Damaan Islamic Insurance Company (beema) · QSE:BEMA
Damaan Islamic Insurance Company (beema) — Q1 2026 Earnings Presentation
13 slides from Damaan Islamic Insurance Company (beema)'s earnings presentation, April 2026
Slide 1: Year-to-Date Q1 2026 Financial Results Presentation
Damaan Islamic Insurance Company – Beema (Q.P.S.C.) Year-to-Date Q1 2026 Financial Results Presentation
Slide 2: Year-to-Date (YTD) Q1 2026 key financial performance highlights
Year-to-Date (YTD) Q1 2026 key financial performance highlights Significant increase in Recognised Takaful Contributions and Shareholders Net Profit Recognised Takaful Shareholders’ Total net investment Investments at Shareholders’ Contributions net profit income fair value equity QAR QAR QAR QAR QA
Slide 3: Beema at a glance
Beema at a glance One of Qatar’s largest and most innovative providers of Takaful insurance Who we are 1 Sector leader in Qatar 2 Shari’a-compliant business model 3 Listed on the QSE Main Market ▪ Islamic insurance company established in ▪ Wakala / Mudarib Takaful model 2009 with a share capital of
Slide 4: Beema's key investment highlights
Beema’s key investment highlights Strong operational and financial performance – well positioned to capitalize on the increasing demand in Islamic insurance solutions and growth opportunities in Qatar and the region Leading position within the Islamic insurance sector 1 Beema has been one of the lar
Slide 5: Comprehensive service offerings
Comprehensive service offerings Wide variety of insurance coverage distributed through multiple, innovative channels Takaful insurance key features Takaful & Health Motor, Marine & Aviation Motor Aviation Pleasure Crafts 33% Group Credit Life Group Medical Car Travel Marine Loan non-repayment Health
Slide 6: Overview of FAS 43 compliant Takaful Contributions & Gross Margin
Overview of FAS 43 compliant Takaful Contributions & Gross Margin 22.0% YoY growth in Recognised Takaful Contributions reaching QAR 141 Mill in YTD Q1 2026, coupled with strengthened net underwriting results Recognised Takaful Contributions (QAR Mill) YTD Q1 2026 – YoY changes: +20% 200 200 141 +54%
Slide 7: Shareholders' income & net profit
Shareholders’ income & net profit 16% YoY increase in total shareholders’ income coupled with a net profit increase of 7% YoY to reach QAR 25 Mill Total income to shareholders (QAR Mill) 11% 1% 13% 12% 1% 12% Wakala fees +17% + 16% YoY Net income from YTD Q1 2025 YTD Q1 2026 shareholders’ +12% QAR 4
Slide 8: Investment performance
Investment performance 21% YoY increase in net investment income to QAR 14 Mill in YTD Q1 2026 Net investment income & investments held at fair value (QAR Mill) Investments at fair value Total Total Total 41% Total 46% 45% 45% QAR QAR QAR QAR 54% 55% 55% 920 mm 744 mm 842 mm 1,012 mm 59% Incl. lever
Slide 9: Capital structure
Capital structure Beema maintained a strong capital structure, remaining debt-free as of YTD Q1 2026 Policyholders’ and Shareholder’s equity (QAR Mill) 705 Shareholders’ +8% 681 equity Policyholders’ -14% equity 544 587 17% 83% 137 118 YTD Q1 2025 YTD Q1 2026 Policyholders' equity Shareholders' equi
Slide 10: Key ratios and capital adequacy
Key ratios and capital adequacy Transitory increase in takaful cost to contribution which is likely to correct over subsequent quarters. Decline in re-takaful cost to takaful contribution and takaful gross margin. Healthy solvency maintained Key performance ratios (as a proportion to recognized Taka
Slide 11: Beema historical financial performance details
Beema historical financial performance details Key financial information highlights Selected Income and Cash Flow Statement Items (QAR Mill) Selected Balance Sheet Items (QAR Mill) For the 3 months ended 31 March As at 31 As at 31 2026 2025 March December Policyholder’s Income Statement 2026 2025 Re
Slide 12: Beema listing and shareholding information
Beema listing and shareholding information Beema’s shares began trading on the Qatar Stock Exchange on 16 January 2023 General information Shareholding structure Damaan Islamic Insurance Company Barwa Real Estate Company Company name "Beema" 15% 25% Qatar Islamic Bank QSE Ticker BEMA Qatar Insurance
Slide 13: Important Information
Important Information This presentation has been prepared by Damaan Islamic Insurance Company “Beema” (Q.P.S.C.) (the “Company”) for informational purposes only. This presentation does not constitute an offer or invitation or solicitation of any offer to subscribe for or purchase any shares or other
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