Jio Financial Services Limited · NSE:JIOFIN
Jio Financial Services — Q2 & H1 FY25 Earnings Presentation
18 slides from Jio Financial Services's earnings presentation, Oct 18, 2024
Slide 1: Exchange filing cover letter for analyst presentation
October 18, 2024 BSE Limited National Stock Exchange of India Limited Phiroze Jeejeebhoy Towers, Exchange Plaza, Dalal Street, Fort, Plot No. C/1, G Block, Bandra-Kurla Complex, Mumbai 400 001 Bandra (East), Mumbai 400 051 Scrip Code: 543940 Trading Symbol: JIOFIN Dear Sirs, Sub: Presentation to ana
Slide 2: Q2 & H1 FY25 Earnings Presentation
Q2 & H1 FY25 Earnings Presentation October 18, 2024 Jio Financial Services Limited
Slide 3: Safe Harbor
Safe Harbor This presentation contains forward-looking statements which may be identified by their use of words like “plans,” “expects,” “will,” “anticipates,” “believes,” “intends,” “projects,” “estimates” or other words of similar meaning. All statements that address expectations or projections ab
Slide 4: Business Overview
BUSINESS OVERVIEW poites
Slide 5: Q2 & H1 FY25 | Key Consolidated Financials
Q2 & H1 FY25 | Key Consolidated Financials Q2 FY25 H1 FY25 Total Income Rs 693.85 Cr Rs 1,111.67 Cr Profit after Tax Rs 689.07 Cr Rs 1,001.70 Cr Net Worth Rs 1,37,144 Cr as on September 30, 2024 4
Slide 6: New Products Launched
New Products Launched… July 2024 August 2024 September 2024 • Loan on Mutual Funds • Home Loan – Balance • Loan against Property (LAP) Transfer • Home Loan • Health Insurance • Loan on Securities • Corporate Lending – Term • Salary Accounts • Life Insurance (Term) Loan, Working Capital • Auto and Tw
Slide 7: JioFinance App – Built for #GenAll
JioFinance App – Built for #GenAll DIGITAL STOREFRONT FOR CUSTOMERS • JioFinance app embedded on MyJio app in September 2024 • Launched new version of JioFinance app on October 10, 2024 (post beta phase) Key products/ services added since beta launch • Home Loan (including Balance • UPI Internationa
Slide 8: Serving Core Financial Needs of Customers
Serving Core Financial Needs of Customers Lending and Leasing Protect Jio Finance Limited Jio Insurance Broking Limited Jio Leasing Services Limited Transact Invest Jio Payment Solutions Limited JVs with BlackRock (AMC, Wealth Jio Payments Bank Limited and Broking) Digital, Analytics and Technology
Slide 9: Lending and Leasing
Lending and Leasing JIO FINANCE LIMITED Corporate Retail • Vendor Financing • Loan on Mutual Funds • Working Capital • Home Loan (incl. Balance Transfer) • Term Loan • Loan against Property • Factoring • Loan on Securities AUM of Rs 1,206 Cr as on September 30, 2024 JIO LEASING SERVICES LIMITED • Sh
Slide 10: Payments
Payments JIO PAYMENTS BANK LIMITED JIO PAYMENT SOLUTIONS LIMITED • Enabled recurring payments* on Payment Gateway (UPI & e-NACH) • JFSL increased stake to 82.17% in • Onboarding small merchants in August 2024 under 10 minutes • 1.5mn CASA customers • Bank account verification • Expanded Business sol
Slide 11: Protection
Protection JIO INSURANCE BROKING LIMITED • Direct-to-Customer product portfolio of 24 plans across 4 product categories (Auto, Two-wheeler, Health and Life) • New partnerships for Auto and Two-wheeler Insurance • Extended Warranty for consumer durables and devices • Growth momentum in Institutional
Slide 12: Investment
Investment JV FOR ASSET MANAGEMENT Received in-principle approval of sponsors from SEBI in Oct’24 1 2 3 Strengthened System deployment Product roadmap leadership and for tech platforms and GTM strategy in functional teams and infrastructure on advanced stages schedule JV FOR WEALTH MANAGEMENT AND BR
Slide 13: Financial Overview
FINANCIAL OVERVIEW veces
Slide 14: Statement of Profit and Loss - Consolidated
Statement of Profit and Loss - Consolidated Rs. in crore Consolidated Profit and Loss Q2 FY24 Q1 FY25 Q2 FY25 H1 FY24 H1 FY25 Interest income 186 162 205 388 367 Dividend income 217 - 241 217 241 Fees and commission income 41 38 41 80 79 Net gain on fair value changes 164 218 207 337 425 Total Incom
Slide 15: Balance Sheet - Consolidated
Balance Sheet - Consolidated Rs. in crore Consolidated Balance Sheet On March 31, 2024 On September 30, 2024 Assets Cash & Bank Balances 10,960 5,132 Investments 1,33,292 1,37,439 Loans 173 1,206 Other assets 438 445 Total assets 1,44,863 1,44,222 Net worth 1,39,148 1,37,144 Equity share capital 6,3
Slide 16: Statement of Profit and Loss - Standalone
Statement of Profit and Loss - Standalone Rs. in crore Standalone Profit and Loss Q2 FY24 Q1 FY25 Q2 FY25 H1 FY24 H1 FY25 Interest income 93 19 40 203 59 Dividend income - - 235 - 235 Fees and commission - 1 2 - 3 Net gain on fair value changes 56 114 106 160 220 Total Income 149 134 383 363 517 Sta
Slide 17: Balance Sheet - Standalone
Balance Sheet - Standalone Rs. in crore Standalone Balance Sheet On March 31, 2024 On September 30, 2024 Assets Cash & Bank Balances 4,590 590 Investments 19,720 23,952 Loans 92 257 Other assets 72 100 Total assets 24,474 24,899 Net worth 24,437 24,813 Equity share capital 6,353 6,353 Other Equity 1
Slide 18: Thank You
THANK YOU
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