Fifth Third Bancorp · NASDAQ:FITB
Fifth Third Bancorp — Deutsche Bank Financial Services Investor Conference 2013
10 slides from Fifth Third Bancorp's conference presentation, Jun 5, 2013
Slide 1: Deutsche Bank Financial Services Investor Conference
Exhibit 99.1 Deutsche Bank Financial Services Investor Conference Dan Poston Executive Vice President & Chief Financial Officer June 5, 2013 Please refer to earnings release dated April 18, 2013 and 10-Q dated May 9, 2013 for further information © Fifth Third Bank | All Rights Reserved
Slide 2: A strong franchise with strong momentum
A strong franchise with strong momentum Net income available to Return on avg. assets Net charge-off ratio common shareholders ($MM) 1.34% 3.20% $1,541 3.02% 1.15% $1,094 0.64% 0.67% 1.49% $511 $503 0.85% 2009 2010 2011 2012 2009 2010 2011 2012 2009 2010 2011 2012 Generated highest level of net inco
Slide 3: Strong revenue and profit generation
Strong revenue and profit generation 1Q13 PPNR* / Average Assets 1Q13 returns strong relative to peers 3.0% Significant purchase accounting benefit ROAA ROATCE 2.5% 2.1% 2.0% Peer med. 1.7% 1.5% 1.0% 1.41% 15.5% 13.7% 1.09% 0.5% 0.0% USB WFC MTB BBT FITB PNC HBAN STI RF KEY CMA ZION FITB Peer Median
Slide 4: Strong capital position and strong capital generation support ability to return capital to shareholders
Strong capital position and strong capital generation support ability to return capital to shareholders ~$1.2 billion in capital returned to common shareholders Total payout yield (5 quarters through 3/31/13) (5 quarters through 3/31/13) 8% $1,200 7.3% $175MM 7.0% 7% Vantiv-related 6.4% $1,000 repur
Slide 5: Strategic focus areas
Strategic focus areas Business Growth Opportunities Expense Opportunities Retail Banking • Deepen share of wallet and cross sell • Lower cost to serve through • Attract and retain households multi-channel distribution and through product offerings valued by branch efficiencies • Continue to enhance
Slide 6: Key themes
Key themes Strong levels of profitability Traditional banking focus Broad-based consistent with credit direction of improvements financial reform Exceed fully Disciplined phased-in Basel expense control III capital standards today Continued investments to Well-established maintain and franchise in k
Slide 7: Cautionary statement
Cautionary statement This report contains statements that we believe are “forward-looking statements” within the meaning of Section 27A of the Securities Act of 1933, as amended, and Rule 175 promulgated thereunder, and Section 21E of the Securities Exchange Act of 1934, as amended, and Rule 3b-6 pr
Slide 8: Appendix
Appendix © Fifth Third Bank | All Rights Reserved
Slide 9: Pre-tax pre-provision earnings*
Pre-tax pre-provision earnings* PPNR reconciliation PPNR trend ($ in millions) 1Q12 2Q12 3Q12 4Q12 1Q13 Income before income taxes (U.S. GAAP) (a) $603 $565 $503 $540 $591 Add: Provision expense (U.S. GAAP) (b) 91 71 65 76 62 PPNR (a) + (b) $694 $636 $568 $616 $653 Adjustments to remove (benefit) /
Slide 10: Regulation G Non-GAAP reconciliation
Regulation G Non-GAAP reconciliation Fifth Third Bancorp and Subsidiaries Regulation G Non-GAAP Reconcilation $ and shares in millions (unaudited) For the Three Months Ended March December September June March 2013 2012 2012 2012 2012 Income before income taxes (U.S. GAAP) $591 $540 $503 $565 $603 A
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