Slide 1: Business figures 2025
Business figures 2025 Wiesloch, March 12, 2026
Slide 2: Highlights 2025
Highlights 2025 • Unique business model with high stability and extensive growth opportunities – Innovative strength in artificial intelligence serves as an additional accelerator • Record high in total revenue (€1.08 billion), 72 % recurring sales revenues, record figures for assets under managemen
Slide 3: Unique business model – AI as an accelerator
Unique business model – AI as an accelerator MLP’s performance for clients is further scaled by AI • Personal advisory with maximum AI support • Comprehensive trends provide additional support Wealth successions Wealth Environmental risks Family & (incl. climate and Property & Corporate cyber risks)
Slide 4: Agenda Business figures 2025
Agenda Business figures 2025 1 | BUSINESS PERFORMANCE 2025 2 | FORECAST 2026 3 | STRATEGY 4 | PLANNING 2028 4
Slide 5: Total revenue reaches new record high
Total revenue reaches new record high Total revenue of the MLP Group Recurring revenue € million, Dec 31 Proportion of sale revenue, Dec 31, 2025 1,067 1,080 949 973 935 767 564 72 % of the sales revenue recurring (€756 million) 2005 2020 2021 2022 2023 2024 2025 1 Compound annual growth rate (perio
Slide 6: Strong growth in competence field Property & Casualty
Strong growth in competence field Property & Casualty Sales revenue breakdown into competence fields € million, Dec 31, 2025, previous year’s values in brackets Wealth 510 (520) -2 % Life & Health 303 (298) +2 % Wealth management 380 (380) -0 % Old-age provision 233 (234) -1 % Interest income 78 (90
Slide 7: Key figures reach new record highs
Key figures reach new record highs Assets under management1 Non-life insurance premium volume € billion, Dec 31 € million, Dec 31 65.9 809 63.1 751 56.6 57.0 687 54.3 632 561 42.7 440 117 2.9 2005 2020 2021 2022 2023 2024 2025 2005 2020 20213 2021 2022 2023 2024 2025 1 Contains wealth management and
Slide 8: EBIT at €87.9 million despite one-off effect
EBIT at €87.9 million despite one-off effect Income statement Balance sheet figures MLP Group (€ million) 2025 2024 △ MLP Group Dec 31, 2025 Total revenue 1,079.6 1,066.7 +1 % Balance sheet total €4,269 million EBIT1 87.9 95.0 -7 % Shareholders' equity €585 million Financial result -2.8 4.6 -162 % E
Slide 9: Dividend policy generates reliable payouts
Dividend policy generates reliable payouts Earnings per share (EPS) and payout ratio Dividend and dividend yield2 € and percent, Dec 31 € and percent, Dec 31 74.3 % 5.8 % 5.9 % 70,7 %1 70.7 5.4 % 67.4 % 5.2 %1 58.2 % 56.8 % 4.3 % 52.2 % 3.5 % 0.63 € Dividend policy: 0.36 € 0.36 €1 0.57 € Payout of 0
Slide 10: Forecast 2026
Forecast 2026 Sales revenue EBIT very positive: ++, positive: +, neutral: 0, negative: -, very negative: -- € million, Dec 31 100-110 + 96.8 75.6 95.0 87.9 Wealth 70.7 59.4 + + Life & Health Property & 2020 2021 2022 2023 2024 2025 2026e Casualty Forecast Forecast includes only a small amount of per
Slide 11: Intensified use of AI: example non-life insurance
Intensified use of AI: example non-life insurance The expertise of the subsidiary DOMCURA1 will be gradually incorporated into MLP's consulting services Fully automated contract optimisation with contract conclusion Personal contact Upload of Analysis and drafting of Conclusion of Policy issuing and
Slide 12: Increasing AI support for personal consulting
Increasing AI support for personal consulting Client Consultant Financial home Personal client relationship Consultant portal Overview and management remains the central element at MLP Central tool for of the entire asset structure / client-oriented and risk protection comprehensive consulting AI ag
Slide 13: Expansion of wealth management for MLP private clients
Expansion of wealth management for MLP private clients Significant market potential AuM MLP Banking AG Growth segment € billion, Dec 31 14.9 7.4 703,000 households 2023-2024: +11 % 2020 2025 have liquid assets of Based on MLP’s private client business between €0.5 million and €3 million1 is well pos
Slide 14: Substantial growth opportunities in Alternative Investments
Substantial growth opportunities in Alternative Investments FERI: Hedge funds Significant market potential • Largest bank-independent hedge fund research and investment team with around €3 billion in assets under management • Cooperation Goldman Sachs on two new UCITS hedge funds with Share of Alter
Slide 15: Consistent expansion of corporate client business
Consistent expansion of corporate client business Micro-companies Corporate • Sales revenue < €1.0 million clients Focus on freelancers • 3,051,000 companies1 Commercial clients Corporate MLP’s client base with clients • €1.0 million < sales revenue < €10.0 million • 414,000 companies1 additional po
Slide 16: Expansion of MLP's services to corporate clients
Expansion of MLP's services to corporate clients Life & Health Property & Casualty Wealth Occupational pension schemes • Significant expansion of non-life • New launch of wealth management insurance premium volume of accounts for corporate clients Growth 2025 to planning 2028 +19 % CAGR1 corporate c
Slide 17: Planning 2028: Growth in all competence fields
Planning 2028: Growth in all competence fields EBIT €140 – €155 million EPS €0.90 – €0.99 Planning Total revenue €1.3 – €1.4 billion + Unlocking potential in the corporate 2028 Digitalisation strategy client business through the + & Cost efficiency extensive MLP network Property + Expansion of non-l
Slide 18: Summary
Summary • Strategic positioning has once again proven its worth – High earnings stability even in difficult market phases or in the case of one-off effects • Artificial intelligence acts as an additional accelerator in the business model – Innovative strength secures strong starting position • Confi
Slide 19: We are happy to answer any questions you may have
We are happy to answer any questions you may have Your contact Pascal Löcher Head of Investor Relations Phone +49 (0)6222 • 308 • 3559 E-mail pascal.loecher@mlp.de Simon Knaack Tobias Wolf Manager Investor Relations Manager Investor Relations Phone +49 (0)6222 • 308 • 2715 Phone +49 (0)6222 • 308 •