals) RZB Group. Founded in 1927, RZB is Austria’s third-largest bank and the lea

  16. Slide 16: Shareholder Information Overview

    Shareholder Information Overview Contact Details Shareholder Structure 30.06.2016 Österreichische Susanne E. Langer Volksbanken UNIQA Gruppe 4.6% RWA Raiffeisen 2.5% Ware Austria Head of Group Investor Relations Posojilnica Bank 2.4% Spokesperson eGen <0.1% RLB Vorarlberg RLB Raiffeisen Zentralbank

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